In this episode, Warren Ingram and Pieter de Villiers explore the complexities of investment taxes, including income tax, dividends tax, and capital gains tax, and how they impact your investment returns over time. Our experts clarify common misconceptions and provide practical insights on managing tax efficiently in your investment strategy.

Chapters

00:00 Introduction to Investment Taxes and Their Importance
02:16 Practical Overview of How Taxes Work on Shares
05:02 Income Tax and Its Impact on Investments
06:21 Comparison of Different Tax Types on Investment Returns
07:09 Additional Taxes and Indirect Tax Considerations
08:58 Investment Strategy: Growth First, Tax Second
10:14 The Cost of Paying Excessive Tax on Interest
12:04 Retirement and De-Risking Investment Portfolios
13:24 Asset Allocation and Tax-Efficient Investing
14:23 Conclusion and Key Takeaways on Investment Taxes


Learn more about how Curate Investments can help you here.

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In this episode, Pieter de Villiers and Ricky Opperman Knipe, Counselor of FISA, discuss the critical importance of wills, common mistakes, and how to properly plan for estate succession, especially for parents and business owners.

Chapters

• 00:00 Introduction to estate planning and the importance of wills
• 00:29 Why a will is one of the most important documents in your life
• 02:15 Consequences of passing away without a will
• 04:37 Handling estate assets for parents with minor children
• 05:57 What happens to business shares without a will
• 09:19 Legal requirements for a valid will in South Africa
• 13:07 Common mistakes in drafting a will and how to avoid them
• 17:46 Dealing with offshore assets and international estates
• 26:30 When and how to review and update your will
• 34:03 Managing crypto assets and digital inheritance
• 36:37 Best practices for storing and safeguarding your will

Learn more about how FISA can help you here.

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Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

In this episode, Warren Ingram invites Robert Edwards to speak about his inspiring journey from a successful career in London to traveling the world and writing his book 'Quit, Travel, Grow.' Discover insights on financial independence, intentional living, and the transformative power of travel.

Chapters

• 0:00 Meet Robert Edwards and his unusual career path
• 1:37 Why Robert wrote Quit, Travel, Grow
• 2:56 Financial discipline and the power of being intentional
• 4:05 London life, lifestyle trade-offs, and the real cost of earning more
• 6:57 The mid-30s plateau and the urge for change
• 8:25 How a quick decision became a 12-month travel journey
• 9:18 Why Robert chose countries off the usual travel path
• 10:17 Money, culture, and what people want everywhere
• 11:59 Getting mugged in Colombia and what it taught him
• 13:26 Why perspective matters when comparing South Africa to the world
• 16:09 Ending the trip and coming home after a year away
• 17:19 Best-value destinations for South Africans to travel to
• 22:10 What financial freedom really means
• 24:01 The lesson Robert would teach his 21-year-old self
• 25:56 Final thoughts and book title reveal

Want a copy of Robert's book? Find a physical copy here or the ebook version here.

Learn more about Prescient Investment Management here.

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Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod