Buying property isn’t just about saving a bigger deposit. For many Defence members and first-time buyers, it’s about structuring smarter and using the right lending pathway.

In this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury sits down with Ben from Ironbark, a mortgage broker who helps first property buyers and investors across Australia. They break down why a proper, bank-assessed pre-approval matters, how the 5% First Home Guarantee Scheme can help eligible buyers avoid LMI and access sharper rates, and what banks really look for when assessing genuine savings (including when a rental ledger can help).

They also cover guarantor loans (and the biggest myths around them), the Defence advantage of rent-vesting, and the common traps that can reduce borrowing power, like Afterpay/Zip accounts, gambling transactions, and spending habits shown on bank statements.

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Website: https://www.discoverbuyersagency.com.au/
Instagram: @discoverbuyersagency
Facebook: https://www.facebook.com/kanedury

Most Australians assume that saving cash is “playing it safe” but in reality, cash can quietly lose purchasing power year after year.

In this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury is joined by Chris Tipper, Chief Economist at Ainslie Group, to unpack the global macro environment and explain why inflation, debt, and government policy are reshaping the way wealth is built and preserved.

Chris breaks down the idea of global liquidity (how much money is “sloshing around” the system), the shift from monetary policy (interest rates) to fiscal policy (government spending), and why asset price inflation often outpaces wage growth. They explore the difference between money and fiat currency, why hard assets tend to hold value over time, and how property, gold, and Bitcoin each fit into a broader “store of value” framework.

The conversation also connects these macro themes back to everyday decisions, including what this means for defence members, first home buyers, and investors trying to get ahead in an environment where cash savings can fall behind rising asset prices.

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Website: https://www.discoverbuyersagency.com.au/
Instagram: @discoverbuyersagency
Facebook: https://www.facebook.com/kanedury

Property markets don’t move because of headlines; they move because of fundamentals.

On this episode of the Defence Property Podcast, Discover Buyers Agency’s Kane Dury is joined by Terry Ryder, founder of Hotspotting, to unpack what truly drives property growth across Australia and where investors should be focusing heading into 2026.

With nearly two decades of research experience, Terry explains why affordability, infrastructure investment, and supply constraints consistently outperform hype-driven growth corridors. The discussion explores why regional markets have outperformed capital cities, the risks of high-supply development areas, and why population growth alone can be misleading without strong demand fundamentals.

The episode also covers emerging trends in units and townhouses, the impact of government policy and infrastructure spending, and practical insights into defence-relevant locations including Townsville, Darwin, Southeast Queensland, Perth, Adelaide, Melbourne, and key regional hubs.

Whether you’re a first-home buyer trying to decide when to enter the market or an investor aiming to avoid market frenzies and buy at the right stage of the cycle, this episode delivers clear, experience-backed guidance.

📌 Learn More or Connect With Us
Website: https://www.discoverbuyersagency.com.au/
Instagram: @discoverbuyersagency
Facebook: https://www.facebook.com/kanedury