Episodes

  • Busting CIBIL Score related myths (Part Two)
    Sep 21 2022

    There is a lot of thought and process that goes behind securing a loan, managing a credit card, and maintaining financial portfolios. Multiple stakeholders including banks, guarantors, lenders, and government financial authorities work behind the scenes to make a loan get approved. But often there are some obstructions, sometimes difficult to comprehend given the huge directory of terms and conditions.

    In this episode, Anupam Gupta, the host of the Paisa Vaisa Podcast, & Sujata Ahlawat, Senior Vice President, Trans Union CIBIL decode some of these issues that might hinder a good credit score and help you understand them in order to figure out possible solutions.

    Check out TransUnion CIBIL, their products, and initiatives on their Website | Facebook | LinkedIn | Twitter

    You can connect with Sujata Ahlawat on her LinkedIn & Twitter

    Get in touch with Anupam Gupta on Twitter | Instagram | LinkedIn

    You can check out the Paisa Vaisa Podcast

    The show is available across platforms:
    Spotify | Google Podcasts | Apple Podcasts | Jio Saavn | Amazon Prime Music

    You can listen to this show and other awesome shows on the new and improved IVM Podcast App on Android: https://ivm.today/android
    or iOS: https://ivm.today/ios

    Do follow IVM Podcasts on social media.

    We are @IVMPodcasts on Facebook, Twitter, & Instagram. 

    See omnystudio.com/listener for privacy information.

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    17 mins
  • Busting CIBIL Score related myths (Part One)
    Sep 14 2022

    How is the CIBIL score determined? What factors are considered a CIBIL score? What factors cause changes in its value and how do you recognize misinformation and scam?

    In this episode, Anupam Gupta, the host of the Paisa Vaisa Podcast, & Sujata Ahlawat, Senior Vice President, Trans Union CIBIL bust some myths around the CIBIL score, credit cards, EMIs, etc.

    Check out TransUnion CIBIL, their products, and initiatives on their Website | Facebook | LinkedIn | Twitter

    You can connect with Sujata Ahlawat on her LinkedIn & Twitter

    Get in touch with Anupam Gupta on Twitter | Instagram | LinkedIn

    You can check out the Paisa Vaisa Podcast

    The show is available across platforms:
    Spotify | Google Podcasts | Apple Podcasts | Jio Saavn | Amazon Prime Music

    You can listen to this show and other awesome shows on the new and improved IVM Podcast App on Android: https://ivm.today/android
    or iOS: https://ivm.today/ios

    Do follow IVM Podcasts on social media.

    We are @IVMPodcasts on Facebook, Twitter, & Instagram. 

    See omnystudio.com/listener for privacy information.

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    12 mins
  • Understanding your CIBIL Score and Report
    Sep 7 2022

    There’s a wealth of other information that one can find in their CIBIL Report. It is very important to familiarize oneself with this document and understand the CIBIL Score.

    In this episode, Anupam Gupta, the host of the Paisa Vaisa Podcast, & Sujata Ahlawat, Senior Vice President, Trans Union CIBIL take us through the information in a credit report, what to look out for, what lenders look out for, and tips to always keep up with one's credit score.

    Check out TransUnion CIBIL, their products, and initiatives on their Website | Facebook | LinkedIn | Twitter

    You can connect with Sujata Ahlawat on her LinkedIn & Twitter

    Get in touch with Anupam Gupta on Twitter | Instagram | LinkedIn

    You can check out the Paisa Vaisa Podcast

    The show is available across platforms:
    Spotify | Google Podcasts | Apple Podcasts | Jio Saavn | Amazon Prime Music

    You can listen to this show and other awesome shows on the new and improved IVM Podcast App on Android: https://ivm.today/android
    or iOS: https://ivm.today/ios

    Do follow IVM Podcasts on social media.

    We are @IVMPodcasts on Facebook, Twitter, & Instagram. 

    See omnystudio.com/listener for privacy information.

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    16 mins
  • How To Begin Your Credit Journey
    Aug 31 2022

    Are you New To Credit? Someone who hasn't begun a credit journey- never taken a loan or indulged in a pay later scheme, or purchased something on EMIs? Then this episode is for you.

    In this episode, Anupam Gupta, the host of the Paisa Vaisa Podcast, & Sujata Ahlawat, Senior Vice President, Trans Union CIBIL share the steps to begin a credit journey, and how to maintain a healthy credit score, and build a healthy financial portfolio.

    Check out TransUnion CIBIL, their products, and initiatives on their Website | Facebook | LinkedIn | Twitter

    You can connect with Sujata Ahlawat on her LinkedIn & Twitter

    Get in touch with Anupam Gupta on Twitter | Instagram | LinkedIn

    You can check out the Paisa Vaisa Podcast

    The show is available across platforms:
    Spotify | Google Podcasts | Apple Podcasts | Jio Saavn | Amazon Prime Music

    You can listen to this show and other awesome shows on the new and improved IVM Podcast App on Android: https://ivm.today/android
    or iOS: https://ivm.today/ios

    Do follow IVM Podcasts on social media.

    We are @IVMPodcasts on Facebook, Twitter, & Instagram. 

    See omnystudio.com/listener for privacy information.

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    14 mins
  • How To Improve Your Credit Access In 2022
    Aug 24 2022

    A high CIBIL score can mean easy access to various credit types such as loans and credit cards. Lenders look at your CIBIL score when evaluating your credit application as your credit report speaks volumes about your relationship with money. So then, what is a healthy credit score to have? And how do you build this score, evaluate it, and maintain it?

    In this episode, Anupam Gupta, the host of the Paisa Vaisa Podcast, & Sujata Ahlawat, Senior Vice President, Trans Union CIBIL discuss some ways to improve your credit score and achieve a healthy financial portfolio.

    Check out TransUnion CIBIL, their products, and initiatives on their Website | Facebook | LinkedIn | Twitter

    You can connect with Sujata Ahlawat on her LinkedIn & Twitter

    Get in touch with Anupam Gupta on Twitter | Instagram | LinkedIn

    You can check out the Paisa Vaisa Podcast

    The show is available across platforms:
    Spotify | Google Podcasts | Apple Podcasts | Jio Saavn | Amazon Prime Music

    You can listen to this show and other awesome shows on the new and improved IVM Podcast App on Android: https://ivm.today/android
    or iOS: https://ivm.today/ios

    Do follow IVM Podcasts on social media.

    We are @IVMPodcasts on Facebook, Twitter, & Instagram.

    See omnystudio.com/listener for privacy information.

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    15 mins
  • Welcome to CreditSmart with CIBIL
    Aug 11 2022

    What is a CIBIL score, and how does it impact your financial goals? What are the various ways it can benefit the consumer in managing a healthy financial portfolio? And how can you start your journey into building and understanding your CIBIL score?

    Get these questions answered by Anupam Gupta, the host of the Paisa Vaisa Podcast, who was joined by Sujata Ahlawat, Senior Vice President and Head of Direct-to-Consumer Interactive, TransUnion CIBIL.

    In the next 5 episodes, they are going to talk about how a healthy CIBIL score can help us achieve financial independence, bust some myths around it, give us directions to building our CIBIL Score and answer some frequently asked questions about managing our credit health.

    Check out TransUnion CIBIL, their products, and initiatives on their Website:

    (https://www.cibil.com/)

    On Facebook: (https://www.facebook.com/TransUnionCIBIL)

    On Twitter: (https://twitter.com/cibil_official)

    On LinkedIn: (https://www.linkedin.com/company/credit-information-bureau-india-limited/)

    You can connect with Sujata Ahlawat on her LinkedIn & Twitter

    (https://www.linkedin.com/in/sujata-ahlawat-936b4071/)

    (https://twitter.com/sujataahlawat)

    Get in touch with Anupam Gupta on Twitter | Instagram | LinkedIn

    (https://twitter.com/b50)

    (https://www.instagram.com/b_50/)

    (https://www.linkedin.com/in/anupam9gupta/)

    You can check out the Paisa Vaisa Podcast

    (https://shows.ivmpodcasts.com/show/paisa-vaisa-RyuUtQQLEow1k4Xt)

    Do follow IVM Podcasts on social media.

    We are @IVMPodcasts on Facebook, Twitter, & Instagram.

    https://twitter.com/IVMPodcasts

    https://www.instagram.com/ivmpodcasts/?hl=en

    https://www.facebook.com/ivmpodcasts/

    You can listen to this show and other awesome shows on the IVM Podcasts app on Android: https://ivm.today/android or iOS: https://ivm.today/ios, or any other podcast app.

    You can check out our website at https://www.ivmpodcasts.com/

    See omnystudio.com/listener for privacy information.

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    1 min