Money is one of the leading causes of relationship tension in New Zealand. Not because couples don't love each other, but because most of us were never taught how to talk about it.

This episode gives you a framework, the legal reality, and permission to do it your way.

In this episode:

• The three models NZ couples use to manage money: fully combined, hybrid, and fully separate - when each one works, when it doesn't, and the legal landscape sitting underneath all three
• Why the fully combined model creates resentment when money personalities don't align, and what to do instead
• The hybrid model in practice: how to set joint contributions fairly when one partner earns significantly more
• The fully separate model: why it works for some couples, why a relationship property agreement is non-negotiable if you use it, and why it's not a statement about commitment
• The income disparity conversation most couples avoid -and why non-financial contributions like caregiving and project management have real dollar value that needs to be in the model

• The five money questions every couple should answer before choosing a financial model - ideally before the mortgage, the wedding, or the baby

The right model isn't the conventional one. It's the one both people have honestly agreed to and genuinely understand.

Women should own half the world. Come own it with us.

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