In this episode of Comox Valley Real Estate, we sit down with Don McRae, a realtor with Remax Ocean Pacific who brings a wealth of experience and a deep connection to the Comox Valley. With a background in public service and a passion for helping others, Don shares his perspective on what it takes to assemble the perfect team for your real estate journey.

Whether you're a first-time buyer or an experienced seller, Don emphasizes the importance of surrounding yourself with professionals you trust—realtors, mortgage brokers, lawyers, and more—who can guide you every step of the way. We also dive into his unique journey, from growing up in the Valley to serving the community in various roles, and now helping clients find their dream homes.

What You'll Learn in This Episode:

• Why having the right team is crucial for a smooth real estate transaction
• Tips for choosing a realtor who understands your needs and goals
• How Don’s background in community service influences his approach to real estate
• Practical advice for buyers and sellers in today’s market

Join us for this engaging conversation filled with valuable insights and actionable tips to help you navigate the real estate world with confidence.

Connect with Don at : https://donmcrae.com/

Description: In this episode, I'm thrilled to be joined by Rob Nygren, a local realtor with Royal LePage who has been helping people find their dream homes since 1987. Over his impressive career, Rob has completed more than 1,750 transactions and held multiple licenses in property management, mortgage brokering, and as a managing broker. We dive into his journey in real estate, the major shifts he's seen over the decades, and his top advice for first-time home buyers.

What We Cover in This Episode:

• How Rob got his start in real estate and what’s kept him passionate for over 35 years.
• The biggest changes in the real estate market beyond just rising prices.
• How his roles in property management and sales training have shaped his approach to helping clients today.
• Key advice for first-time homebuyers, including:
  • Why you should start with a mortgage broker.
  • How to choose the right location for your home.
  • Why prioritizing the right home over the best deal matters.
  • Thinking long-term: Will you regret not buying in five years?
  • The advantages of buying in winter months.
  • The pros and cons of corner lots and homes near parks.
  • Being mindful of staging tricks when viewing homes.

We also chat about Rob's personal life, including his impressive achievement of completing the Paris-Brest-Paris cycling event in 2019, and his love for cycling around the Comox Valley.

Guest Info: Rob Nygren, Realtor at Royal LePage

www.Royallepage.ca/RobNygren

http://www.youtube.com/@robnygren923

In this episode of the podcast, we dive deep into the world of credit with Richard Moxley, bestselling author of The Credit Game and former high-volume mortgage broker. Richard, recognized as the Financial Literacy Leader of the Year (2015/2016), shares his expert insights on how Canadians can improve their credit, debunking common myths and providing practical advice for staying financially healthy.

Key Topics Covered:

• Richard’s Journey: What inspired Richard to leave a successful mortgage career to help people navigate the complex world of credit? Learn the personal experiences that drove him to write The Credit Game.

• Credit Score Mysteries Unraveled: We discuss the different credit scores consumers and lenders see, the types of errors that warrant investigation, and how to get mistakes removed from your credit report.

• Breaking Down the Score: Richard breaks down the key components of a credit score, focusing on:

  • Credit Utilization: Common mistakes people make
  • Types and Age of Credit: How these factors influence your score

• Beyond Interest Rates: Credit impacts more than just loans—it can affect relationships and job prospects. Richard explains how and why your credit history plays a role in various areas of life.

• Practical Tips: From advice for young adults just starting to build credit, to strategies for quickly repairing past mistakes, Richard provides actionable advice. We also discuss the importance of regularly checking your credit report and what to consider before cosigning a loan or mortgage.

Resources Mentioned: