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What should your HOA do when ICE shows up? Here’s what boards need to know about ICE and HOA responsibilities.
✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/

Complying with law enforcement or people in uniform is something that we just do as part of living in our ordered society, but that has traditionally been for issues having to do with life safety. You got to think about letting a fireman into your house, or when a policeman pulls you over for speeding, or when the FBI raids the office of a corrupt politician. So without touching the political sensitivities of this topic today, we'll learn if we should put ICE officials in the same automatic compliance category for your HOA, or if they belong in a different category.

Contact Sandra at: slg@sghoalaw.com or 800.372.2207 x202

Chapters:
00:00 What should you do if ICE shows up at your HOA?
00:45 Why is this topic becoming relevant for associations now?
03:09 Why should HOAs prepare policies for law enforcement access?
04:18 How did real late-night ICE situations create panic?
06:36 Why should HOAs slow down instead of reacting quickly?
08:26 What legal factors make ICE situations more complex?
10:00 Why can oversharing create liability for associations?
10:56 Why is having a written ICE protocol so important?
12:17 Are ICE agents using fear as part of their strategy?
13:44 Who is the HOA actually responsible for protecting?
15:00 How can vendor situations create unexpected risk?
17:13 Ad Break - Kevin Davis Insurance Services
17:41 Why is access control critical when ICE arrives?
18:13 What is the difference between administrative and judicial warrants?
19:35 Why should HOAs request documentation and copies?
20:20 Why is this not an emergency situation?
21:19 When should HOAs step aside if force is involved?
22:50 Should ICE be treated like other law enforcement?
23:52 Why should all requests be documented in writing?
25:00 How should front desk staff respond in the moment?
26:01 What if your attorney is unfamiliar with these situations?
27:21 What is the most important takeaway for HOA boards?

The views & opinions expressed in this program are those of the Hosts & Guests, intended to provide general education abou

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HOA votes shouldn’t feel like a battle. Here’s how to run them smoothly and avoid costly mistakes.
✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/

🔎 Learn More About The Inspectors of Election 👉 https://inspectorsofelection.com/

Why should a board put in long hours preparing for HOA votes of any kind and then struggle to support or defend it? There's so many types of elections and ways you can stumble setting up a vote of any kind, whether it's getting quorum or an election of new board members seeking approval for a special assessment, or any one of these different types of voting situations where you need to reach out to your ownership in an official manner. Need to get it done, and get it done in a way that there is no question of the validity the results, so you don't have to do it over again. That’s where our guest Kurtis Peterson from The Inspectors of Election comes in. He’s here to talk everything about elections in your HOA community!

Chapters

00:00 Why do HOA votes become so complicated?
00:51 What types of HOA votes can go wrong?
04:39 Why is election season so busy for associations?
06:33 What kinds of votes require member approval?
07:56 Why is online voting difficult in California?
10:25 Can HOA voting be fully digital today?
11:41 What is a hybrid HOA voting system?
13:57 What are common HOA election mistakes?
15:55 Why do many associations need outside help?
17:25 Are small or large HOAs more at risk for voting issues?
18:47 What makes an HOA vote contentious?
19:05 Ad Break - Association Reserves
20:18 Why use an independent election inspector?
22:22 Why do recalls happen after special assessments?
23:26 How does outsourcing voting reduce risk?
25:51 Why shouldn’t volunteers run HOA elections?
27:17 What role does legislation play in HOA voting?
29:04 Is online voting allowed in every state?
30:49 How early should HOAs prepare for elections?
31:46 What is election by acclimation and how does it work?
33:48 What is the biggest takeaway for HOA boards?

The views & opinions expressed in this program are those of the Hosts & Guests, intended to provide general education about the community association industry. The

Podcast Links:
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Watch On Youtube

Engage in the conversation!

Call our 24/7 voicemail line at (805) 203-3130 or send an email or voice memo to podcast@reservestudy.com

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Board Hero Nominations

Boardmember Merch Store!

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Julie Adamen

Kevin Davis, CIRMS

Robert Nordlund, PE

Support Our Sponsors

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Stoke Light Video & Marketing

The Inspectors of Election

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HOA loan approvals aren’t guaranteed. Here’s why more communities are being turned down…
✅ Is a Reserve Study right for you? 👉 https://www.reservestudy.com/

Today, we have two industry professionals, former managers, both with the prestigious pcam credential, and they're both now in the banking industry, Michelle Underwood and Marcy Kravit. We asked them to join us on the show today because we had a situation where one of our clients with a lot of deferred maintenance and almost no money, didn't like the idea of a special assessment, and so they reached out to one of the more prominent Community Association financial institutions, and the deal was they were initially denied, which I understand is more and more common, and after some discussion and clarification and adjustment, they were finally approved. But it wasn't easy or straightforward, and it's a lesson that you need to hear.

Chapters:
00:00 Why are HOA loans getting denied more often?
00:55 What problem are HOAs facing when funding major projects?
03:05 Why do banks reject associations with poor planning?
06:55 Why are reserve studies now critical for loan approval?
08:23 How does deferred maintenance impact loan eligibility?
11:29 What financial documents do banks review first?
14:19 What delinquency levels make HOAs too risky?
15:49 How long does the HOA loan approval process take?
18:25 Why do loans still require special assessments?
20:21 How can insurance costs impact loan decisions?
21:24 Ad Break - OurFiPhO.com
21:55 What are the automatic disqualifications for HOA loans?
25:04 What are typical loan terms for HOAs?
26:50 Why can a loan hurt your association’s marketability?
27:56 Are HOA loans becoming harder to get approved?
29:39 Why do board decisions impact homeowners’ lives directly?
30:42 What should HOAs look for in a lending partner?
33:19 What is the most important takeaway for HOA boards?

The views & opinions expressed in this program are those of the Hosts & Guests, intended to provide general education about the community association industry. The content is not intended to provide specific advice or recommendations for any individual or organization.

Podcast Links:
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Engage in the conversation!

Call our 24/7 voicemail line at (805) 203-3130 or send an email or voice memo to podcast@reservestudy.com

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Boardmember Merch Store!

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Julie Adamen

Kevin Davis, CIRMS

Robert Nordlund, PE

Support Our Sponsors

Association Insights & Marketplace

Association Reserves

Community Financials

Kevin Davis Insurance Services

Stoke Light Video & Marketing

The Inspectors of Election