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In this episode, Lloyd breaks down a real-world comparison between residential property and dividend-paying shares, showing exactly how much income lands in your pocket after expenses, taxes, and hidden ownership costs.

◼️ Property income vs dividend income

◼️ The hidden costs of owning property

◼️ Why franked dividends can be tax effective

◼️ A $1 million property vs shares comparison

◼️ Why Lloyd currently prefers shares over property

Timestamps:

00:00:00 - Introduction

00:00:46 - How property generates income

00:02:23 - Rental yield and property cash flow

00:04:04 - Tax, costs and net property returns

00:06:31 - Why property income can fall behind inflation

00:08:59 - Comparing shares with property

00:09:47 - The BHP dividend income example

00:12:47 - Franking credits and tax advantages

00:14:28 - Building a higher-yield share portfolio

00:16:52 - Individual shares vs property income

00:17:10 - Australian dividend ETFs

00:17:58 - US index funds and growth investing

00:19:03 - Lloyd's current portfolio positioning

00:20:51 - Building a portfolio for income

00:21:28 - Why shares outperform for cash flow

00:22:37 - Shares Masterclass and final thoughts

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DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.