TW: heart failure, near-death/flatline, suicide loss, domestic abuse, depression.

At three months old, Bree was given six months to live. She's 49 now — the only one left from a group of kids born with the same heart condition. We talk about being a "miracle baby" with the weight of that title, grieving the version of yourself you used to be, and the difference between existing and actually living.

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🔹 New episodes drop every Monday!

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If you or someone you know needs support, please visit:

988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988

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You make decent money. You're contributing something to your 401(k). You think you're good. But what if I told you there's free money sitting on the table — money your employer literally wants to give you — and most people have no idea they're walking away from it?

This week on Wallet Therapy, Becky admits she spent years contributing 2% to her 401(k) and missing out on her full employer match (oof), and Alex breaks down the part of your paycheck you might not even know you're leaving behind.

We get into:

• What an employer match actually IS (explained like you're five)
• Why this is step five on your money journey — and when it's okay to skip ahead
• The "paycheck illusion" and why contributing $100 doesn't actually take $100 out of your check
• Roth vs. Traditional 401(k) — and why Alex has strong feelings about it
• Real numbers: what starting at 20 vs. 30 vs. 40 vs. 50 actually looks like at retirement
• Why it's NEVER too late to start (and the math to prove it)

Your homework: Log into your 401(k) right now. Check your contribution percentage. Is it hitting your full employer match? If not, increase it today. That's it. That's the assignment.

🎟️ Want to ask Alex your specific 401(k) questions live? Join us May 14th at 6pm in our Wallet Therapy Live session on Patreon → patreon.com/beckyhater

Try Monarch: Get 50% off your first year → https://monarch.com/referral/ey3kkk8c7e

Connect with us:

• Join the Live Therapy: Support the show and join our monthly live Q&As at patreon.com/beckyhayter.
• Share your story: Email us at info@forthehaters.com to have your financial scenario featured on the show!

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

TW: parental death, grief, generational trauma, brain surgery, mentions of medical events.

Laura and Este grew up in the same massive Italian family — same Christmases, same wedding tables, same kitchen — and barely spoke for the first 20 years of their lives. Then Laura's dad died. This conversation is about grief, immigrant parents, generational patterns, and the cousin who became her person inside a family she'd known her whole life.

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.

🔹 New episodes drop every Monday!

🔹 Join our community! patreon.com/beckyhayter

🔹 Follow us on Instagram: @forthehayters

🔹 Submit your story: info@forthehayters.com

🔹 Grab some merch! beckyhayter.com

🔹 A KILLR Network podcast! killrentertainment.com

If you or someone you know needs support, please visit:

988 Suicide & Crisis Lifeline: 988lifeline.org | Call or text 988

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.