Real talk about business, resilience, and what financial independence really means with telecoms and property entrepreneur Angela Richardson.

This isn’t your typical “overnight success” story. It’s the honest, behind-the-scenes look at juggling business, family, and curveballs—where the wins are hard-fought, and the lessons are real.

In this episode, you’ll discover:

💚 How Angela built a thriving telecoms company from scratch, with zero business background
💚 The reality of running a business through divorce, single parenting, and family illness
💚 Why the right people (staff, partners, clients) make all the difference
💚 The power of trusting your gut—even when it means starting over
💚 How manifestation, mindset, and a little bit of luck can change everything
💚 Practical ways to keep your business running (and your sanity intact) when life gets messy

Perfect for you if:

💚 You’ve ever felt like you’re spinning plates and dropping most of them
💚 You want to hear the truth about what it takes to survive and thrive as a business owner
💚 You’re looking for inspiration that doesn’t gloss over the tough stuff
💚 You believe financial independence is about more than just money—it’s about freedom, choice, and living on your own terms

Resources:

💚 Angela’s website: rangecomms.co.uk
💚 LinkedIn: Range Communications
💚 Instagram: @rangecomms
💚 Facebook: Range Communications
________________________________________

🚀 About The Money Metrics Academy

We’re not just another business course. We’re a movement to help every business owner understand their numbers, pay themselves properly, and achieve true financial independence.

Join thousands of business owners who are:

💚 Mastering their finances in under 1 hour per week
💚 Finally paying themselves what they deserve
💚 Creating businesses that work for them, not against them
💚 Building real wealth and time freedom

Perfect for:

💚 Service-based business owners (£75k–£2.5M turnover)
💚 Entrepreneurs tired of sacrificing income for passion
💚 Business owners ready to understand their numbers
💚 Anyone seeking genuine financial independence

🔥 Ready to transform your business?

Stop sacrificing your income for your passion. Join a community that transforms lives and celebrates each other’s wins.
________________________________________

If you’re new to the Money Talks Podcast, I’m so glad you’re here—hit subscribe and stay for more real conversations!

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𝐖𝐚𝐧𝐭 𝐭𝐨 𝐬𝐞𝐞 𝐦𝐨𝐫𝐞 𝐜𝐨𝐧𝐭𝐞𝐧𝐭 𝐥𝐢𝐤𝐞 𝐭𝐡𝐢𝐬...?

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🎬 Suggested Videos
▶️ Recharge Your Brain: How Time Off Can Transform Your Business
https://youtu.be/yaljSzF8FOc

▶️ Friday Finker – Your Easter Weekend Challenge for Time Freedom & Success
https://youtu.be/MBd4LjyVa00

Stop Guessing: The 6 Numbers That Will Make or BREAK Your Business!

#businessgrowth #financialfreedom #businessmetrics #timemanagement #profitfirst #businesssuccess #smallbusinesstips #entrepreneurmindset #knowyournumbers #timefreedom #worksmarternotharder #financialfreedom #scaleyourbusiness #onlinebusinesscoach #moneymetrics #businesscoaching #profitnotvanity #sixfigurebusiness #burnouttofreedom

💚 Thanks for watching! 💚

Real talk about juggling business, family, curveballs and the honest pursuit of financial independence with branding and Canva expert, Marie-Louise O’Neill.

This isn’t a highlight reel. It’s the messy, uplifting truth about building a business while caring for loved ones, navigating health challenges, and finding your version of success—one step at a time.

In this episode, you’ll hear:

💚 How Marie-Louise built her creative business after being shut out of flexible employment
💚 The reality of running a business through maternity leave, family health crises and school holidays
💚 Why recurring income (like a membership) is a lifeline, but not always the magic bullet
💚 Real strategies for staying motivated through tough times and why “just get on with it” isn’t always the answer
💚 The power of community, honest conversations and asking for help, especially when you’re the one holding it all together
💚 The truth about financial independence as a journey, not a destination

Perfect for you if:

💚 You’re balancing business with caring responsibilities or family life
💚 You want honest, practical advice about money, mindset and motivation
💚 You’re tired of “overnight success” stories and want to hear what it’s really like
💚 You need a reminder that it’s okay to take things one day at a time

Resources:

💚 Marie-Louise’s membership: Lovely Canva Club
💚 Free app: Build Your Brand with Canva
💚 LinkedIn: Marie-Louise O’Neill
💚 Instagram: @lovelyevolutiondesign
________________________________________

🚀 About The Money Metrics Academy

We’re not just another business course. We’re building a movement to help every business owner understand their numbers, pay themselves properly, and achieve true financial independence.

📈 Join thousands of business owners who are:

💚 Mastering their business finances in under 1 hour per week
💚 Finally paying themselves what they deserve
💚Creating businesses that work FOR them, not against them
💚 Building real wealth and time freedom

🎯 Perfect for:

💚 Service-based business owners (£75k–£2.5M turnover)
💚 Entrepreneurs tired of sacrificing income for passion
💚 Business owners ready to understand their numbers
💚 Anyone seeking genuine financial independence

🔥 Ready to transform your business? Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other’s wins.

If you’re new to the Money Talks Podcast, thank you for clicking on my video! I hope this episode inspires you to stick around.

👇 SUBSCRIBE HERE
https://www.youtube.com/@tracy.irwin.official?sub_confirmation=1
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📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call
🟢 Join the Complimentary community for peer support: https://moneymetrics.scoreapp.com/

🎬 SUGGESTED VIDEOS
Don’t forget to check out my other videos:
▶️ Recharge Your Brain: How Time Off Can Transform Your Business
https://youtu.be/yaljSzF8FOc
▶️ Friday Finker – Your Easter Weekend Challenge for Time Freedom & Success https://youtu.be/MBd4LjyVa00

Stop Guessing: The 6 Numbers That Will Make or BREAK Your Business!

The Real Truth About Financial Independence: Andy McArdle’s Story

Forget the shiny success stories. This episode is a real, honest chat with Edinburgh’s Andy McArdle – postie, family man, and side-hustle mentor – about what financial independence actually means when you’re juggling a full-time job, family, and a business.

You’ll hear:

• Why financial independence is about choices, not just money
• How Andy built a business around his job (and why he never wants to swap one full-time job for another)
• The reality of time management – what happens when you overbook yourself, and how to reclaim your evenings for family
• Andy’s mindset shifts: from working overtime for a payslip, to building residual income for freedom
• Practical tips on journaling, goal setting, and planning your life
• How networking and the right people can change everything
• The joy of small wins – like funding your child’s passion or never missing family time again

Perfect for you if:

💚 You’re working long hours but still feel stuck
💚 You want the unfiltered truth about balancing work, business, and family
💚 You’re looking for real steps to start your own journey to financial independence
💚 You need proof you don’t have to sacrifice everything for success

Connect with Andy:

LinkedIn: Andrew McArdle

Facebook: Andy McArdle

🚀 About The Money Metrics Academy

We’re not just another business course. Our mission is simple: help every business owner understand their numbers, pay themselves properly, and achieve true financial independence.

Join business owners who are:

• Mastering their finances in under 1 hour a week

• Finally paying themselves what they deserve

• Creating businesses that work for them

• Building real wealth and time freedom

🎯 Perfect for:

Service-based business owners (£75k–£2.5M turnover)

Entrepreneurs tired of sacrificing income for passion

Anyone ready to understand their numbers

Anyone seeking genuine financial independence

🔥 Ready to transform your business?

Stop sacrificing your income for your passion. Join a community that genuinely celebrates each other’s success.

If you’re new to the Money Talks Podcast, welcome!

Don’t forget to subscribe for more honest conversations about business, money, and living life on your terms.

👇 Subscribe here

https://www.youtube.com/@tracy.irwin.official?sub_confirmation=1

Want more content like this?

👍 Like the video

💬 Comment below

🔗 Share with someone who’ll benefit

Business enquiries: tracy@tracyirwin.co.uk

Stay connected:

LinkedIn: tracyalaineirwin

Instagram: tracyirwinfd

Facebook: tracyirwintfa

Book a call: Discovery Call

Join the community: Peer Support

🎬 Suggested videos:

Recharge Your Brain: How Time Off Can Transform Your Business

https://youtu.be/yaljSzF8FOc

Friday Finker – Your Easter Weekend Challenge for Time Freedom & Success

https://youtu.be/MBd4LjyVa00

#scaleyourbusiness #onlinebusinesscoach #moneymetrics #businesscoaching

💖Thanks for listening!💖

Real talk about mindset, money discipline, and building financial independence from scratch with Lithuania's soul-led business coach, Lolita Reid.

This isn't your typical "manifest your millions" conversation. It's the honest, messy truth about what it really takes to create financial freedom when you're starting over in a foreign country.

In this episode, you'll discover:
💚 Why your brain automatically finds thousands of "pages" of evidence that you're a loser (and how to stop the spiral)
💚 The truth about comfort zones: there's only one real comfort zone, and you left it at birth
💚 How to create financial independence in small daily moments, not just when you hit some magic number
💚 Why affirmations alone won't make you rich, and what you actually need instead (hint: it's structure)
💚 The "strategy of least resistance" that makes big changes feel less overwhelming
💚 How to honour money as energy, and why your unused subscriptions are blocking your flow
💚 Why taking 100% responsibility changed everything: from victim to creator of your own reality
💚 The soul, mind, business connection that most coaches completely miss

Perfect for you if:
💚 You're tired of toxic positivity and want real talk about building wealth
💚 You've ever felt like your mind is working against you (spoiler: it is)
💚 You want to understand why discipline matters more than motivation
💚 You're paying for subscriptions you forgot existed (we've all been there)
💚 You need proof that financial independence isn't about hitting a million pounds
💚 You're ready to stop blaming others and start creating your own reality

Resources:
• Lolita's links: https://linktr.ee/lolitareid
• LinkedIn: https://www.linkedin.com/in/lolitareidcoaching/
• Website: http://www.lolitareid.com/
________________________________________

🚀 About The Money Metrics Academy:
We're not just another business course. We're building a movement. Our mission is simple: help every business owner understand their numbers, pay themselves properly, and achieve true financial independence.
📈 Join Thousands of Business Owners Who Are:
💚 Mastering their business finances in under 1 hour per week
💚 Finally paying themselves what they deserve
💚 Creating businesses that work FOR them, not against them
💚 Building real wealth and time freedom

🎯 Perfect for:
Service-based business owners (£75k–£2.5M turnover)
Entrepreneurs tired of sacrificing income for passion
Business owners ready to understand their numbers
Anyone seeking genuine financial independence

🔥 Ready to Transform Your Business?

Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other's successes.

If you are new to the Money Talks Podcast, I'm happy you clicked on my video! Hopefully, this video made you stay for good!
Don't forget to SUBSCRIBE to my channel and press (🔔) to join the Notification Squad and stay updated with new uploads. ✨

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𝐖𝐚𝐧𝐭 𝐭𝐨 𝐬𝐞𝐞 𝐦𝐨𝐫𝐞 𝐜𝐨𝐧𝐭𝐞𝐧𝐭 𝐥𝐢𝐤𝐞 𝐭𝐡𝐢𝐬...?
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📧For Business Inquiries: tracy@tracyirwin.co.uk
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» Instagram: https://www.instagram.com/tracyirwinfd/
» Facebook: https://www.facebook.com/tracyirwintfa
📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call
🟢 Join the Complimentary community for peer support: https://moneymetrics.scoreapp.com/

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What a powerful conversation about juggling entrepreneurship with caring responsibilities! Medical herbalist Hannah Charman shares the raw reality of building a thriving practice whilst managing her son's PKU condition.

This isn't about work-life balance platitudes – it's about the practical and emotional truth of running a business when life demands flexibility you can't always control.

In this episode, you'll discover:

💚 How Hannah transformed from struggling practitioner to full-time herbalist (without the guilt that nearly derailed her)

💚 The exact mindset shift that changed her financial situation within six weeks

💚 Why most healthcare practitioners fail in business (and what Hannah did differently over 26 years)

💚 The truth about money as energy – and Hannah's £5 manifestation experiment that actually worked

💚 How caring responsibilities can actually strengthen your business model (if you build it right)

💚 Why medical herbalists are more crucial than ever as the NHS reaches crisis point

Perfect for you if:

• You're balancing business with caring for someone who needs you

• You love what you do but struggle to charge what you're worth

• You've got the passion and qualifications but lack the business skills

• You need proof that flexibility and full-time income can coexist

Resources mentioned:

• Hannah's book: "Planted" (for healthcare practitioners)

• "Happy Money" by Ken Honda

• "E-Squared" by Pam Grout

• Physic Health Consulting: www.physichealth.uk

• Instagram & Facebook: @HerbologyClinic

🚀 About The Money Metrics Academy:

We're building a movement to help every business owner understand their numbers, pay themselves properly, and achieve true financial independence.

📈 Join Business Owners Who Are:

• Mastering finances in under 1 hour per week

• Finally paying themselves what they deserve

• Creating businesses that work FOR them

• Building real wealth and time freedom

🎯 Perfect for service-based business owners (£75k–£2.5M turnover) ready to understand their numbers and achieve genuine financial independence.

Don't forget to SUBSCRIBE and press (🔔) to join the Notification Squad!

👇SUBSCRIBE HERE

https://www.youtube.com/@TheTimeFreedomAlchemist?sub_confirmation=1

📧 tracy@tracyirwin.co.uk

📱 LinkedIn: https://www.linkedin.com/in/tracyalaineirwin/

📱 Instagram: https://www.instagram.com/tracyirwinfd/

📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call

💖Thanks for watching!💖

From chef to salesman to LinkedIn coach - Ashley Leeds shares the raw truth about trading passion for financial security, negative equity nightmares, and discovering what "enough" really means.

This conversation strips away the Instagram filters and gets real about building a life you're actually content with - not just one that looks good from the outside.

In this episode, you'll discover:
• What it's really like to give up your passion to provide for your family
• How negative equity can trap you for years (and how to dig yourself out)
• Why the couple with nothing were happier than millionaires
• The house-swap story that proves creativity beats cash every time
• How to teach kids about money when everything's "tap tap tap"
• The moment Ashley realised the big house and fancy car weren't bringing joy
• Why downsizing and paying off the mortgage changed everything

Perfect for you if:
• You're wondering whether you'll ever have "enough"
• You've sacrificed what you love for financial security
• You're tired of chasing the next level without feeling any happier
• You want proof that contentment comes from within, not your bank balance
• You need to hear that financial independence looks different for everyone

The honest truth:
This isn't about building an empire or buying a Porsche. It's about eating dinner together as a family, having the freedom to walk to the beach after lunch, and sleeping soundly because you don't owe anyone anything.

Ashley's had 30 jobs, sold everything imaginable, worked as a postman, lived through 17% interest rates, and came out the other side more content than people with private jets.

Resources:
• Ashley's website: https://15mins.day/youtube
• Instagram: https://www.instagram.com/fullcupcoaching/
• Facebook: https://www.facebook.com/profile.php?id=100024874622906
• LinkedIn: https://www.linkedin.com/in/ashley-leeds-15-minute-guy/


🚀 About The Money Metrics Academy:

We're not just another business course - we're building a movement. Our mission is simple: help every business owner understand their numbers, pay themselves properly, and achieve true financial independence.

📈 Join Thousands of Business Owners Who Are:
• Mastering their business finances in under 1 hour per week
• Finally paying themselves what they deserve
• Creating businesses that work FOR them, not against them
• Building real wealth and time freedom

🎯 Perfect for:
• Service-based business owners (£75k-£2.5M turnover)
• Entrepreneurs tired of sacrificing income for passion
• Business owners ready to understand their numbers
• Anyone seeking genuine financial independence

🔥 Ready to Transform Your Business?
Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other's successes.

If you are new to the Money Talks Podcast, I'm happy you clicked! Hopefully, this podcast made you stay for good!

Don't forget to SUBSCRIBE to my channel and stay updated with new uploads. ✨

📧 For Business Inquiries: tracy@tracyirwin.co.uk

📱 Stay Tuned On Social Media:
• LinkedIn: https://www.linkedin.com/in/tracyalaineirwin/
• Instagram: https://www.instagram.com/tracyirwinfd/
• Facebook: https://www.facebook.com/tracyirwintfa

📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call

🟢 Join the Complimentary community for peer support: https://moneymetrics.scoreapp.com/

From council house to property empire - the unfiltered truth about building wealth through property with Steph Batey, the Property Teacher.

This isn't your typical "look how successful I am" conversation - it's the messy, honest reality of becoming a millionaire when you start with £2,500 in the bank.

In this episode, you'll discover:
• How to buy property with barely any capital using equity, investor money, and creative financing
• The £30k education mistake and what Steph wishes she hadn't paid for
• Why being asset-rich doesn't always feel secure - and the scarcity mindset trap
• When property investments go horribly wrong (the nightmare bungalow story)
• Exit strategies that saved the day - why every investment needs a Plan B and C
• The truth about property mentorship and how bad advice nearly ruined everything
• Real strategies for tracking cashflow and mileage (the number everyone forgets)
• How to pivot from buy-to-let to deals that double your money

Perfect for you if:
• You're tired of working harder for less money
• You think property investing is only for people with loads of capital
• You want the messy truth about building wealth (not just the Instagram highlights)
• You're trapped in a job and desperate for a way out
• You need proof that financial independence is possible from any background

Resources:
• Books: Rich Dad Poor Dad, The Psychology of Money, The Richest Man in Babylon
• Steph's book: Women in Property (Volume 1)
• Tools: QuickBooks, Xero, Mile IQ
• Website: property-school.com
• Instagram: @stephthepropertyteacher
• LinkedIn: https://www.linkedin.com/in/stephthepropertyteacher/
• All links: https://linktr.ee/stephthepropertyteacher

---------------------------------------------------------------------------------------------------------

🚀 About The Money Metrics Academy:

We're not just another business course - we're building a movement. Our mission is simple: help every business owner understand their numbers, pay themselves properly, and achieve true financial independence.

📈 Join Thousands of Business Owners Who Are:
• Mastering their business finances in under 1 hour per week
• Finally paying themselves what they deserve
• Creating businesses that work FOR them, not against them
• Building real wealth and time freedom

🎯 Perfect for:
Service-based business owners (£75k-£2.5M turnover)
Entrepreneurs tired of sacrificing income for passion
Business owners ready to understand their numbers
Anyone seeking genuine financial independence

🔥 Ready to Transform Your Business?
Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other's successes.

If you are new to the Money Talks Podcast, I’m happy you clicked! Hopefully, this podcast made you stay for good!

Don't forget to SUBSCRIBE to my channel and stay updated with new uploads. ✨

📧For Business Inquiries: tracy@tracyirwin.co.uk

📱Stay Tuned On Social Media :
» LinkedIn - https://www.linkedin.com/in/tracyalaineirwin/
» Instagram - https://www.instagram.com/tracyirwinfd/
» Facebook - https://www.facebook.com/tracyirwintfa

📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call

🟢 Join the Complimentary community for peer support: https://moneymetrics.scoreapp.com/

#entrepreneurmindset #financialfreedom #transformationalcoaching

From HR burnout to transformational coach - Lisa Hopper's unconventional journey proves that betting on yourself (even with £8k on a credit card) can change everything.

This isn't about reckless risks - it's about calculated moves, understanding your edges, and training your mind to think differently about what's possible.

In this episode, you'll discover:
• Why leaving university at 19 to travel Europe was the best "education" Lisa ever got
• How to make bold financial decisions without entering panic zone (the £8k credit card story)
• The real reason fear grips us - and how to separate feelings from facts
• Why studying successful people's behaviour matters more than copying their tactics
• How to retire early by choice (not at 65 by default) - the reverse retirement mindset
• The human operating system: thoughts → feelings → behaviours → results
• Why asking for help is the fastest route to success (not a weakness)

Perfect for you if:
• You feel stuck by invisible ceilings in your thinking
• You're tired of playing it safe whilst dreams slip away
• You want honest talk about risk, fear, and calculated moves
• You need proof that unconventional paths can lead to extraordinary lives
• You're ready to question the beliefs that are keeping you small

Resources:
• Lisa's website: www.lisahoppercoaching.com
• Free copy of "Truly You": https://lisahoppercoaching.com/truly-you-book-free
• Connect with Lisa:
LinkedIn https://www.linkedin.com/in/lisa-hopper-coaching/
Facebook https://www.facebook.com/lisahoppercoaching
Instagram https://www.instagram.com/lisa_hopper_coaching/

🚀 About The Money Metrics Academy:

We're not just another business course - we're building a movement. Our mission is simple: help every business owner understand their numbers, pay themselves properly, and achieve true financial independence.

📈 Join Thousands of Business Owners Who Are:
• Mastering their business finances in under 1 hour per week
• Finally paying themselves what they deserve
• Creating businesses that work FOR them, not against them
• Building real wealth and time freedom

🎯 Perfect for:
Service-based business owners (£75k-£2.5M turnover)
Entrepreneurs tired of sacrificing income for passion
Business owners ready to understand their numbers
Anyone seeking genuine financial independence

🔥 Ready to Transform Your Business?
Stop sacrificing your income for your passion. Join a community that genuinely transforms lives and celebrates each other's successes.

If you are new to the Money Talks Podcast, I’m happy you clicked! Hopefully, this podcast made you stay for good!

Don't forget to SUBSCRIBE to my channel and stay updated with new uploads. ✨

📧For Business Inquiries: tracy@tracyirwin.co.uk

📱Stay Tuned On Social Media :
» LinkedIn - https://www.linkedin.com/in/tracyalaineirwin/
» Instagram - https://www.instagram.com/tracyirwinfd/
» Facebook - https://www.facebook.com/tracyirwintfa

📞 Book a discovery call: https://calendly.com/tracy-successbynumbers/discovery-call

🟢 Join the Complimentary community for peer support: https://moneymetrics.scoreapp.com/