What if instead of setting resolutions, you chose a theme to guide your year? In this episode, we talk about why yearly themes can be more powerful than goals, how to choose one that fits your life, and how to use it as a tool throughout the year. We’re also sharing our own themes for 2026 and offering examples to help you find yours.

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Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

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*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

Loud budgeting is about speaking up for your money without guilt or shame. In this episode, we break down what loud budgeting really is, why it’s gaining popularity, and how being open about your financial boundaries can help you spend with confidence, reduce pressure, and stay aligned with your goals. If you’ve ever felt awkward saying “that’s not in my budget,” this conversation is for you.

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Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here:https://www.skool.com/female-finance-collective-2984/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

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*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

As the year comes to a close, it’s the perfect time to pause, reflect, and set yourself up for financial success in the year ahead.

In this episode of the Female Finance Collective Podcast, Jen sits down with financial planner and money coach Meri-Li to walk through the process she uses with her clients for a year-end financial review. This conversation is designed to help you look back on the year with clarity (not judgment), update your numbers, and create a plan that feels realistic, supportive, and aligned with your life.

We cover:

• Why cash flow is the best place to start your year-end review
• How to review and update your budget for the year ahead
• What to look for when reviewing debt and upcoming “freed-up money”
• How to plan ahead for savings, travel, and future expenses
• A simple way to check in on your tax position before the year ends
• Why documenting your goals matters — and how to actually stick with them
• How choosing a financial “theme” for the year can simplify decisions and create momentum

🎁 Free Resource:

We’ve created a Year-End Financial Review Checklist and a companion workbook to help you work through everything discussed in this episode.

Click here to join our free community to download your copy today.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective

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*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

Buy Now, Pay Later options are everywhere from online checkouts to in-store purchases. They promise flexibility and convenience. But are they really as harmless as they seem?

In this episode, we’re breaking down how BNPL works, the hidden risks you need to know, and how to use it wisely (or avoid it altogether) so it doesn’t sabotage your financial goals.

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

In this throwback episode of Female Finance Collective, Meri-Li and Jen dive into Money Dates—what they are, how they work, and how they can completely shift your relationship with money (and your partner!). Whether you’re single, partnered, or somewhere in between, we’ll help you turn financial overwhelm into confidence, one intentional money conversation at a time.

Schedule your first money date this week! Make it fun, comfy, and empowering. Then head to the comments and tell us how it went!

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

In this episode, we revisit a prior conversation about emergency savings. We cover how to set one up, what to call it, why you need it, and how much money is enough.

Join Our Community:

Connect with other women working toward financial empowerment. Learn more about our community here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

In this week’s episode, we are sharing a previous conversation we had with Mara, Joyful Hostess. We talk about ways to enjoy holiday events on a budget. Each of us shares tips and suggestions that we hope will spark ideas of ways you can have the most fun this holiday season while still protecting your budget.

Be sure to give her a follow on social media @joyfulhostess to get more of her great ideas!

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here: www.skool.com/female-finance-collective/about

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective

Facebook, YouTube, Pinterest: Female Finance Collective

*Disclaimer: The Female Finance Collective podcast is for educational purposes only as we share our personal experiences and opinions. To make the best financial decisions for you, research and contact a financial advisor with questions. Remember, all investments involve some form of risk; there is no guarantee that you will be successful in making, saving, or investing money, and there is always a risk of loss when investing.

The holidays should feel joyful, not stressful. Yet every year, overspending leaves too many of us with a January credit card hangover. In this episode of the Female Finance Collective podcast, we share 3 practical ways to enjoy the season fully without slipping back into debt.

Join Our Community:

Connect with other women working toward financial empowerment. Learn, grow, and share your journey with us here.

We’d Love to Hear from You!

Do you have questions or ideas? Connect with us!

Instagram: @femalefinance.collective

Facebook, YouTube, Pinterest: Female Finance Collective

Timestamps

00:00 Why holidays can be a debt trap

00:40 Welcome to the Female Finance Collective

01:46 Tip 1: Plan ahead and set your budget in October

03:04 Teaching kids financial literacy during the holidays

04:56 Tip 2: Get creative with gifts, costumes, and traditions

05:45 Meaningful low-cost gift ideas and family traditions

06:49 Free and fun holiday activities

08:05 Tip 3: Smart travel planning to save money

09:00 Cut costs on road trips and flights

10:20 Airbnb, meal prep, and family-friendly travel hacks

11:20 Small changes that save big on holiday travel

11:58 Recap: Plan ahead, get creative, and travel smart

Call to Action

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