Book a 1:1 Consultation & Financial Plan With Paul:

https://askaboutwealth.ie/consultancy

In this episode of the Ask About Wealth Podcast, Paul speaks with Eoghan O’Hara, Country Head for Raisin Ireland. They discuss why Irish household deposits earn very low interest, and the opportunity presented by the EU-wide deposit guarantee protection.

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Book a 1:1 Consultation & Financial Plan With Paul:

https://askaboutwealth.ie/consultancy

In this episode, we break down why inheritance tax can result in the same wealth being taxed twice, and why doing nothing is often the most expensive option of all.

We cover:

- Why inheritance tax can wipe out over 33% of a family estate, even after a lifetime of income and capital taxes

- The key reasons to consider gifting assets during your lifetime, including protecting today’s thresholds and future growth

- How control can be retained using trusts and family partnerships, while still reducing tax

- Other powerful planning tools, including familial allowances, exempt assets, and Fair Deal planning

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Book a 1:1 Consultation & Financial Plan With Paul:

https://askaboutwealth.ie/consultancy

Get a Free Mortgage Broker Consultation Here:

https://www.askaboutproperty.ie/broker-consultation

You can get in contact with Ray here:

https://raycooke.ie/

This week, Paul is joined by Ray Cooke, CEO of Ray Cooke Auctioneers, to share what he is seeing on the ground in the Irish property market as we move through 2026.

In this episode, we discuss:

- Why are good properties selling quickly, and what buyers must have to be ready

- The reality of supply and demand, and why stock exists but still feels scarce

- Why landlords are leaving the market and what that means for rents and tenants

- Residential vs commercial property, yield expectations, and how investors should think about risk

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Book a 1:1 Consultation & Financial Plan With Paul:

https://askaboutwealth.ie/consultancy

You can get in touch with Graham here:

https://hanlonandco.com/

In this episode of the Ask About Wealth podcast, we are joined by Graham Hanlon, a seasoned solicitor with over 30 years of experience. The discussion covers essential topics in financial planning, including the intricacies of probate law, the validity and impact of prenuptial agreements, and the importance of business agreements.

Gain valuable insight into managing wealth and the legal planning involved.

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Book a 1:1 Consultation & Financial Plan With Paul

https://askaboutwealth.ie/consultancy

In this episode, we provide a checklist of actions business owners and individuals can take before December 31, 2025, to maximise tax benefits. Key topics include clearing out company profits, utilising tax credits and allowances, maximising contributions to retirement schemes, and understanding the implications of capital gains tax and EIIS investments.

Learn practical tips for leveraging pension contributions, tax-efficient bonuses, subsistence allowances, and tax loss harvesting. This guide offers valuable insights to help you minimise tax liabilities and optimise financial planning for the future.

00:00 Introduction: Maximising Your Tax Benefits

00:26 Clearing Out Your Profit: Why and How

05:23 Utilising Small Benefit Exemptions (SBE)

08:13 The Power of Pensions

13:51 Understanding Subsistence Allowances

19:02 Capital Gains Tax: What You Need to Know

23:50 Employment Investment Incentive Schemes (EIIS)

26:42 Conclusion: Effective Tax Planning

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Book a 1:1 Consultation & Financial Plan With Paul

https://askaboutwealth.ie/consultancy

Get Unbiased Property Guidance and a Free Mortgage Consultation

https://linktr.ee/ask.about.property

This week, we're joined once again by Aidan McLoughlin, Group Managing Director of ITC, to discuss the upcoming changes to pensions in Ireland and to help you better navigate these Changes.

We discuss the significant recent change announced on August 15, which restricts transfers out of pension schemes post-normal retirement age (NRA), leading to lost benefits for members unaware of the change. Aidan also sheds light on the importance of seeking independent financial guidance to maximise pension benefits. This episode is a must-watch for anyone looking to optimise their pension schemes and stay informed about market changes.

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Book a 1:1 Consultation & Financial Plan With Paul

https://askaboutwealth.ie/consultancy

Get Unbiased Property Guidance and a Free Mortgage Consultation

https://linktr.ee/ask.about.property

You can contact Jacquelyn and learn more about The Journey here:

https://thejourney.ie/

In this episode, we are delighted to welcome Jacquelyn Dunne, solicitor at Dunne Solicitors and the creator of The Journey. Join us as we discuss the importance of having a will, explain who inherits what under intestacy laws, and the consequences of not having proper succession planning in place.

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Book a 1:1 Consultation & Financial Plan With Paul

https://linktr.ee/askaboutwealth

Get Unbiased Property Guidance and a Free Consultation

https://linktr.ee/ask.about.property

You can learn more about Gavin here:

https://gavinjgallagher.com/

In this episode of the Ask About Wealth Podcast, we welcome back Gavin J Gallagher, a seasoned property investor, coach, and mentor, as well as the presenter of the Behind the Facade podcast. We discuss significant changes coming to the property market, including the impact of the nationwide Rent Pressure Zone system, challenges for landlords, and upcoming regulations affecting property investments.

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