In this episode of Best States for LeanFIRE, Jake Carson and Lily Morgan explore the top states for those with a $2-3M net worth looking to maximize ACA benefits and minimize taxes. Our listener is open to moving, especially if it allows for leaner living costs and access to affordable healthcare, low property taxes, and other state benefits. We break down which states offer the best balance of low cost of living, favorable tax policies, and ACA subsidies, plus tips for maintaining residency requirements while traveling. If you’re nearing FIRE and wondering where you can stretch your dollars the furthest, tune in for a deep dive into the best states for early retirement!

In this episode of Starting Smart at 25, Jake Carson and Lily Morgan talk with a listener who’s earning a strong income but feels late to the financial planning game. Recently debt-free, they’re now ready to build savings and invest but are cautious about market conditions and uncertain where to start. We’ll discuss simple, effective steps for building a diversified portfolio, ways to maximize tax-advantaged accounts, and whether concerns over market volatility should change your approach to the S&P 500. If you’re looking to start strong and make the most of your income without letting fear hold you back, join us for practical advice on financial planning, investing, and building a solid foundation!

In this episode of Maximizing ACA Subsidies, Jake Carson and Lily Morgan answer a critical question about whether Roth withdrawals count toward the Modified Adjusted Gross Income (MAGI) threshold required for ACA health insurance subsidies. Our listener is curious about how a $20K Roth withdrawal and a $30K taxable withdrawal impact eligibility for ACA assistance and how to optimize income sources for affordable healthcare coverage. We break down what counts towards MAGI, strategies for managing taxable and non-taxable income to minimize healthcare costs, and tips on maintaining low MAGI until Medicare kicks in at 65. If you’re looking for ways to navigate ACA subsidies while planning for early retirement, tune in for insights on keeping healthcare affordable!