The last episode of the series takes on a different format, with our guest this week, Lettie Cartwright, Financial Planner. Together, Mark and Lettie analyse financial stories and digest the details!

Debt Resources:

Please visit https://www.gov.uk/debt-advice if you are struggling with debt and need advice.

Pensions... your choices now affect your plans later.

The topic that is mentioned most by our advisors, explained simply!

Pensions are a long-term investment. Your eventual income will depend on several factors, including the value of your fund when you decide to take benefits and the choices you make at retirement. The value of your pension can fall as well as rise, and you may get back less than you have paid in. Past performance is not a reliable guide to future results.

This brochure provides general information and should not be taken as personal financial advice. Everyone’s situation is different — please speak to a qualified financial adviser before making any financial decisions.

While we aim to ensure the information provided is accurate and up to date, we cannot guarantee its accuracy in the future. We are not responsible for any loss caused by decisions made based on this content.

Tax rules, rates, and reliefs can change. How they affect you will depend on your personal circumstances. The Financial Conduct Authority (FCA) does not regulate estate planning, trusts, wills or tax advice.

Pareto Financial Planning Ltd is authorised and regulated by the Financial Conduct Authority.

ISA's: What are they and how do they even work?

This week we finally sit down and chat about Individual Savings Accounts.