• From The Convent to The White House to Fixing Broken U.S. Healthcare | Broken Healthcare Podcast #92
    Apr 16 2026

    Katy Talento joins the show in-studio to share her unique journey from religious life to advising on healthcare policy at the highest levels of government - and what she believes it will take to fix the U.S. healthcare system.


    With a background in epidemiology, public health, and federal policy, Katy brings rare insight shaped by her experience working in the U.S. Senate and advising on healthcare issues at the White House. Her career spans global public health work, infectious disease research, and shaping national healthcare policy that impacts employers, patients, and the broader healthcare system.


    In this conversation, Katy shares how her early desire to change the world led her into public health, policy, and ultimately into healthcare reform efforts in Washington. She explains how incentives inside the healthcare system influence decision-making, why meaningful reform can be difficult to achieve, and why healthcare costs continue to rise despite ongoing policy changes.


    We also discuss how employer-sponsored healthcare plays a central role in the U.S. system, why prevention-focused models such as Direct Primary Care (DPC) are gaining attention, and how transparency may help improve healthcare outcomes over time.


    Subscribe for more conversations focused on improving healthcare outcomes and fixing the broken healthcare system.


    #HealthcareReform #HealthPolicy #HealthcareCosts #DirectPrimaryCare #EmployerHealthcare #HealthcareInnovation #HealthcareLeadership #HealthInsurance #PublicHealth #HealthcareTransparency


    00:00 Intro

    00:23 Welcome Katy Talento

    01:30 Early life and desire to change the world

    04:30 Faith journey and decision to enter religious life

    08:00 Global public health work and infectious disease research

    12:30 Working internationally in public health

    16:00 Entering Washington health policy

    20:00 Writing healthcare legislation in the U.S. Senate

    24:00 How healthcare policy is shaped in Washington

    29:00 Speechwriting and political communications

    32:30 Industry influence in healthcare policy

    36:00 Why healthcare reform is difficult to achieve

    40:00 How incentives influence healthcare decisions

    45:00 Employer-sponsored healthcare and system complexity

    52:00 Insurance incentives and unintended consequences

    58:00 Why healthcare costs continue to rise

    1:05:00 Transparency and accountability in healthcare

    1:12:00 Direct Primary Care and prevention-focused models

    1:18:00 Where meaningful reform may come from

    1:25:00 The future of healthcare policy

    1:31:00 Final thoughts on fixing U.S. healthcare

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 34 mins
  • Broken Healthcare Costs, Self-Funding, Anti-BUCA & Real Reform | Broken Healthcare Podcast #91
    Apr 9 2026

    Emma Fox joins the show in-studio to explain why healthcare costs keep rising and how incentives inside the traditional health insurance system often work against employers and patients.


    Drawing on her experience inside the industry, Emma breaks down how compensation structures, carrier incentives, and consolidation influence employer-sponsored healthcare decisions. She explains why more organizations are exploring self-funded health plans, independent TPAs, direct primary care, and reference-based pricing as alternatives to traditional insurance models.


    We also discuss how collaboration between employers, advisors, and physicians can help create more transparent healthcare strategies, and why education initiatives like Symposium are helping drive innovation across the healthcare ecosystem.


    If you are an employer, advisor, HR leader, or healthcare professional trying to better understand rising healthcare costs, this conversation offers practical insight into how the system works and where change may happen.


    Subscribe for more conversations focused on improving healthcare outcomes.


    #HealthcareCosts #SelfFundedHealthPlans #HealthInsurance #EmployerBenefits #HealthcareInnovation #HealthcareTransparency #DirectPrimaryCare #ReferenceBasedPricing #BenefitsStrategy #HealthcareReform #TPA #HealthcareEconomics #HealthcareLeadership #BUCAIncentives


    00:00 Intro

    01:10 Emma’s journey from the UK to U.S. healthcare

    03:00 Starting in life insurance and entering the insurance industry

    08:30 Understanding health insurance incentives

    12:00 Ethical conflicts inside traditional insurance models

    15:00 Advisor compensation structures and industry challenges

    18:00 Capitalism and healthcare economics

    21:00 Government influence and healthcare policy realities

    23:00 The employer’s role in fixing healthcare

    27:00 The origin of Symposium

    30:00 Bringing employers, advisors, vendors, and physicians together

    32:00 Why physicians must be part of the healthcare conversation

    35:00 Private equity and healthcare delivery challenges

    38:00 Collaboration between doctors and advisors

    42:00 Purpose-driven advisory models

    45:00 Vision for improving the healthcare system

    52:00 Advice for employers evaluating healthcare strategies

    58:00 Industry collaboration and future outlook

    1:04:20 How to connect with Emma Fox

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 5 mins
  • Functional Medicine, Longevity & Why Doctors Are Leaving The System | Broken Healthcare Podcast #90
    Mar 26 2026

    Tim Organ, CEO of the Health Business Growth Collective, joins the show in-studio to discuss why the traditional healthcare system focuses on symptoms instead of root cause - and how functional medicine is changing the future of patient care.


    Tim shares his personal health transformation, including reducing body fat, optimising metabolic health, increasing protein intake, and improving longevity through lifestyle changes. He explains how functional medicine identifies underlying causes of illness, why regenerative therapies may reduce the need for surgery, and how practitioners are building independent health businesses outside the insurance model.


    We also explore AI-driven healthcare tools, preventative testing, and why the future of medicine may be more personalised, data-driven, and focused on long-term health outcomes.


    📌 Subscribe for more conversations on fixing the broken healthcare system.


    #FunctionalMedicine #Longevity #RootCause #MetabolicHealth #PreventativeHealth #RegenerativeMedicine #HealthcareInnovation #Biohacking #HealthOptimization #FutureOfHealthcare #Wellness #AIHealthcare


    01:00 Tim Organ & Health Business Growth Collective

    04:20 Personal health transformation & body composition changes

    07:00 Protein intake, diet tracking & metabolic health

    10:00 Lifestyle habits & fitness discipline

    13:30 Longevity fundamentals: exercise, diet & sleep

    16:30 Functional medicine vs symptom-based healthcare

    20:00 Finding the root cause of chronic illness

    23:00 Tim’s healthcare career journey

    27:00 Digital healthcare systems & medical technology

    29:30 Why practitioners are leaving insurance-based models

    33:00 Challenges doctors face inside traditional healthcare

    36:00 Regenerative medicine vs surgery

    41:00 Why many orthopaedic procedures may be avoidable

    45:00 AI in healthcare & interpreting lab data

    48:30 Expanding access to functional medicine

    51:00 Food systems, nutrition & chronic disease

    54:00 Personal responsibility & preventative health

    57:00 The future of personalised medicine

    1:02:00 Business models for modern practitioners

    1:07:00 Technology & data-driven health insights

    1:12:00 Longevity mindset & maintaining muscle as we age

    1:17:00 Final thoughts on fixing broken healthcare

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 21 mins
  • Healthcare Is Breaking — Here’s How Angle Health Plans to Fix It | Broken Healthcare Podcast #89
    Mar 11 2026

    David Slepak & Caleb Parker (Angle Health) on fixing the broken U.S. healthcare system.


    Why do healthcare costs keep rising? Why do employers feel stuck? And what would it actually take to fix the experience?


    In this episode of Broken Healthcare, we break down what’s really driving costs, what most plans get wrong, and how smarter design + technology could reshape employer healthcare.


    #BrokenHealthcare #AngleHealth #HealthInsurance #EmployerBenefits #HealthcareCosts #HealthcareInnovation #AIinHealthcare #Podcast #BenefitsConsulting #HealthcareLeadership


    0:00 Why Healthcare Feels Broken

    1:02 From State Farm to Fixing Healthcare

    5:02 What Makes Angle Health Different

    7:02 Bad Benefits vs Bad Experiences

    11:00 The Tech + AI Advantage

    16:00 Why Speed Wins in Healthcare

    21:00 Palantir Roots & Data Strategy

    24:30 Why Costs Keep Exploding

    30:00 The Insurance Card Problem

    34:30 Fixing Friction in Healthcare

    40:00 Guiding Patients to Better Care

    44:00 Why Legacy Carriers Struggle

    49:00 Incentives That Actually Work

    57:00 The Truth About Pharmacy Spend

    59:30 Final Thoughts

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 13 mins
  • IRS Compliance Made Easy: Avoid IRS Penalties in 2-Minutes | Broken Healthcare Podcast #88
    Mar 6 2026

    Sanju Sriram on fixing one of the most overlooked problems in business: IRS compliance.


    Why do so many companies miss required filings? Why are IRS forms so difficult to understand? And what would it take to simplify a system that frustrates even experienced professionals?


    In this episode of Broken Healthcare, Ray sits down with Sanju — CEO of Simple Tax Suite — to talk about her journey from Silicon Valley gaming engineer to building an IRS-authorised platform that has processed more than 5 million filings.


    🔗 Learn more: https://simple720.com/ - Use code BROKEN for 10% off


    #BrokenHealthcare #TaxCompliance #IRS #Fintech #HealthcareCompliance #EmployerBenefits #CFO #BusinessFinance #Startup #Podcast



    0:00 Intro + Why IRS Compliance Confuses Businesses

    2:05 Sanju’s Background (Gaming + Engineering Journey)

    5:10 How She Got Into Tax Technology

    7:15 The Moment IRS Forms Didn’t Make Sense

    10:05 Partnering With the IRS

    13:10 Identifying the Compliance Gap

    16:00 What Businesses Get Wrong About Reporting

    19:30 What Is PCORI (Explained Simply)

    23:15 Who Needs to File + Deadlines

    27:00 Why Companies Miss Required Filings

    30:10 Paper Filing vs Electronic Reality

    33:20 Avoiding Penalties & Getting It Right

    37:10 Forms Explained (720, ACA, 5500, 5330)

    41:45 Working With Brokers, TPAs & Employers

    46:30 Small Businesses vs Enterprise Clients

    50:10 AI + Automation in Compliance

    54:30 The Future of Tax Compliance

    58:20 Final Thoughts

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 5 mins
  • Hospital Took Payment - Then Asked for More: The Consent Court Case | Broken Healthcare Podcast #87
    Feb 18 2026

    There is a healthcare court case unfolding right now that could have massive implications for patients, employers, and how hospital consent is interpreted across the entire system.


    In this critical episode of Broken Healthcare, host Ray Kober sits down with healthcare outcomes expert and Validation Institute founder Al Lewis to break down a real case involving OhioHealth, a 29-hospital system in Ohio, that is now testing how consent and payment agreements actually work in practice.


    In this case, treatment was provided and accepted without objection. Payment was then sent via check clearly marked as payment in full for the agreed-upon amount. The check was cashed.


    But the story didn’t end there.


    After accepting and cashing the payment, additional demands for thousands more followed — raising serious questions about how consent, financial responsibility, and patient agreements are enforced in healthcare.


    This case is now becoming a powerful test of how consent is used — and why patients and employers need to understand exactly what they are agreeing to.


    One of the most important takeaways Al shares is simple but critical:


    Always ask for a printed copy of anything you sign in a healthcare setting.


    Because consent forms often contain language that can have long-term legal and financial consequences most people never fully realize.


    In this episode, you’ll learn:

    • The OhioHealth court case and why it could impact healthcare nationwide

    • How hospital consent forms actually work in practice

    • Why accepting treatment can sometimes be interpreted as accepting consent

    • Why requesting printed copies of consent forms is essential

    • How employers may unknowingly expose themselves to significant financial risk

    • The mission behind Quizzify and how it helps people make smarter healthcare decisions

    • How the Validation Institute independently verifies healthcare solutions


    Most people assume healthcare is straightforward.


    But the reality is far more complex.


    This conversation exposes how the system actually works — and why awareness is one of the most important protections you have.


    ⚠️ This episode is essential viewing for:

    • Employers and benefits leaders

    • Healthcare executives and advisors

    • HR professionals

    • Anyone who has signed hospital paperwork

    • Anyone who wants to understand their rights and risks in healthcare


    Because what you sign — and what you don’t question — can matter more than you think.


    👤 About Al Lewis

    Al Lewis is founder of the Validation Institute and Quizzify, and one of the most respected and outspoken healthcare outcomes experts in the country. His work focuses on bringing transparency, accountability, and evidence-based validation to healthcare.


    🎙 About Broken Healthcare

    Hosted by Ray Kober, Broken Healthcare explores the real drivers of healthcare costs, consent, incentives, and accountability — and brings clarity to leaders navigating one of the most complex systems in the world.


    No spin. Just reality.


    🔔 Subscribe to Broken Healthcare

    If you want to understand how healthcare really works — and how to protect yourself and your organization — subscribe and turn on notifications.


    💬 Join the conversation

    Have you ever signed healthcare paperwork without fully understanding it?

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 48 mins
  • Exclusive: Sir Winston Churchill Enters The Podcast | Broken Healthcare Podcast #86
    Jan 29 2026

    What happens when Sir Winston Churchill walks into a modern podcast studio… and then steps out of character?


    In this unforgettable episode of Broken Healthcare, host Ray Kober sits down with Randy Otto — a financial advisor, historian, and the only man ever endorsed by the Churchill family to portray Sir Winston Churchill.


    For over 54 years, Randy has embodied Churchill on stages around the world. In this conversation, he does something extraordinary:


    🎩 Part one: He is Winston Churchill — recounting war, leadership, failure, resilience, and the legendary “black dog” in Churchill’s own voice.

    🧠 Part two: He steps out of character as Randy Otto, revealing what decades of studying Churchill taught him about creativity, mental health, destiny, money, and leadership.


    You’ll hear:


    - How Churchill survived his greatest failure (Gallipoli)

    - Why painting saved his life — and his mind

    - The real story behind the “black dog” of depression

    - Leadership lessons forged in war that still apply today

    - What it means to believe in destiny — and fight for it


    This isn’t history class.


    This is living history, performed by the man who knows Churchill better than anyone alive.


    🎙️ Sit back, listen closely — and decide for yourself when the character ends and the wisdom begins.

    Hosted on Acast. See acast.com/privacy for more information.

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    2 hrs and 21 mins
  • The Great American Healthcare Heist: With Whistleblower Chris Deacon | Broken Healthcare Podcast #85
    Jan 16 2026

    America doesn’t have a healthcare problem.

    It has a healthcare business problem — and we’re all trapped inside it.


    In this powerful episode of Broken Healthcare, host Ray Kober sits down with Chris Deacon — attorney, healthcare policy expert, former Director of State Health Benefits for New Jersey, and author of The Great American Healthcare Heist — to expose how America’s healthcare system became a $5 trillion machine that patients, employers, and taxpayers can’t escape.


    Chris isn’t a theorist.

    She ran healthcare for nearly 800,000 lives and managed a $6–7 billion annual healthcare budget inside government.


    What she discovered changed everything.


    In this episode, you’ll learn:


    - Why Americans are paying $17,000–$50,000 per family per year and still can’t afford care

    - How insurers, PBMs, and hospitals operate as vertically integrated monopolies

    - Why “nonprofit” hospitals behave like Wall Street corporations — without paying taxes

    - How consolidation destroyed community hospitals and accountability

    - Why politicians of both parties are trapped by lobbying and reelection incentives

    - How young government staffers are “educated” by industry lobbyists

    - Why $1.5 BILLION in savings was realistically achievable — without cutting benefits

    - How employers blindly write healthcare checks they’d never approve anywhere else

    - Why Americans are handed a $50,000 system with no instruction manual

    - How the healthcare system itself can become dangerous if navigated incorrectly


    Chris delivers one of the most important analogies in healthcare today:


    “We hand people a $50,000 Volvo and say ‘good luck’ — no driving lessons, no instruction manual — and then blame them when it goes wrong.”


    This conversation isn’t partisan.

    It’s not theoretical.

    And it’s not about selling you anything.


    It’s about education, accountability, and taking control of a system that quietly drains families, employers, and communities.


    If you’ve ever:


    1- Been afraid to seek care because of cost

    2- Opened a medical bill and thought “this can’t be real”

    3- Managed employee benefits and felt completely boxed in

    4 - Wondered why healthcare feels impossible to fix


    This episode will change how you see everything.


    Watch. Share. And start asking better questions.


    ABOUT CHRIS DEACON


    Chris Deacon is an attorney, healthcare policy expert, former Director of State Health Benefits for New Jersey, national speaker, whistleblower, and featured voice in the documentary It’s Not Personal, It’s Just Healthcare. She oversaw healthcare for nearly 800,000 public employees and dependents and managed one of the largest state healthcare budgets in the country.


    She now focuses on education, policy consulting, and public advocacy to help employers, policymakers, and the public understand how the system actually works — and how it can be improved.


    PURCHASE HER BOOK


    The Great American Healthcare Heist by Chris Deacon


    Available at:

    Amazon

    Major online book retailers

    Independent bookstores (by request)


    (Search: The Great American Healthcare Heist – Chris Deacon)


    HOW TO CONTACT CHRIS DEACON


    LinkedIn: https://www.linkedin.com/in/cdeaconc/

    Active on LinkedIn with regular healthcare insights and commentary

    Long-form writing available via Substack: https://substack.com/@chrisdeaconahealthcareheist

    Open to messages, dialogue, and education-focused engagement


    SUPPORT THE SHOW


    If this episode resonated:

    Like the video

    Subscribe to Broken Healthcare

    Share with someone who’s tired of the status quo


    Healthcare doesn’t change without informed pressure — and that starts here.

    Hosted on Acast. See acast.com/privacy for more information.

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    1 hr and 18 mins