Most real estate investors chase the deal. Will Harvey chased the lesson — and eventually followed it all the way out of operations and into running a fund.

In this episode of Brick by Brick, Loren sits down with Will Harvey III, founder of Harvey Capital Funding, a Richmond, VA-based hard money lending operation. Will’s path is anything but straight: a college dropout, a recovering mortgage originator, a house flipper, a syndication LP and GP, a short-term rental operator who took a $70-80k loss on a functionally obsolete Northern Virginia property, and ultimately a fund manager who now says the operating life just isn’t wired into him. The candor in that admission — and what he built on the other side of it — is what makes this episode worth your time.

In this episode, you’ll learn:

• How Will went from residential loan officer to founding a dedicated hard money fund — and why the 2022 STR deal was the turning point that clarified everything

• The LP/GP alignment question most limited partners never ask — and why proformas are largely baloney

• How Will underwrites borrowers beyond the asset: credit score philosophy, face-to-face meetings with every borrower, and the red flags that end a deal conversation

• How both Will and Loren are embedding AI into their lending workflows — from call transcription to title review to portfolio monitoring

• What “looking down, not up” actually means in practice — and why Will now stress-tests downside before he ever runs upside

Will Harvey III is the founder of Harvey Capital Funding, a Virginia-focused private lending operation offering fix-and-flip, rental bridge, and refinance loans to real estate investors. He also manages a separate fund investing in seller-financed notes. He is based in Richmond, VA.

Topics covered:

• Double college dropout to mortgage originator

• House flipping and building a personal RE portfolio

• LP investing in 100+ unit multifamily syndications

• Leading his own syndications and operating a wedding venue and boutique hotel

• The 2022 Northern Virginia STR loss — deal goggles, a functionally obsolete house, and $70–80k in combined losses

• Founding Harvey Capital Funding in 2023 and spinning out a dedicated hard money fund

• Borrower underwriting: credit score philosophy, face-to-face meetings, red flags

• AI in lending: call transcription, CRM integration, title review, portfolio monitoring

• The GP mindset: conservative assumptions, verified track record, “look down not up”

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Connect with Will Harvey:

Website: harveycapitalfunding.com | Email: will@harveycapitalfunding.com

Are you tired of the relentless grind, sacrificing precious family time for fleeting wealth? Joey Mure reveals the bold truth about escaping the 9-5 trap, building genuine passive income streams, and redefining what retirement really means. This episode is your wake-up call to take control of your financial destiny and live with purpose and freedom.

In this episode:

• Why active income doesn't equal freedom and Joey's personal transformation story
• The real meaning of financial freedom and the importance of passive income exceeding expenses
• Why traditional retirement is a myth and how to embrace ongoing service and purpose
• The formula for financial freedom and actionable steps to get there fast
• How to identify your investor DNA and choose the right investment strategies
• The pitfalls of relying on IRAs and tax deferral vehicles and what to focus on instead
• How AI will revolutionize investing, lending, and business, reshaping margins and opportunities
• Practical approaches beyond real estate, including online businesses, lending, and media assets
• Overcoming misconceptions and making confident investment decisions

Resources & Links:

• Well Without Wall Street Podcast
• Passive Income Lab
• Joey Mure on LinkedIn
• Book: The Richest Man in Babylon by George S. Clason

Connect with Joey Mure:

• LinkedIn
• Website
• Instagram

Remember:

Your financial freedom depends on the choices you make today. Stop trading time for dollars and start building assets that serve your purpose. The time to act is now. Your future self will thank you!

What if the real forces moving real estate had nothing to do with interest rates? In this episode, we sit down with Ari Rastegar — founder of Rastegar Capital, WSJ/USA Today bestselling author of The Gift of Failure, and one of the most contrarian voices in Texas real estate — for a conversation that cuts through the noise and gets to what actually drives markets: human behavior.

Ari breaks down why old cyclical models no longer apply, how to read demographic and migration data as a lead indicator, and why the Sun Belt — particularly Texas — isn't a trend. It's a structural shift. From 3D-printed homes and zoning battles to the "J curve" of exponential change, this is a masterclass in thinking long while moving fast.

What You'll Learn:

• Why human behavior — not interest rates — is the real engine of real estate markets
• How demographic shifts, remote work, and lifestyle changes are reshaping investment priorities
• The Texas advantage: population growth, corporate relocations, and central geography
• Why traditional cyclical models are dead — and what the J curve means for your portfolio
• How to use migration data as a lead indicator before headlines catch up
• Micro-market investing: why precise location and hyper-local data beats macro noise
• How 3D printing and construction innovation could solve the housing shortage
• Active vs. passive investing — and how to build wealth without the operational burden
• Why a down market may be the best time for disciplined investors to act

Timestamps: 00:00 — Seismic shifts & why human behavior drives real estate 02:15 — COVID, rates, and geopolitics: stress and opportunity 05:28 — Demographic evolution: remote work and lifestyle shifts 07:50 — The Texas advantage: population growth and corporate relocations 10:45 — Why systematic growth is dead — enter the J curve 13:20 — Migration lead indicators: Austin, Dallas, Florida 16:00 — Micro-location investing: precise data over headlines 18:20 — Zoning, bureaucracy, and 3D printing shaping future supply 21:00 — Essential housing and building for affordability 23:45 — The myth of institutional dominance 26:00 — Policy and accelerating housing development 29:30 — Long-term thinking, local laws, and land banking 33:00 — Government policy, Fannie Mae, Freddie Mac, systemic rate shifts 36:00 — Why now is a perfect storm for disciplined investors 38:00 — Active vs. passive: investing smart without the hassle 41:00 — Education, partnerships, and time in the market

About Ari Rastegar Ari Rastegar is the founder and CEO of Rastegar Capital, a vertically integrated real estate investment firm based in Austin, Texas. Known as "The Oracle of Austin," he has developed over 4.9M sq ft across 13 states and 38 cities. Featured in Forbes, GQ, WSJ, and The Real Deal.

Connect with Ari: 🌐 rastegarcapital.com 💼 linkedin.com/in/arirastegar 📸 Instagram: @rastegar 📖 The Gift of Failure — available on Amazon