In this episode, the three Mikes revisit a foundational concept of Infinite Banking: banking is a process, not a product.

We begin with Mike Everett going back to the basics, walking through how Nelson Nash framed this idea in Becoming Your Own Banker, and grounding it with real-world experience from working with clients in practice—not theory.

Then Mike Kwong unpacks how Income Stacking through DIBS and IBC creates a powerful, repeatable system for cash flow, control, and long-term wealth building. Together, the conversation highlights why lasting financial success comes from building sound processes, not chasing products.

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In this episode, the Mikes’ and Chris recap the LSL journey with a 2025 year-in-review conversation. Mike E takes us back to the early days of Life Success & Legacy, and together we trace the path from inception to today—and beyond. We dive into what’s ahead, our excitement around client success, and the live events coming up that we can’t wait to share.

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In this episode, Chris sits down with Steve Harmon—an intentional, goal-driven person whose path into Infinite Banking wasn’t exactly smooth. Steve hit a few bumps early on, but instead of backing off, he leaned in, learned fast, and turned those lessons into a mission. Today, he’s become a trusted voice and go-to resource in the IBC community, helping others avoid the same pitfalls and implement the strategy with clarity and confidence. Steve’s story is equal parts honest and inspiring—and his purpose behind the work is the kind that sticks with you.

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In the second half of this powerful conversation, the script flips — and Chris becomes the interviewer! He invites Christina to share her own deeply personal story, giving listeners an inside look at the experiences, struggles, and motivations that shaped her journey. Christina opens up about the financial challenges she faced, the mindset shifts she had to make, and how discovering the Infinite Banking Concept (IBC) transformed not only her own financial path but her vision for her family’s future.

She shares how she is actively using IBC to create long-term stability, flexibility, and generational wealth, and why this approach resonates so strongly with her values. It’s an inspiring, authentic, and empowering segment that reminds us how real people are using IBC every day to rewrite their financial stories — and build legacies that last.

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Chris Bay kicks things off with a brief history lesson on how the concept of retirement came to be and why it looks the way it does today. Then Mike Kwong and Mike Crawford jump in with real-life stories and examples that challenge the traditional idea of “retirement” and highlight what it could mean through the Infinite Banking lens.

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This episode is a special one! Chris flips the script and gets interviewed by one of our favorite clients, Christina Conover-Merrill. She dives deep into his personal journey — how he first discovered Infinite Banking, what drew him in, and how he’s used his own policies over the years.

Christina doesn’t hold back — they even dig into the lessons learned from the things that didn’t go according to plan. It’s an honest, insightful, and inspiring look at what it really means to live the Infinite Banking lifestyle.

The post Interview with Christina Conover-Merrill – Roles Reversed appeared first on Life Success Legacy.

In this episode, Chris, Mike C, and Mike K dive into one of the four things IBC can do—and it’s not the one we usually highlight. We’re talking passive income! Together, we break down different ways your system can work for you to help create ongoing income streams. Our resident “income stacker,” Mike Kwong, also shares insights straight from his book DIBS. Tune in—you’re bound to pick up a new idea (or two)!

The post How is IBC used for Passive Income appeared first on Life Success Legacy.

In this episode, Chris sits down with Sarah Vohra, whose journey with Infinite Banking began at a surprisingly young age. Her story offers a fresh perspective on why teaching the next generation about IBC is so important. Sarah shares personal success stories and lessons learned along the way — and at only 27, she’s already making a remarkable impact. Don’t miss this conversation with someone who’s taking the world by storm!

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