Inside Shriram Finance Strategy Growing Credit Access With Account Aggregator | Manthan by Sahamati | The Core — featuring Vinod Kumar (Chief Digital Officer, Shriram Finance) in conversation with Vamsi Madhav (CEO, FINVU AA) on how Account Aggregator (AA) is expanding credit access and transforming digital lending in India.Shriram Finance operates where traditional credit models struggle serving MSMEs, tier 2 and tier 3 India, and credit-invisible borrowers. Vinod explains why real digital transformation isn’t about replacing people with apps, it’s about empowering field teams, building trust, reducing paperwork, and using consented data to make faster, safer, smarter lending decisions.In this episode, you’ll discover:1) How Account Aggregator delivers real-time, consent-based financial data for better underwriting2) Why Shriram Finance is really in the business of risk assessment, not just lending3) How to build adoption at scale across 3,000+ branches and thousands of employees4) The strategy behind Shriram’s super app and “AI-powered financial companion” vision5) How AA helps beyond onboarding with early warning signals, monitoring, and collections6) Why consent, purpose, and security are critical in a world of rising digital fraudIf you’re into business, fintech, consulting, digital public infrastructure, India Stack, NBFC strategy, MSME lending, and the future of financial inclusion, this is a must-watch conversation.If this episode sparked a new idea, share it with a colleague and subscribe for more Manthan conversations on the future of India’s financial ecosystem.

Dive into a powerful conversation with Kiran Gopinath (Head of Sahamati Labs & Chief Innovation Officer, Sahamati) and Gabriel Bizama (Head of Research, Sahamati Labs) as they decode the transformation of finance in India — and what it means for the world.

In this episode, you’ll discover:

* How India is pioneering Open Finance and leading the global shift

* The impact of CBDCs, instant payment networks, stablecoins, and tokenization on financial architecture

* The evolution of Open Finance beyond domestic borders

* The explosive growth of the Account Aggregator ecosystem — and the next big unlocks

* The mission behind Sahamati Labs and the breakthrough experiments underway

#ManthanBySahamati #OpenFinance #FutureOfMoney #AccountAggregator #SahamatiLabs #Fintech #Innovation #DigitalIndia

In the third episode of Manthan, Sahamati’s podcast spotlighting innovation in the Account Aggregator (AA) ecosystem, Rajiv Sabharwal, MD & CEO of Tata Capital, joins B.G. Mahesh, CEO of Sahamati, for an insightful conversation on how India is redefining financial inclusion in the digital age.With over three decades of leadership experience, Rajiv explores:The India Story — how a young, tech-savvy population is embracing digital transformation.Digital Public Infrastructure (Aadhaar, UPI, AA) — and its role in opening up new credit opportunities.Tata Capital’s AA journey — from early adoption to driving impact across the organization.Consent-based data sharing — empowering customers and deepening trust in the financial ecosystem.This discussion goes beyond technology — it’s about the mindset shift that’s shaping the next chapter of responsible and inclusive finance in India.💡 Key takeaways:How data can fuel India’s bold vision for inclusive lendingWhy the Account Aggregator framework is pivotal to the next phase of digital creditStrategic insights for CXOs on scaling financial services with trust and innovationHow consented data can become a true enabler of economic growth#ManthanBySahamati #TataCapital #AccountAggregator #OpenFinance #DigitalTransformation #Innovation #FintechIndia #SmarterLending #PodcastSeries #Sahamati