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We push past pre‑approval myths to show the full cost of owning, from rising insurance and taxes to never‑ending maintenance. We share how to spot real value, avoid getting housebroke, and use a step‑up plan to build equity without chasing trends.

• pre‑approval vs comfortable monthly payment
• disappearing starter homes and status pressure
• total cost of ownership beyond the note
• maintenance that protects resale value
• systems over finishes when evaluating homes
• renting as a valid bridge to ownership
• step‑up strategy for building equity
• budgeting for schools, lifestyle and emergencies
• changing rules around buyer agreements
• home as shelter, memory and investment

MOVE Worthy Podcast with Lauren Jones & Jenny Lendle. Together we have the experience to MOVE you forward!

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We share what life looks like between closings and why the quiet work matters more than the highlight reel. Boundaries, smarter routines, and honest expectations turn a chaotic job into a sustainable career while leaving room for family, rest, and real joy.

• success versus reality of agent life
• unpaid work, constant learning, emotional labor
• daily routines that protect mornings
• batching showings and smarter scheduling
• systems for consistent marketing and follow-up
• myths about agents and “easy money”
• early career struggles and growth
• burnout, boundaries, and saying no
• hobbies, travel, and refilling the tank
• practical advice for new agents
• outlook for 2026 and keeping momentum

Let us know what you think in the comments after we post it

MOVE Worthy Podcast with Lauren Jones & Jenny Lendle. Together we have the experience to MOVE you forward!

Send a text

Crossing the finish line of your first home purchase brings equal parts excitement and anxiety. The appraisal process often represents the final major hurdle between you and your new keys – a moment many agents describe as "holding your breath and hoping for the best."

Appraisals carry unique challenges for first-time buyers. Beyond the $500-600 out-of-pocket expense most don't anticipate, there's the startling subjectivity of the process itself. We share a jaw-dropping example where one property received appraisals that differed by $40,000 depending on which professional evaluated it. This extreme variance demonstrates why experienced real estate professionals approach this step with such caution.

Different loan types create additional complexity. FHA and VA loans trigger more stringent appraisal requirements, with seemingly minor issues like peeling paint, garage floor stains, or even appliances not properly installed potentially derailing your purchase. These requirements make certain fixer-uppers practically impossible to finance without alternative loan products.

When appraisals come back below the contracted purchase price, buyers face tough decisions. While paying the difference out-of-pocket occasionally happened during the 2020-2021 market frenzy, most transactions involve sellers agreeing to reduce the price to match the appraisal value. In some cases, creative solutions like reducing seller-paid closing costs can bridge the gap.

After successfully navigating the appraisal, you'll finally reach closing day – that magical moment when paperwork transforms into homeownership. For first-time buyers especially, this milestone represents the culmination of a challenging journey and the beginning of something even more meaningful: having a place to truly call your own.

Ready to start your own homebuying journey? Connect with professionals who understand these critical final steps and can help ensure your transaction crosses the finish line smoothly.

MOVE Worthy Podcast with Lauren Jones & Jenny Lendle. Together we have the experience to MOVE you forward!