Homeowners insurance is quietly becoming one of the biggest reasons buyers lose the home they thought they were getting. You can have great credit, stable income, and a full mortgage approval, only to have an insurance issue derail the purchase at the last minute. In this episode, Josh Lewis and I break down five ways homeowners insurance can blow up a home purchase, how higher premiums affect qualification, and what buyers should check before making an offer. If you're planning to buy a home, this episode could help you avoid an expensive last-minute surprise.

Timestamps:

00:00 - How homeowners insurance kills home purchases
01:35 - Why insurance impacts your mortgage approval
04:42 - Homes that are difficult or expensive to insure
08:10 - Why insurance quotes vary so much
12:35 - Red flags buyers overlook before making an offer
16:48 - How to avoid insurance surprises during escrow
20:10 - Final tips to protect your home purchase

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📩 Email: info@theeducatedhomebuyer.com
💻 Website: http://www.theeducatedhomebuyer.com

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Connect with us 👇

Jeb Smith
Huntington Beach Realtor | Orange County Real Estate
DRE #01407449
Real Broker

Josh Lewis
Huntington Beach Certified Mortgage Expert
DRE #01209148
BuyWise Mortgage
M: (714) 916-5727