What if instead of setting resolutions, you chose a theme to guide your year? In this episode, we talk about why yearly themes can be more powerful than goals, how to choose one that fits your life, and how to use it as a tool throughout the year. We’re also sharing our own themes for 2026 and offering examples to help you find yours.

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*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

Loud budgeting is about speaking up for your money without guilt or shame. In this episode, we break down what loud budgeting really is, why it’s gaining popularity, and how being open about your financial boundaries can help you spend with confidence, reduce pressure, and stay aligned with your goals. If you’ve ever felt awkward saying “that’s not in my budget,” this conversation is for you.

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Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here:https://www.skool.com/female-finance-collective-2984/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

As the year comes to a close, it’s the perfect time to pause, reflect, and set yourself up for financial success in the year ahead.

In this episode of the Female Finance Collective Podcast, Jen sits down with financial planner and money coach Meri-Li to walk through the process she uses with her clients for a year-end financial review. This conversation is designed to help you look back on the year with clarity (not judgment), update your numbers, and create a plan that feels realistic, supportive, and aligned with your life.

We cover:

• Why cash flow is the best place to start your year-end review
• How to review and update your budget for the year ahead
• What to look for when reviewing debt and upcoming “freed-up money”
• How to plan ahead for savings, travel, and future expenses
• A simple way to check in on your tax position before the year ends
• Why documenting your goals matters — and how to actually stick with them
• How choosing a financial “theme” for the year can simplify decisions and create momentum

🎁 Free Resource:

We’ve created a Year-End Financial Review Checklist and a companion workbook to help you work through everything discussed in this episode.

Click here to join our free community to download your copy today.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.