In this insightful episode of Comma Convos, Dricka M. Carter is joined by Aitza Negron to discuss strategies for building a successful business while maintaining a full-time job. They dive deep into the importance of establishing strong money systems, managing time effectively, and transitioning from side hustle to full-time entrepreneurship. Aitza shares actionable advice and practical tips that will inspire listeners to take control of their finances and grow their business without feeling overwhelmed.

Key Takeaways:

1. Importance of Money Systems:

   • The foundation of a successful business is having clear money systems in place. Aitza emphasizes tracking income, setting budgets, and reinvesting profits smartly.

2. Time Management Hacks:

   • Dricka and Aitza explore practical tips for maximizing productivity while juggling work and business. Techniques such as time blocking, prioritizing high-impact tasks, and automating processes are highlighted.

3. Scaling Your Business:

   • Strategies for transitioning from a side hustle to a full-time business, including when to hire help and how to assess readiness for scaling.

4. Mindset Matters:

   • The discussion touches on overcoming limiting beliefs, building confidence, and staying consistent even when challenges arise.

5. Avoiding Common Mistakes:

   • Learn how to avoid common pitfalls such as underpricing services, neglecting self-care, and failing to delegate tasks.

Follow Aitza Negron on Instagram: @strategiesandtea

Visit her website strategiesandtea⁠.com

Follow our show @CommaConvosPodcast and our host @Drickamcarter

In this insightful episode of Comma Convos with Dricka Carter is joined by financial expert and military advocate, Darius Lester, to discuss the unique financial challenges and opportunities faced by military members. Together, they explore essential money habits that can help service members achieve financial stability, leverage military-specific benefits, and prepare for a smooth transition to civilian life.

This episode dives deep into how financial strategies differ for military personnel compared to civilians and offers actionable advice to help both groups make smarter money decisions. Whether you're active duty, a veteran, or a civilian looking to optimize your finances, this episode has something for you!

Key Topics Covered

The Unique Financial Landscape of Military Life

- How allowances like BAH and BAS impact budgeting.

- Dealing with income fluctuations due to deployments and relocations.

Military-Specific Benefits:

- Leveraging the Thrift Savings Plan (TSP), VA loans, and the GI Bill.

- The importance of understanding combat zone tax exclusions and other tax benefits.

- Debt Management for Military Members:

- Avoiding predatory lenders near bases.

- Strategies for tackling high-interest debt.

- Preparing for Transitions:

- Building a transition fund and preparing for civilian life.

- Long-term retirement planning with the Blended Retirement System (BRS).

- Comparing Military and Civilian Financial Strategies:

- Key differences in budgeting, investing, and emergency planning.

- Universal money habits that benefit both groups.

Actionable Tips from the Episode

1. For Military Members: Start contributing to the TSP early to take full advantage of government matching.

2. For Civilians: Build an emergency fund with at least 3-6 months of expenses to safeguard against unexpected events.

3. For Everyone: Avoid high-interest debt and focus on building a solid credit profile for long-term financial health.

Connect with Darius Lester

- Social Media Handles - @Mammothmoneymindset

Connect with Dricka Carter

- Website: www.drickamcarter.com

- Social Media: @drickamcarter on all platforms

Episode Challenge

This week, take one actionable step to improve your financial habits:

- Military members: Research and maximize one benefit you haven’t fully utilized.

- Civilians: Start a basic budget or revisit your savings goals for the year.

Subscribe & Share

Enjoyed this episode? Be sure to subscribe, leave a review, and share with a friend who could benefit from these financial insights!

Stay tuned for the next episode of Comma Convos—where we turn commas into impactful conversations.

In this episode of Comma Convos, host Dricka M. Carter sits down with Lilias John, a seasoned financial stylist and faith-driven financial coach, to explore the intersection of faith and finance in entrepreneurship. Lilias shares her insights on common mistakes entrepreneurs make, the importance of creating a sustainable revenue plan, and why quitting too soon can be detrimental to business success. They discuss the role of faith in decision-making and offer valuable advice on building a strong foundation for financial growth.

Whether you're a business owner struggling to stay the course or someone interested in integrating faith into your financial decisions, this episode is packed with actionable tips and inspiration.

• Subscribe to Comma Convos on your favorite podcast platform.
• • Share this episode with fellow entrepreneurs who need guidance on balancing faith and finance.
  • Connect with Dricka on all platforms @drickamcarter for more insights on business and financial empowerment.

  Stay connected to our guest co-host @yourfinancialstylist or visit her website

  Support the show or be our next guest co-host Commaconvos.Drickamcarter.com

  
  

Happy Wins-day welcome back to an exciting episode of Comma Convos Podcast!

In this episode, Dricka and Reese J break down how to travel for free using miles and points, share strategies for transitioning from corporate life to entrepreneurship, and discuss building multiple streams of income. They also explore the power of networking, the importance of creating a strong brand, and tips on leveraging personal and professional connections to fuel business growth.

Key Takeaways:

• How to maximize travel rewards for free flights and stays
• Pivoting from corporate roles to entrepreneurial pursuits
• Building multiple income streams for financial security
• Using networking and branding to unlock new opportunities

• 
  

Connect with Us

- Dricka Carter: Instagram.com/Drickamcarter

Facebook- Facebook.com/Drickamcarter

Drickamcarter.com

- Reese J: Instagram.com/journeywithreesej

Listener Feedback

We love hearing from our listeners! Share your thoughts on this episode by leaving a comment or reaching out to us on social media . Don’t forget to rate and review our podcast on your favorite platform.

Follow Us

Stay updated with the latest episodes and news by following us on Instagram at @commaconvospodcast https://www.instagram.com/commaconvospodcast.

Subscribe

Never miss an episode! Subscribe to Comma Convos Podcast on Apple Podcasts, Spotify, iHeart Radio or your preferred podcast app.

Support the Podcast

If you enjoyed this episode, consider supporting us by subscribing to our Youtube or sharing the podcast with your network.

Tune in next week for another insightful episode

Stay Connected:
Follow Reese on Instagram @journeywithreesej for more insights, and join her facebook community

Subscribe to her website to start traveling free with those points and taking advantage of her services offered

Journeywithreesej.com

Free mentorship for business owners join the Comma Convos community for continued learning and inspiration.

Be a Guest Co-Host

Apply to be a guest co-host Commaconvos.Drickamcarter.com

Episode 77: Leveraging Financial Literacy and Entrepreneurial Strategies with Opeoluwa Runsewe

In this episode of Comma Convos Podcast, Dricka Carter is joined by guest co-host Opeoluwa Runsewe. They explore Opeoluwa's entrepreneurial journey and discuss the significance of financial literacy and wealth management, especially in volatile industries like entertainment, music, and sports. This episode is packed with insights on personal branding, merchandising opportunities, and the importance of strategic partnerships.

1. Ope’s Entrepreneurial Story

- From starting with Mobile Coldroom to establishing Flovale.

- Key challenges and successes in Opeoluwa’s journey.

- Lessons learned and future aspirations.

2. Importance of Financial Literacy and Wealth Management

- Why financial literacy is crucial, particularly in volatile industries.

- Wealth management strategies tailored for professionals in entertainment, music, and sports.

- Practical advice for managing finances in unpredictable markets.

3. Effective Personal Brand Marketing

- Strategies for building and marketing a personal brand.

- How a strong personal brand can lead to financial success.

- Examples of successful personal branding efforts in various industries.

4. Merchandising and Product Licensing

- Opportunities in merchandising and product licensing for creatives and athletes.

- How to leverage merchandising to create additional revenue streams.

- Success stories and tips for getting started with product licensing.

5. Setting Up the Right Partnerships and Business Structures

- The importance of strategic partnerships in today’s business landscape.

- Building effective business structures around emerging industries like influencing and content creation.

- Best practices for forming and maintaining beneficial partnerships.

6. Wealth Tips for Starters vs. Tips for Builders

- Practical wealth management tips for those just starting out.

- Advanced strategies for individuals who are further along in their financial journey.

- How to tailor wealth-building strategies to your current financial stage.

Key Takeaways

- Entrepreneurial Resilience: Opeoluwa's journey highlights the importance of perseverance and adaptability in entrepreneurship.

- Financial Literacy is Key: Understanding financial principles is essential for long-term success in any industry.

- Branding and Merchandising: Effective personal branding and merchandising can significantly enhance financial outcomes.

- Strategic Partnerships: Building the right partnerships and business structures is crucial for leveraging opportunities in modern industries.

Connect with Us

- Dricka Carter: Instagram Facebook Drickamcarter.com

- Opeoluwa Runsewe: Instagram

Listener Feedback

We love hearing from our listeners! Share your thoughts on this episode by leaving a comment or reaching out to us on social media . Don’t forget to rate and review our podcast on your favorite platform.

Follow Us

Stay updated with the latest episodes and news by following us on Instagram at [@commaconvospodcast](https://www.instagram.com/commaconvospodcast).

Subscribe

Never miss an episode! Subscribe to Comma Convos Podcast on Apple Podcasts, Spotify, iHeart Radio or your preferred podcast app.

Support the Podcast

If you enjoyed this episode, consider supporting us by subscribing to our youtube or sharing the podcast with your network.

Tune in next week for another insightful episode, and as always, thank you for listening to Comma Convos Podcast with Dricka Carter!

In this heartwarming episode of the Comma Convos Podcast, hosts Dricka Carter and Danielle Matthews embarked on a soul-stirring journey, exploring the profound intersections of parenthood, the power of prayer, and the exhilarating pursuit of entrepreneurship.

Our conversation delved deep into the multifaceted roles of parenthood and entrepreneurship, as Dricka and Danielle shared personal anecdotes and invaluable insights from our respective journeys. From the joys and challenges of balancing family life with entrepreneurial pursuits to the transformative power of prayer in navigating life's twists and turns, our discussion was a testament to the resilience and faith that fuels our paths.

One of the most poignant moments came as we explored the theme of pivoting through entrepreneurship after hitting significant milestones, such as achieving six figures and pursuing advanced degrees. Danielle candidly shared their experiences of re-entering the workforce in the midst of becoming a fulltime caregiver to her parent, harnessing their entrepreneurial spirits, and leveraging their newfound skills and knowledge to chart bold new paths forward.

Throughout our conversation, we emphasized the importance of embracing change, seeking guidance through prayer, and maintaining a steadfast commitment to personal and professional growth. Dricka and Danielle's stories serve as powerful reminders that with faith, determination, and a supportive community, anything is possible.

As we wrap up this inspiring episode, we invite our listeners to reflect on their own journeys of parenthood, faith, and entrepreneurship. Whether you're a seasoned entrepreneur navigating new challenges or a parent embarking on a fresh chapter, remember that you are not alone. Lean into your faith, trust the process, and embrace the infinite possibilities that await.

Join us on the Comma Convos Podcast as we continue to ignite conversations, uplift spirits, and empower listeners to live their fullest, most purposeful lives. Stay tuned for more thought-provoking discussions and captivating insights from our dynamic lineup of guests.

Thank you for tuning in, and remember to follow us on social media for updates, behind-the-scenes content, and exclusive announcements.

Show : @CommaConvosPodcast

Host: @Drickamcarter

Guest Co-Host: @_Matthewsandco @ipraypretty

Until next time, may your journey be guided by faith, fueled by passion, and enriched by the transformative power of prayer.

Want to be a guest co-host apply now Drickamcarter.com

In this electrifying episode of the Comma Convos Podcast, hosts Dricka and Ashley delved into the exhilarating world of entrepreneurship, exploring the intricacies of business partnerships, strategic decision-making, and the pursuit of greater opportunities. Throughout our conversation, we unpacked the dynamic nature of entrepreneurship, touching on the exhilarating highs and daunting challenges that come with building and scaling a business. From navigating the complexities of business partnerships to the courage it takes to close one chapter in pursuit of greater opportunities, our discussion was a testament to the resilience and vision of today's entrepreneurs. One of the key themes that emerged was the notion of ideas being ahead of the curve (Boss Box). We explored the exhilarating journey of envisioning and executing innovative concepts that disrupt industries and shape the future of business. Ashley shared invaluable insights from her own entrepreneurial journey, illustrating the power of bold ideas and unwavering determination in driving meaningful change from restauranter to real estate. We also shed light on the importance of entrepreneurs leveraging available resources to fuel their growth and success. From tapping into the support of organizations like United Way to accessing mentorship and networking opportunities, we emphasized the significance of leveraging every available resource to propel your entrepreneurial journey forward. As we wrap up this invigorating episode, we encourage our listeners to reflect on their own entrepreneurial aspirations and take inspired action towards their goals. Whether you're embarking on a new venture, navigating a business partnership, or charting a course towards greater opportunities, remember that the journey is as rewarding as the destination. Join us on the Comma Convos Podcast as we continue to ignite conversations, inspire action, and empower entrepreneurs to turn their dreams into reality. Stay tuned for more thought-provoking discussions and captivating insights from our dynamic lineup of guests. Thank you for tuning in, and remember to follow us on social media @Drickamcarter and @Ashleythehomegirl for updates, behind-the-scenes content, and exclusive announcements. Until next time, keep dreaming, keep innovating, and keep blazing trails in pursuit of your entrepreneurial vision!

In this captivating episode of Comma Convos Podcast, we had the privilege of welcoming Cloreece Knight, a distinguished CPA with an impressive career spanning over two decades. Cloreece embarked on her accounting journey in 2002 after earning her Bachelor's of Science Degree in Accounting from the University of New Orleans. Throughout her illustrious career, she has held key positions in accounting, demonstrating leadership and expertise every step of the way. A pivotal moment in Cloreece's journey came in 2017 when she founded Knight CPA Services with a mission close to her heart: to provide financial education and support to entrepreneurs in her community. Since then, she has been a vocal advocate for financial literacy, actively engaging with organizations like the Louisiana Society of Certified Public Accountants and volunteering with the Urban League and Junior Achievement. Our conversation with Cloreece touched on a myriad of topics, from career milestones to the joys and challenges of motherhood. We explored themes of motivation, the importance of giving grace in friendships, and the critical role of early childhood financial literacy in shaping future generations. One of the key takeaways from our discussion was the emphasis on having discernment in business decisions and the value of delegating tasks, building a resourceful team, and seeking guidance from mentors or coaches. Cloreece's insights shed light on the power of dedication in navigating through difficult circumstances and achieving success against all odds. As we wrap up this enlightening episode, we invite our listeners to consider joining us this summer at our annual Wealth Development Summit, hosted in Toronto from August 1-5. This transformative event promises to be an incredible opportunity for learning and networking. Payment plans are available. Reserve your spot today at https://info.cartercapitalpllc.com/toronto. Don't forget to follow us on social media for updates, behind-the-scenes content, and more engaging conversations: Host: Dricka Carter - @Drickamcarter Show: Comma Convos Podcast - @Commaconvospodcast Guest Co-Host: Cloreece Knight, CPA - @Cloreecetheaccountant Thank you for tuning in, and stay tuned for more insightful discussions and opportunities to grow together on Comma Convos Podcast! Comment below with your questions. Do you have a business, offer a service or need to promote your product? Want to host a podcast episode with me? https://commaconvos.drickamcarter.com/offer