Episodes

  • Has risk gone digital?

    Has risk gone digital?
    Jun 15 2021
    Sometimes asking the right questions is more important than the answer. So we were pleased to read a recent Instech London report, which asked:  What information do insurers need when underwriting and managing their exposure to risks? How is information obtained, what is the current “state of the art”, and where are the gaps? Where in the workflow does this information and analytics fit, and how is it used within existing systems? The report considers applications mostly for property insurance. But these questions are vitally important across all mid-market commercial lines, from marine to specialty to P&C.  In this case, getting the right answer to these questions will mark the difference between the top quartile performers in commercial insurance over the next decade. So this blogcast looks at them in more detail.
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    5 mins
  • How to close the gap between your target portfolio and frontline execution? We ask the experts

    How to close the gap between your target portfolio and frontline execution? We ask the experts
    Jun 9 2021
    You’ve probably heard a lot of talk about the gap that exists between underwriting strategy and frontline execution in recent months. Insurers are becoming more and more concerned about the disconnect between their target portfolio, and what’s actually happening on the underwriting frontline. Because most risks, still need to be processed manually.  So what do the experts have to say on the issue? We asked three insurance leaders to share their views, and outline where the opportunity lies for the future.
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    6 mins
  • Digitise workflows to align underwriting strategy with frontline execution

    Digitise workflows to align underwriting strategy with frontline execution
    May 21 2021
    Find out how to tackle the gap between underwriting strategy and frontline execution, and how to accelerate growth by ensuring underwriters solely focus on risks that are aligned to strategy, in-appetite, and are winnable. 
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    6 mins
  • Closing the gap with partnerships in commercial insurance

    Closing the gap with partnerships in commercial insurance
    May 6 2021
    Technology and data have changed the world. We’ve all experienced that evolution in some form - when hailing a taxi, paying our bills, applying for jobs or communicating with friends and family.  Insurance is no exception. And while there’s still some way to go in providing commercial customers a truly digital experience, we have seen great strides in data and technology to support the underwriting process.  Accurate data can help with risk selection, fraud detection and pricing. But according to a recent Instech London and Sapiens event, data alone is not enough. Information needs to be fully integrated into the underwriting and business workflow, and be credible and validated. We recap the key themes that came from this event, and share our thoughts on building an effective partner ecosystem.
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    4 mins
  • In 2021, underwriting transformation is firmly on the agenda

    In 2021, underwriting transformation is firmly on the agenda
    Apr 21 2021
    What do Lemonade, President Eisenhower and embedded insurance have in common?  Answer: they all feature - to varying degrees - in this year’s Oxbow Partners InsurTech Impact 25 report. The fourth edition, based on six months of analysis, outlines the trends that are shaping insurance and provides three actions executives should take in the digital decade ahead. In this Blogcast, we give our perspective on one of the key trends outlined in the article – the underwriter of the future.
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    6 mins
  • Is incumbents vs disruptors the wrong debate in insurance?

    Is incumbents vs disruptors the wrong debate in insurance?
    Apr 7 2021
    There has been much debate in recent years about the winners and losers in commercial insurance - which was the topic of debate at the latest TLA insurtech working group. Here, we recap learnings about the changes in commercial insurance today, where to find the real potential for disruption, and how innovators are engaging with incumbents to change existing business models.  You can read Juan's blog in full on the Cytora website.
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    6 mins
  • Why time and choice are key to employee wellness

    Why time and choice are key to employee wellness
    Mar 31 2021
    At Cytora, we spent some time understanding how to ensure people have the best possible opportunity to practice self-care and focus on their own mental and physical wellbeing in today's new world of work. We share our learnings with you in the latest blogcast. You can read Holly's original blog in full on the Cytora website.
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    5 mins
  • Women in insurance: a discussion on diversity

    Women in insurance: a discussion on diversity
    Mar 25 2021
    To coincide with this year's International Women's Day, Cytora's Kyrsten McCartney spoke to Insurance Times about diversity and inclusion in insurance. Here, she tells us why a diverse workforce is so important in the industry and outlines how insurers can actively support people from different backgrounds to drive a more relevant and effective output. You can read Kyrsten's blog in full on the Cytora website.
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    3 mins