Already house poor or worried you might be? Grab a copy of House Poor:

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Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

In this new episode, Lloyd tackles one of the most important questions Australian investors face: should you invest in the ASX or put your money to work on Wall Street? By comparing the Australian and US markets across decades of performance, he explains where each market has strengths, where they fall short, and how investors can think about building a smarter portfolio.

◼️ Why Wall Street has historically outperformed the ASX and the key factors driving stronger long-term returns

◼️ The advantages of investing in Australia, including franking credits, dividend income, and exposure to major mining companies

◼️ How Australian investors can avoid home bias, think globally, and make better portfolio decisions for long-term wealth creation

Timestamps:

00:00:00 - Introduction

00:00:39 - 10-Year Performance Comparison

00:01:00 - Why US Markets Outperform

00:03:20 - Australia’s Market Strengths and Weaknesses

00:04:47 - Mining, Banks and the ASX Structure

00:05:28 - Innovation and US Competitive Advantage

00:06:33 - Future Outlook for US and Australian Markets

00:07:10 - Currency Exposure and Franking Credits

00:08:55 - Book Promotion

00:09:14 - Diversification and Home Bias

00:10:53 - Australia’s Economic and Policy Challenges

00:12:25 - Commodities Outlook and Final Investment View

00:12:42 - Final Summary

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DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

Already house poor or worried you might be? Grab a copy of House Poor:

https://moneybuyshappinessbooks.com/housepoorbook

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

In this new episode, Lloyd Ross reveals the 7 most dangerous ways people are investing today and why so many everyday investors lose money through schemes, strategies, and products that appear safe on the surface. Learn how to spot the warning signs, avoid costly mistakes, and build wealth using proven long-term investing principles instead.

◼️ Why CFDs, leveraged Forex, options trading, and borrowing to invest can significantly increase your risk of losing money

◼️ How AI scams, fake investment platforms, crypto schemes, and "guaranteed returns" are costing investors millions every year

◼️ A practical checklist to help you identify red flags, protect your capital, and invest with confidence for the long term

Timestamps:

00:00:00 - Introduction

00:02:39 - CFDs and leveraged Forex

00:02:39 - Fake investment platforms and AI scams

00:06:24 - Unregulated crypto and token scams

00:09:16 - Options and futures trading risks

00:13:51 - Concentration risk in speculative stocks

00:15:43 - Borrowing to invest in volatile assets

00:17:17 - Guaranteed returns and investment red flags

00:20:11 - Investor safety checklist

00:23:07 - Final thoughts and key takeaways

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-j-ross-26b7859/

https://www.facebook.com/lloyd.ross.7

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.

Already house poor or worried you might be? Grab a copy of House Poor:

https://moneybuyshappinessbooks.com/housepoorbook

Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

Rates are already near 7% for many borrowers, and with core inflation stuck at 3.6%, the RBA may have no choice but to push higher. In this episode, Lloyd breaks down the numbers behind rising mortgage rates, why inflation refuses to fall, and how Australia’s trillion‑dollar debt is making the problem worse.

◼️ Why inflation is stuck

◼️ How rates could reach 7%

◼️ Australia’s trillion‑dollar debt problem

◼️ How to prepare your finances now

Timestamps:

00:00:00 - Introduction

00:01:40 - Net yield and costs

00:02:37 - Franking credits overview

00:03:54 - US shares outperform

00:04:36 - Shares vs property over 30 years

00:05:19 - Where property wins: leverage

00:06:26 - Why leverage only works in rising markets

00:07:27 - Where shares win: lower costs

00:08:10 - Diversification advantage

00:09:51 - Tax changes and negative gearing

00:10:45 - Shares inside superannuation

00:11:19 - Future uncertainty in super rules

00:12:17 - Why shares align with his lifestyle

00:13:23 - Scaling money without scaling problems

Follow Lloyd:

https://www.instagram.com/lloydjamesross/?hl=en

https://www.linkedin.com/in/lloyd-j-ross-26b7859/

https://www.facebook.com/lloyd.ross.7

https://www.tiktok.com/@lloydjross

https://x.com/lloydjamesross

DISCLAIMER

This content is for educational and informational purposes only. This is not financial, investment, or legal advice. Investing carries inherent risks including potential loss of capital. Past performance does not guarantee future results. Always conduct thorough research and consult with qualified financial advisors before making investment decisions. Individual results vary based on market conditions, personal circumstances, and investment strategy.