Matt “Money” Smith and Lorenzo Neal break down the Chargers’ offseason priorities, starting with the ongoing conversation about restructuring Justin Herbert’s contract and how it could create valuable cap space without limiting roster flexibility. The guys dive into the economics of the NFL salary cap, explaining how teams like Kansas City and Philadelphia manipulate contracts to stay competitive.

From there, the focus shifts to free agency — particularly the urgency of fixing the center position and stabilizing the interior offensive line. The hosts debate whether to pursue top-tier options like Tyler Linderbaum, retain Zion Johnson, or allocate resources elsewhere, while also discussing the futures of Khalil Mack, Tuli Tuipulotu, and other key defenders.

With FanDuel listing the Chargers among the top AFC contenders, the message is clear: the Super Bowl window is open — but it hinges on smart financial decisions and solidifying the trenches.

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Matt “Money” Smith and Lorenzo Neal react to the Seahawks’ Super Bowl win and use it as a blueprint for the Chargers’ future. The biggest takeaway: games are still won in the trenches, and protecting the quarterback is everything. The guys detail the pounding Justin Herbert has taken over the past three seasons and argue the Chargers must prioritize rebuilding the interior offensive line and investing fully in their franchise QB. Their offseason message is clear — protect Herbert, build inside-out, and follow the physical, disciplined model that just won a Lombardi.

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Daniel Popper joins Matt “Money” Smith to break down the Chargers’ coordinator hires, what Chris O’Leary brings defensively, how Mike McDaniel can elevate Justin Herbert, and the biggest roster questions heading into free agency and the draft.

0:00 – Welcome + Daniel Popper Joins the Show
2:10 – Chargers Hire Chris O’Leary as DC
5:00 – O’Leary’s Jesse Minter Roots
8:40 – Defensive Scheme Continuity Explained
12:30 – How Derwin James Shapes the Defense
16:15 – Is Hiring a First-Time DC a Gamble?
20:40 – Why Continuity Was the Chargers’ Smart Play

24:30 – Mike McDaniel’s Offensive Vision
28:45 – Fixing the Justin Herbert Problem
33:20 – Creating Easy Throws & Offensive Rhythm
38:10 – Why the Old Offense Failed in Big Games

42:30 – Free Agency Priorities for the Chargers
46:10 – Zion Johnson Contract Debate
51:30 – Interior Offensive Line Concerns
56:40 – Draft vs Free Agency Strategy

1:01:30 – Edge Rushers & Defensive Investments
1:06:15 – Cornerback Needs & Draft Options
1:11:00 – Linebacker Room Outlook

1:14:40 – Tight End Room Questions
1:18:20 – Running Back Fit in McDaniel’s Scheme
1:22:10 – Ladd McConkey’s Role Going Forward
1:25:30 – WR Room Construction & Speed Needs

1:29:40 – Special Teams & Roster Depth
1:33:00 – What the Chargers Must Do to Win Now
1:36:45 – Final Thoughts on the Chargers’ Offseason

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