In this episode, Pieter de Villiers and Ricky Opperman Knipe, Counselor of FISA, discuss the critical importance of wills, common mistakes, and how to properly plan for estate succession, especially for parents and business owners.

Chapters

• 00:00 Introduction to estate planning and the importance of wills
• 00:29 Why a will is one of the most important documents in your life
• 02:15 Consequences of passing away without a will
• 04:37 Handling estate assets for parents with minor children
• 05:57 What happens to business shares without a will
• 09:19 Legal requirements for a valid will in South Africa
• 13:07 Common mistakes in drafting a will and how to avoid them
• 17:46 Dealing with offshore assets and international estates
• 26:30 When and how to review and update your will
• 34:03 Managing crypto assets and digital inheritance
• 36:37 Best practices for storing and safeguarding your will

Learn more about how FISA can help you here.

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Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

In this episode, Warren Ingram invites Robert Edwards to speak about his inspiring journey from a successful career in London to traveling the world and writing his book 'Quit, Travel, Grow.' Discover insights on financial independence, intentional living, and the transformative power of travel.

Chapters

• 0:00 Meet Robert Edwards and his unusual career path
• 1:37 Why Robert wrote Quit, Travel, Grow
• 2:56 Financial discipline and the power of being intentional
• 4:05 London life, lifestyle trade-offs, and the real cost of earning more
• 6:57 The mid-30s plateau and the urge for change
• 8:25 How a quick decision became a 12-month travel journey
• 9:18 Why Robert chose countries off the usual travel path
• 10:17 Money, culture, and what people want everywhere
• 11:59 Getting mugged in Colombia and what it taught him
• 13:26 Why perspective matters when comparing South Africa to the world
• 16:09 Ending the trip and coming home after a year away
• 17:19 Best-value destinations for South Africans to travel to
• 22:10 What financial freedom really means
• 24:01 The lesson Robert would teach his 21-year-old self
• 25:56 Final thoughts and book title reveal

Want a copy of Robert's book? Find a physical copy here or the ebook version here.

Learn more about Prescient Investment Management here.

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Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

In this episode, Pieter de Villiers and guest speaker Angélique Krügel, FISA counselor and director of Wealth and Legacy Group, break down estate planning into simple terms, explaining its importance, process, and common pitfalls. Perfect for anyone looking to understand how to protect their assets and ensure their wishes are honored after passing.

Chapters

• 00:00 Introduction to estate planning and guest introduction
• 01:10 What is estate planning? Simplified explanation
• 02:23 Why estate planning is often overlooked
• 02:54 What happens when you pass away? The estate process
• 03:47 Assets involved in estate planning: property, aircraft, and financial products
• 05:46 The relationship between wills and estate planning
• 07:07 Nomination of beneficiaries and the role of trustees
• 07:59 Liquidity issues in estate management
• 09:19 Tax implications: estate duty, capital gains tax, and transfer costs
• 10:50 Handling estate liquidity shortfalls and asset liquidation
• 12:21 Legal considerations for guardians and minors
• 14:24 The importance of updating estate plans regularly
• 15:26 Dealing with debt and insolvency in estate planning
• 16:18 Loans, trusts, and asset transfers in estate planning
• 18:01 International assets and cross-jurisdiction estate planning
• 22:38 Common mistakes in estate planning and how to prevent them
• 23:53 The importance of professional guidance and early planning
• 25:21 Final thoughts: estate planning for everyone

Learn more about how FISA can help you here.

Send us Fan Mail

Have a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod