Welcome to "Fraud Frontlines," a special series within the DataTalk™ podcast, hosted by Kathleen Peters, exploring the latest trends in identity and fraud prevention.

In this episode, Kathleen Peters, Chief Innovation Officer, Identity and Fraud at Experian, is joined by Farooq Sheikh, Vice President, Global Industries and Solutions, at Cloudflare. They delve into the transformative impact of AI on commerce and the critical role of trust and identity verification in this evolving landscape.

Farooq shares insights into Cloudflare's mission to protect the internet and AI agents, highlighting the importance of the Experian Agent Trust framework. Experian Agent Trust is a first-of-its-kind framework that establishes a secure, verifiable link between consumers and AI agents, bringing identity and accountability to AI-driven transactions.

The discussion explores the shift from traditional commerce to agentic commerce, emphasizing the need for a robust trust framework as AI agents increasingly participate in transactions. Kathleen and Farooq discuss the importance of Human-to-Agent Binding, which ensures continuity and accountability and the role of real-time threat intelligence in distinguishing trustworthy interactions from malicious ones.

Looking ahead, Kathleen and Farooq express excitement about the potential for AI agents to reshape commerce, while acknowledging the challenges that lie ahead. They emphasize the importance of collaboration and innovation in building a secure, trustworthy ecosystem for AI-driven transactions.

Farooq Sheikh leads Global Industries and Solutions at Cloudflare. Farooq regularly advises the C-suite and Boards of Fortune 2000 companies on AI, security, and transformation topics. Farooq leads Cloudflare's efforts to build and scale industries with focus on how we engage marquee customers, how we drive thought leadership, and how we work with our customers and partners across C-suite and boardrooms.

Welcome to "Fraud Frontlines," a special limited series within the DataTalk™ podcast, hosted by Kathleen Peters and dedicated to exploring the latest trends and strategies in fraud prevention.

This episode features Filip Verley, Chief Innovation Officer at Liminal, who brings a wealth of experience from his roles at Google and Airbnb, as well as a background in criminology.

Kathleen and Filip delve into the evolution of fraud, particularly how innovation and generative AI have transformed the landscape. Filip emphasizes the critical role of identity verification as a foundation of trust, especially on platforms like Airbnb, where trust is paramount. They also explore the concept of age assurance in the digital age, highlighting the importance of privacy-preserving solutions to protect users while complying with regulatory requirements.

Filip shares insights from his current role at Liminal, where he focuses on regulatory compliance, trust and safety, risk management, and cybersecurity. He underscores the importance of a holistic approach to fraud prevention, advocating for convergence across fraud and identity teams to effectively combat sophisticated fraud tactics.

Filip is the Chief Innovation Officer at Liminal, where he leads new initiatives to help organizations address challenges in identity verification and risk management. With a background in Criminology, he brings a unique perspective to the connection between technology, identity, and security. He began his career in Risk & Fraud before moving into Product Management, working at companies like Google and Airbnb. At Google, he helped launch the Age Assurance program, reaching billions of users around the world. At Airbnb, he led the rollout of identity checks for all guests and hosts in the US, improving trust and safety across the platform. Filip's experience in age verification and identity solutions has helped bridge the gap between the physical and digital worlds. He holds Bachelor's and Master's degrees in Criminology from Florida Atlantic University and Florida State University. Originally from Belgium, Filip now lives in the US with his growing family. He enjoys action movies and sports in his free time.

Welcome to "Fraud Frontlines," a special limited series within the DataTalk™ podcast, hosted by Kathleen Peters and dedicated to exploring the latest trends and strategies in fraud prevention.

In this episode, Kathleen Peters, Chief Innovation Officer of Experian Identity and Fraud, sits down with Dr. Nicola Harding, a criminologist, and founder of The Financial Crime Lab. Dr. Harding shares her unique insights into the human behaviors behind fraud, emphasizing the importance of understanding the lived experiences of both victims and perpetrators.

Dr. Harding discusses her journey into criminology, driven by a curiosity about why people make these choices. She highlights the need to ask "how" fraudsters operate to better prevent financial crime. Her approach combines human insight with technology, advocating for a balance that leverages both to combat fraud effectively.

The conversation also delves into the power of storytelling in fraud prevention, the role of restorative justice, and the mission of The Financial Crime Lab to turn research into actionable insights. Dr. Harding emphasizes designing fraud prevention strategies for moments of vulnerability, not just ideal scenarios.

Dr. Nicola Harding is a criminologist specializing in financial crime and fraud prevention. Her work focuses on understanding the human behaviors behind scams and designing systems that reduce harm, not just loss. Nicola was CEO of We Fight Fraud, working with banks, law enforcement and regulators at the frontline of fraud prevention. She is now the founder of The Financial Crime Lab, a not-for-profit that brings together research, lived experience and industry insight to turn evidence into action. Her mission is simple: to reduce the harm caused by financial crime, especially for those most vulnerable to exploitation.