Most businesses don’t realize they’re missing a critical IRS compliance requirement — until the penalties arrive.

In this episode of the Broken Healthcare Podcast, host Ray Kober sits down with Sanju Sriram, CEO and Co-Founder of Simple Tax Suite, to break down one of the most overlooked compliance issues affecting employers, TPAs, and benefits brokers.

Sanju explains how outdated paper processes, confusing IRS tax forms, and compliance gaps are causing thousands of businesses to receive penalties — especially around PCORI fees, Form 720 excise taxes, ACA filings, and other healthcare compliance requirements.

The solution? AI-powered tax automation that can complete filings in minutes instead of days.

Sanju and her team have partnered with the IRS to build a cloud-based electronic filing platform designed to eliminate manual errors, simplify complex compliance workflows, and help organizations avoid costly penalties.

If you’re a TPA, insurance broker, CFO, benefits consultant, or business owner, this conversation could save you time, money, and major compliance headaches.

• What the PCORI fee is and why many businesses miss it

• Why Form 720 excise taxes confuse even experienced tax professionals

• How AI is transforming IRS tax compliance and electronic filing

• The hidden risks for self-funded health plans and employers

• Why paper filings are becoming obsolete in IRS systems

• How TPAs and brokers can turn compliance into a competitive advantage

• The real cost of IRS penalties, audits, and missed filings

This episode is essential for:

• Benefits brokers
• Third-party administrators (TPAs)
• Healthcare consultants
• HR leaders
• CFOs and finance teams
• Self-funded employers
• Anyone responsible for IRS compliance

Sanju Sriram is the CEO and Co-Founder of Simple Tax Suite, an IRS-authorized tax compliance platform designed to simplify complex federal tax reporting.

Her technology uses AI-powered infrastructure to automate critical filings tied to self-funded and level-funded health plans, helping TPAs and brokers eliminate manual processes and deliver greater value to their clients.

Before launching her company, Sanju worked as a software engineer and technical director in Silicon Valley’s gaming industry, where she specialized in large-scale data and AI systems.

Learn more about Sanju’s platform here:

https://simple720.com/

Use code: BROKEN for 10% off

The Broken Healthcare Podcast explores the biggest problems in healthcare, benefits, compliance, and employer-sponsored health plans — and the innovators building solutions.

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There is a healthcare court case unfolding right now that could have massive implications for patients, employers, and how hospital consent is interpreted across the entire system.

In this critical episode of Broken Healthcare, host Ray Kober sits down with healthcare outcomes expert and Validation Institute founder Al Lewis to break down a real case involving OhioHealth, a 29-hospital system in Ohio, that is now testing how consent and payment agreements actually work in practice.

In this case, treatment was provided and accepted without objection. Payment was then sent via check clearly marked as payment in full for the agreed-upon amount. The check was cashed.

But the story didn’t end there.

After accepting and cashing the payment, additional demands for thousands more followed — raising serious questions about how consent, financial responsibility, and patient agreements are enforced in healthcare.

This case is now becoming a powerful test of how consent is used — and why patients and employers need to understand exactly what they are agreeing to.

One of the most important takeaways Al shares is simple but critical:

Always ask for a printed copy of anything you sign in a healthcare setting.

Because consent forms often contain language that can have long-term legal and financial consequences most people never fully realize.

• The OhioHealth court case and why it could impact healthcare nationwide

• How hospital consent forms actually work in practice

• Why accepting treatment can sometimes be interpreted as accepting consent

• Why requesting printed copies of consent forms is essential

• How employers may unknowingly expose themselves to significant financial risk

• The mission behind Quizzify and how it helps people make smarter healthcare decisions

• How the Validation Institute independently verifies healthcare solutions

Most people assume healthcare is straightforward.

But the reality is far more complex.

This conversation exposes how the system actually works — and why awareness is one of the most important protections you have.

• Employers and benefits leaders

• Healthcare executives and advisors

• HR professionals

• Anyone who has signed hospital paperwork

• Anyone who wants to understand their rights and risks in healthcare

Because what you sign — and what you don’t question — can matter more than you think.

Al Lewis is founder of the Validation Institute and Quizzify, and one of the most respected and outspoken healthcare outcomes experts in the country. His work focuses on bringing transparency, accountability, and evidence-based validation to healthcare.

Hosted by Ray Kober, Broken Healthcare explores the real drivers of healthcare costs, consent, incentives, and accountability — and brings clarity to leaders navigating one of the most complex systems in the world.

No spin. Just reality.

If you want to understand how healthcare really works — and how to protect yourself and your organization — subscribe and turn on notifications.

Have you ever signed healthcare paperwork without fully understanding it?

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What happens when Sir Winston Churchill walks into a modern podcast studio… and then steps out of character?

In this unforgettable episode of Broken Healthcare, host Ray Kober sits down with Randy Otto — a financial advisor, historian, and the only man ever endorsed by the Churchill family to portray Sir Winston Churchill.

For over 54 years, Randy has embodied Churchill on stages around the world. In this conversation, he does something extraordinary:

🎩 Part one: He is Winston Churchill — recounting war, leadership, failure, resilience, and the legendary “black dog” in Churchill’s own voice.

🧠 Part two: He steps out of character as Randy Otto, revealing what decades of studying Churchill taught him about creativity, mental health, destiny, money, and leadership.

You’ll hear:

- How Churchill survived his greatest failure (Gallipoli)

- Why painting saved his life — and his mind

- The real story behind the “black dog” of depression

- Leadership lessons forged in war that still apply today

- What it means to believe in destiny — and fight for it

This isn’t history class.

This is living history, performed by the man who knows Churchill better than anyone alive.

🎙️ Sit back, listen closely — and decide for yourself when the character ends and the wisdom begins.

Hosted on Acast. See acast.com/privacy for more information.