• 475: Builder Profit Margins Hit 26-Year Lows and Solving the American Housing Crisis
    Sep 18 2026

    Property investors should prioritize seizing growth opportunities and actively avoid the opportunity costs of letting their capital remain idle. Current market conditions feature high mortgage rates and challenging housing affordability, yet human nature dictates that fear of loss remains a powerful motivator for market participation. Due to these economic hurdles, tenant retention has surged significantly as renters remain in place longer rather than attempting to purchase homes. Consequently, real estate investors can capitalize on compressed builder margins and various market incentives by consulting with professionals to optimize their portfolios.

    America is currently facing a severe housing affordability and shortage crisis, largely driven by restrictive government regulations and outdated zoning laws established during the progressive era. David Rand, the founding president and CEO of the Land Liberty Movement, explains that these pervasive barriers—including minimum lot sizes, excessive setback requirements, and mandatory double staircases—severely limit property rights and inflate construction costs. To combat these challenges, organizations like his advocate for state-level policy reforms that dismantle central planning and return decision-making power directly to property owners and developers. By easing these burdensome restrictions and embracing natural market prices, communities can foster innovative housing solutions like high-quality manufactured homes and mixed-use walkable neighborhoods. Ultimately, building a broad ideological consensus and reempowering individuals are essential steps to successfully restoring housing accessibility and the American dream for future generations.

    #EmpoweredInvestor #RealEstateInvesting #ROI #IncomeProperty #OpportunityCost #HousingMarket #MortgageRates #TenantRetention #BuildToRent #KBHomes #PropertyManagement #LandLiberty #JasonHartman #RealEstateOpportunities

    https://propertytracker.com/

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    https://empoweredinvestorpro.com

    Contact our Investment Counselors today!

    _______________________________________________________________

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    30 mins
  • 474: The 'Free Lunch Metric' Revisited, Client Case Study - Dave Porter
    Aug 18 2026

    Jason welcomes his long-term client David Porter, a retired executive who began investing in residential real estate around 2008. David explains his unique "free lunch metric," which he used to identify stable neighborhoods by ensuring fewer than 50% of local students qualified for government-assisted meals. Throughout the discussion, the pair explores the benefits of buy-and-hold strategies in linear markets like Indianapolis, emphasizing cash flow over speculative appreciation. David shares practical advice on managing property managers, maintaining financial buffers, and the importance of professional oversight for supposedly passive investments. They conclude by highlighting how David's courageous investing during the Great Recession successfully built a reliable income stream for his retirement.

    #FreeLunchMetric #RealEstateInvesting #CashFlowMachine #BuyAndHold #PropertyManagement #SingleFamilyHomes #IndianapolisRealEstate #PhoenixRealEstate #FinancialBuffer #PassiveIncome

    EmpoweredInvestor.com/Wednesday

    PropertyTracker.com

    _______________________________________________________________

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    31 mins
  • 473: The Delisting Dilemma and the $500,000 Equity Trap: Why Homeowners Refuse to Sell with Rick Sharga
    Jul 18 2026

    Rick Sharga, founder of CJ Patrick Company, discusses current housing market conditions and economic trends. Rick explains that despite mortgage rates tripling since the pandemic, the housing market has shown resilience with 49 consecutive months of year-over-year price increases, though sales volume remains down for three years. He noted that while affordability remains a challenge with a $40,000 wage gap for median-income buyers, recent data shows pending sales and mortgage purchase applications running ahead of last year, suggesting pent-up demand may soon drive market recovery. Rick highlighted that inflation concerns stem largely from energy price increases following the Iran conflict, and emphasized that wage growth continues to outpace home price growth, making affordability slightly better. He also discussed how builders currently face a 10-month supply of new homes while existing home inventory remains tight, creating opportunities for investors in both markets.

    https://empoweredinvestor.com/Ai

    Reach out to our Investment Counselors 1-800- HARTMAN Ext. 2

    PropertyTracker.com

    https://cjpatrick.com

    _______________________________________________________________

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    50 mins
  • 472: The Job Market and a Housing Shortage of 4 Million | NAR Chief Economist, Lawrence Yun
    Jun 18 2026

    Jason Hartman discusses the enduring stability of income property as a premier asset class. He highlights updates to his Property Tracker software, which now integrates real-time inflation data and calculates suggested cash reserves to help investors manage risk. He critiques the reliability of official CPI figures, arguing that higher actual inflation creates significant wealth through inflation-induced debt destruction. Jason also shares a personal anecdote about shutting down his Bitcoin miners due to unprofitability, using the story to warn against over-diversification in unproven assets.

    He then welcomes Lawrence Yun, the Chief Economist for the National Association of Realtors, as he provides a comprehensive update on the current state of the U.S. housing market. Yun highlights a significant "slump" in home sales volume over the last four years, even as property prices remain at record highs due to an estimated shortage of four million homes. The discussion covers how high mortgage rates and tax policies like capital gains are freezing inventory by discouraging homeowners from moving. Despite these challenges, Yun remains optimistic, citing strong job growth and potential interest rate cuts driven by future technological productivity as catalysts for a multi-year market recovery. He concludes th at the market is finally turning a corner, with pent-up demand likely to drive increased activity through 2026.

    PropertyTracker.com

    http://empoweredinvestor.com/

    _______________________________________________________________

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    1 hr and 1 min
  • 471: Breaking Ground: Insights From the Housing Development Cycle with Brandon Cobb
    May 18 2026

    Brandon Cobb of HBG Capital explains the intricate process of land entitlement and development in the modern real estate market. He describes how his company identifies unimproved land, secures government approvals, and installs horizontal infrastructure like roads and utilities before selling finished lots to large national homebuilders. This specialized "middleman" role allows developers to mitigate risk by contracting for land only when they are certain of its development potential. The discussion highlights why new housing supply is difficult to create, noting that the process often takes years due to bureaucratic hurdles and environmental regulations. Ultimately, Cobb expresses optimism for 2026, predicting a market turnaround driven by lowering interest rates and a massive demand for entry-level affordable housing. Through this lens, Brandon provides a detailed look at the behind-the-scenes mechanics that sustain the residential real estate economy.

    _______________________________________________________________

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    34 mins
  • 470: The Language of Freedom: Entrepreneurship and Family Values with Connor Boyack
    Apr 18 2026

    Start your journey to financial independence. Learn how you can be an Empowered Investor today! Get your tickets to https://empoweredinvestorlive.com/ now!

    Connor Boyack, the founder of Libertas Network talks to Jason about his organization's mission to foster freedom and financial literacy in young people through programs like the Tuttle Twins book series and the Children's Entrepreneur Market. The conversation highlights a deep dissatisfaction with the modern education system, which the speakers argue fails to teach critical thinking or practical history. To counter these shortcomings, Boyack advocates for family-centered learning and entrepreneurship as the primary tools for building a more informed citizenry. He also introduces Praxis, a professional apprenticeship program designed as a cost-effective alternative to traditional college degrees. Ultimately, the text encourages parents to take a proactive role in their children's development to ensure economic independence and personal liberty.

    https://connorboyack.com/

    https://www.kidsmarkets.com/

    https://joinpraxis.com/

    https://libertas.org/

    _______________________________________________________________

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    34 mins
  • 469: The 10 Million Home Shortage and Co-Living Opportunities and Client Case Study with Jarrod
    Mar 18 2026

    Jason explores the widening housing shortage, highlighting a recent White House estimate that the United States is undersupplied by 10 million units. While the federal government suggests deregulation as a solution, Jason argues that local complexities make significant relief unlikely, predicting instead that rents will rise as apartment oversupply clears. Data on building permits is presented to show a sharp decline in new construction across major states like Florida, Texas, and Arizona, which the host interprets as a signal of continued scarcity and high prices. He encourages listeners to act as strategic investors by purchasing new construction now while builder incentives are available, anticipating that future interest rate cuts will spark a market surge. Finally, the segment promotes co-living as a niche solution to affordability and invites audiences to an upcoming real estate conference in California.

    Start your journey to financial independence. Learn how you can be an Empowered Investor today! Get your tickets to https://empoweredinvestorlive.com/ now!

    #HousingShortage #CoLiving #RealEstateInvesting #EmpoweredInvestor #Deregulation #MortgageRates #InventoryShortage #SingleFamilyHomes #MultifamilyHousing #ZoningLaws #InflationInducedDebtDestruction #NewHomeConstruction #MarketTrends #InvestorStrategy #EmpoweredInvestorLive

    Key Takeaways:

    Jason's editorial

    0:00 Housing shortage estimate from the White House

    5:59 Percent change in single-family permits, Jan 26 vs. Jan 25

    8:18 Percent change in multifamily permits, Jan 26 vs. Jan 25

    11:17 Altos: Single family Active Inventory and New Home Percent of Total Inventory

    15:27 Get your tickets to https://empoweredinvestorlive.com/ now! You can also win 2 FREE tickets to the event by guessing the date of Jason's old MLS book

    Interview with Jarrod

    17:21 Meet Jarrod and the 'traveling nurses'

    20:52 Get your tickets to https://empoweredinvestorlive.com/ now!

    21:11 Running a CO-LIVING house on his own through the PadSplit app

    23:22 Self-management and good ol' Craigslist

    34:29 Phenomenal numbers

    36:34 Member avatars

    39:28 Vetting best practices

    44:24 Join a community

    _______________________________________________________________

    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN

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    Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/

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    Special Offer from Ron LeGrand:

    https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing:

    https://www.PandemicInvesting.com

    Show More Show Less
    48 mins
  • 468: The Negative Amortization Advantage: Why Today's Reverse Mortgage is a Sophisticated Tool for Aging in Place with Laura Phillips
    Feb 18 2026

    Jason and Laura Phillips discuss the concept and mechanics of reverse mortgages, including different funding options and how they operate similarly to life insurance. They explore the history and current state of the reverse mortgage industry, noting its long-standing presence and the various ways seniors utilize these funds to access home equity. Laura gives detailed explanations about different loan types, interest rates, and the importance of working with a specialized reverse mortgage professional, emphasizing careful consideration of the product's implications.

    Contact Laura at https://LauraPhillips.com/

    This May, become an Empowered Investor. Join Jason and his team as they empower you to gain control of your financial future and create wealth. Get your tickets at https://EmpoweredInvestorLive.com/ today!

    Key Takeaways:

    0:00 What is a reverse mortgage

    7:01 Terms of a reverse mortgage

    12:49 It is a financial tool

    15:35 Who are the investors

    Follow Jason on TWITTER, INSTAGRAM & LINKEDIN
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    Free Class: Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund

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    Special Offer from Ron LeGrand:
    https://JasonHartman.com/Ron

    Free Mini-Book on Pandemic Investing:
    https://www.PandemicInvesting.com

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    18 mins