Trigger warnings: abortion, miscarriage, NICU and infant medical emergency, pediatric surgery, chronic pain, vision loss, panic attacks and alcohol use, parental infidelity and anger, family estrangement.

Bree was born visually impaired. By the time she was five, she'd had six or seven eye surgeries. For twenty-two years, nobody could explain why her body worked the way it did: the cataracts, the glaucoma, the hole in her heart, the dental problems dentists had never seen before, and the daily pain she assumed everyone had.

At 22, genetic testing finally gave her a name for it: oculofaciocardiodental (OFCD) syndrome, a rare genetic disorder she could pass on to her children. For someone whose biggest dream was to be a mom, the answer didn't feel like relief. It felt like one more thing to grieve.

Bree talks about growing up with a mom who fought for her at every turn and a dad who mostly wasn't there, the losses that came before her daughter, a NICU stay nobody could fully explain, and what it's like to sit on the other side of the exam table now, advocating for a little girl who shares her diagnosis.

For The Hayters is a podcast that normalizes hard conversations. Listener discretion is advised.

Interview, narration, and editing by Becky Hayter, with post-production, scripting, and sound design by Emily Nadal.

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.

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Trigger Warning: This episode discusses traumatic brain injury, drunk driving, substance use and addiction (including heroin), overdose, sexual assault, not caring whether you live or die, psychiatric hospitalization, a serious car crash, and the overdose death of a close friend.

At 15, Rachel was flying through the air at Worlds. Cheer wasn't her hobby. It was her whole life. Then one summer evening, a drunk driver ran a stop sign and hit her while she was crossing on her bike. She jumped up and told everyone she was fine.

She wasn't. The brain injury nobody could see took her grades, her muscle memory, her sport, and her friends. What came after took her to places her family still can't fully talk about. In this conversation, Rachel talks about the years she barely remembers, the parents who never stopped showing up, and the surprisingly ordinary moment she finally walked away.

This is a story about teen addiction, invisible injury, regret, and what it looks like to build a quiet life after years of chaos.

For The Hayters is a podcast that normalizes hard conversations. Listener discretion is advised.

Interview, narration, and editing by Becky Hayter, with post-production, scripting, and sound design by Emily Nadal.

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.

🔹 New episodes drop every Sunday!

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Confession: I took out a personal loan this month. After working SO hard to get where I am, I had to go back ten steps because our old house has not sold and the credit card interest was starting to scare me. I'm telling you because this show is about being honest about money, even when it's embarrassing. I'm also telling you because Alex has opinions about how to do it right.

Then we get into the conversation nobody wants to have until they're forced to. What happens when your parents retire and realize they don't have enough? Are you supposed to help? And how do you do that while you're paying your own mortgage, raising kids, and trying to save for your own retirement? Alex and I have lived this one with our own family, so we're getting real about it.

The Solution

Medicare is not free: Part B alone runs about $202.90 a month in 2026, before deductibles, coinsurance, prescriptions, dental, vision, and hearing.

Long-term care is a need, not a place: Whether it's assisted living (median cost around $6,200 a month) or someone checking in on Mom once a day, it costs money and someone has to provide it.

Three questions before you help: Is this an emergency? Is there a sustainable solution? Can you actually afford it without wrecking your own future?

Don't create your kids' problem: If you sacrifice your retirement to fund your parents', you might be handing the same crisis down a generation.

If you're 50 and behind: Know your numbers, estimate what retirement will really cost, plan for healthcare and housing, and have the family conversation now.

This week's homework

Pick one parent, partner, or even just yourself and ask three questions. How much is saved for retirement? What happens if someone needs long-term care? What do you expect from family financially? Write down the answers, even if they're scary. Especially if they're scary.

Patreon members get Alex's full retirement expense checklist and the complete list of questions to ask your parents.

Connect with us

Join the Hayters on Patreon for early episodes, bonus content, and the full checklist: patreon.com/beckyhayter

Questions for Alex? Email us at info@forthehayters.com

Money is emotional. And you deserve to feel safe with it.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Trigger Warning: This episode discusses human trafficking, sexual violence, child sexual abuse and exploitation, organ harvesting, ritual violence against children, and domestic abuse. A content note comes before the hardest section. Listener discretion is advised.

Korrin's mornings look like a lot of ours: breakfast, the childcare handoff, nine-month-old twins who need everything at once. Somewhere between the bottles, there's a call from Uganda and a trip to Ecuador to plan. Korrin is a former Marine Corps cryptologic linguist, an attorney, a volunteer prosecutor, and the founder of Lantern Rescue, an organization fighting human trafficking in 18 countries.

In this conversation, Korrin talks about going from an insurance job she couldn't stand to a Russian language school in Monterey, to studying for the LSAT by flashlight in the back of a truck in Haiti. She explains why most trafficking victims don't know they're being trafficked, why those viral "almost got trafficked at Target" posts do more harm than good, and what happened after the night a woman we're calling Rosa was found.

This is a story about the worst things people do to each other, told by someone who refuses to look away and still goes home and makes dinner.

For The Hayters is a podcast that normalizes hard conversations. Listener discretion is advised.

Interview, narration, and editing by Becky Hayter, with post-production, scripting, and sound design by Emily Nadal.

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.

🔹 New episodes drop every Sunday!

🔹 Join our community! patreon.com/beckyhayter

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🔹 A KILLR Network podcast! killrentertainment.com

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Trigger warnings: cancer diagnosis and chemotherapy, hysterectomy and invasive medical procedures, brief discussion of intimacy after surgery, chronic illness and chronic pain, medical dismissal and weight bias in healthcare, a partner's severe anxiety, divorce and custody court, separation from children during COVID, and fear around losing health insurance.

Kristin's surgeon walked out of the operating room and told her family everything looked fantastic. A week later, a nurse handed her an envelope at her follow-up. She didn't open it. Then the doctor walked in and asked if she'd read it.

Kristin grew up an only child outside Detroit, sure of one thing: she was going to be a mom. Life got her there in unexpected ways. She became a stepmom to a four-year-old in her twenties, moved across the country and back, and ended a 16-year marriage to a man she still has love for. She came out during the pandemic while running a memory care facility in lockdown. Then her body started keeping score. There were years of "normal" lab results, a Hashimoto's diagnosis, a rare ovarian cancer called granulosa cell tumor, and a fibromyalgia diagnosis that came only after one specialist sent her a message that said, "I wish you luck."

This is a conversation about medical gaslighting, coming out later in life, and the things nobody tells you before surgery. It's also about what happened when Kristin finally shared her story and realized she wasn't as alone as she thought.

For The Hayters is a podcast that normalizes hard conversations. Listener discretion is advised.

Interview, narration, and editing by Becky Hayter, with post-production, scripting, and sound design by Emily Nadal.

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.

🔹 New episodes drop every Sunday!

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Confession: I have never once walked into a car purchase asking "can I afford this car?" I asked "can I afford this payment?" and called it a day. Turns out those are two very different questions, and the gap between them is where a LOT of money disappears.

This week Alex and I tackle the lease vs. buy debate. We cover why leasing can make an $80,000 car feel weirdly affordable, why a new car's "low" interest rate might still cost you more, and the Scion story that proves nobody actually knows what's in your bank account by looking at your car.

The Solution

Leasing means financing depreciation: You're paying to use a car for two to four years, plus mileage limits, wear and tear fees, and a payment that never ends.

Buying wins when you keep it: Pay it off, keep driving it, and suddenly $500 a month is yours again.

Watch the interest rate trap: New cars often come with lower rates than used ones, but on average you'll still pay around $15,000 more for the new one.

Know what $600 a month really costs: That's $36,000 over five years before gas, insurance, and maintenance. Invested instead, it could grow to over $350,000 in 20 years.

Ask the real question: Would you still want this car if no one saw it?

This week's homework

Calculate your true monthly car cost. Add up your payment, insurance, gas, maintenance, and registration. Then put that number next to your income and your goals and ask yourself: what else could this money be doing for me?

Connect with us

Join the Wallet Therapy community on Patreon for early episodes, monthly live sessions, and Discord access where Alex answers your questions directly: patreon.com/beckyhayter

Got a car decision you regret (or one you're proud of)? Tell us: info@forthehayters.com

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Trigger Warning: This episode discusses financial trauma, debt, foreclosure and eviction, childhood dysfunction, the death of a family member, substance use, and a dark period of anxiety and self-blame. Listener discretion is advised.

Shannon has a master's degree. She was a teacher. On paper, she had it together. And for two years, she hid thousands of dollars of debt from the man she was about to marry.

It didn't start with a reckless swipe of a card. It started in childhood, in a house where money was a secret and "rob Peter to pay Paul" was the family motto. By 14, she was keeping her mother's financial secrets. By her late twenties, she'd bought a house alone, in her name only, and learned that asking for help made her physically sick.

In this conversation, Shannon walks me through the split mortgage payments, the predatory loans, the late notices in the trash, and the foreclosure letter she opened by herself. She tells me how the lie almost cost her the house, the marriage, and the person she thought she was, and what it finally took to stop hiding and say the two words that changed her marriage: same team.

For The Hayters is a podcast that normalizes hard conversations. Listener discretion is advised.

Interview, narration, and editing by Becky Hayter, with post-production, scripting, and sound design by Emily Nadal.

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.

🔹 New episodes drop every Sunday!

🔹 Join our community! patreon.com/beckyhayter

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🔹 A KILLR Network podcast! killrentertainment.com

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Trigger Warning: This episode discusses childhood sexual abuse, physical abuse, alcoholism, a disclosure that wasn't believed, pregnancy loss, surrogacy, and estrangement from a parent. Listener discretion is advised.

For most of her life, Justine's family ran on one rule: keep mom happy, whatever it costs you. She started paying that bill as a kid trying to survive her father. At 14, she finally told someone the truth and got handed an ultimatum instead of help. She spent years after that finding new people to save, because saving herself was never on the table.

A husband. A son. And for a while, two strangers on the other side of the world she agreed to carry a baby for. In this conversation, Justine talks about a house that looked completely normal in the school photo, what it costs to keep protecting people who don't deserve it, and the morning she wrote two goodbye letters and drove across the country with a U-Haul running.

This is a story about the difference between the parent you thought you had and the one you actually did, and what finally happens when someone decides it stops with her.

For The Hayters is a podcast that normalizes hard conversations. Listener discretion is advised.

Interview, narration, and editing by Becky Hayter, with post-production, scripting, and sound design by Emily Nadal.

Don’t forget to subscribe, like, and share to help us continue bringing these stories to light.

🔹 New episodes drop every Sunday!

🔹 Join our community! patreon.com/beckyhayter

🔹 Follow us on Instagram: @forthehayters

🔹 Submit your story: info@forthehayters.com

🔹 Grab some merch! beckyhayter.com

🔹 A KILLR Network podcast! killrentertainment.com

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.