The most important estate planning document is not a will or a trust.

In this episode of True Wealth with Joel Baker, Joel discusses estate planning with Florida attorney Andrew Rosenberg. Andy explains why a durable power of attorney matters more than a will or a trust. He shares wild client stories that show the price of waiting. You will learn why everyone, even a new 18-year-old adult, needs a plan.

Key Takeaways:

→ A durable power of attorney is the most important document in your estate plan.

→ The four essentials are a durable power of attorney, healthcare surrogate, living will and HIPAA document.

→ Planning is not just about death, it also protects you if you become disabled or incapacitated.

→ You do not need millions of dollars to need an estate plan.

→ Procrastinating can leave your family stuck in probate, and 18-year-olds need basic documents too.

For over 30 years, Andrew "Andy" Rosenberg has practiced law with a deeply personal purpose. Growing up in the Midwest, Andy watched his younger sister battle a brain tumor for ten years—an experience that opened his eyes to the failures of the medical and legal systems and inspired him to help families navigate life’s hardest moments with compassion and clarity.

Specializing in elder law and estate planning, Andy provides peace of mind to clients facing uncertainty. Whether it’s a client thanking him from her hospital bed for putting her affairs in order or a family relieved to have a clear plan, Andy’s work is defined by real, human impact.

His approach is grounded in the following values: respect, empathy, and integrity. Following the golden rule, he treats every client like family. Unlike larger firms, Andy personally handles every case, offering direct communication, attentive service, and straightforward guidance. His dedication has earned his firm over 600 5-star reviews on Google and a reputation for excellence.

Guided by the philosophy, “It Is What It Is,” Andy focuses on what can be controlled and moves forward with purpose. If you’re looking for an experienced attorney who combines decades of knowledge with a caring, personal touch, Andy is here to help!

Connect With Andrew Rosenberg:

Website: www.rosenberglawfirm.net

X: https://x.com/rlawfirm1

LinkedIn: https://www.linkedin.com/in/andrew-rosenberg-florida/