Episodes

  • New Charity Deduction and How to Take Advantage

    New Charity Deduction and How to Take Advantage
    Jan 3 2026
    This episode breaks down the significant shifts in tax law introduced by the "One Big Beautiful Bill Act," including the brand-new universal deduction that allows even non-itemizers to benefit from their charitable giving. We explore why the upcoming 2026 "giving floor" makes the end of 2025 a critical window for "bunching" donations to lock in maximum tax savings before the rules change. Tune in for actionable strategies on using Donor-Advised Funds and Qualified Charitable Distributions (QCDs) to maximize your philanthropic impact while strengthening your overall financial plan.
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    Less than 1 minute
  • How To Get The Maximum Monthly Social Security Payment In 2026

    How To Get The Maximum Monthly Social Security Payment In 2026
    Dec 27 2025
    This episode breaks down the Social Security Administration’s official 2026 updates, including the 2.8% cost-of-living adjustment (COLA) and the new record maximum monthly benefit of $5,251 for those who wait until age 70. We explain the strict criteria required to hit this ceiling, such as consistently earning the new $184,500 taxable maximum and maintaining a top-tier earnings history for at least 35 years. Tune in to learn why delaying your claim remains the most powerful way to boost your check and how to navigate the 2026 earnings test if you plan to keep working while collecting.
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    Less than 1 minute
  • Great Information for New Investors

    Great Information for New Investors
    Dec 20 2025
    This episode serves as an essential primer for those just beginning their journey toward financial independence. We break down fundamental concepts such as market basics, the power of compound interest, and the importance of a diversified portfolio. Join us as we provide clear, actionable guidance to help you build confidence and avoid common pitfalls as you start your investment path.
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    Less than 1 minute
  • What can Christmas Movies teach us about Finances?

    What can Christmas Movies teach us about Finances?
    Dec 13 2025
    This festive episode unwraps the surprising personal finance lessons hidden within your favorite Christmas movies, proving that holiday classics offer more than just cheer. We analyze film moments—from George Bailey's liquidity crisis in It's a Wonderful Life to Clark Griswold's reliance on a bonus in Christmas Vacation—to highlight common financial pitfalls. Tune in to discover actionable takeaways on emergency funds, avoiding debt, and remembering that true wealth is often found outside your bank account.
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    Less than 1 minute
  • So, You’re a Decade From Retirement

    So, You’re a Decade From Retirement
    Dec 6 2025
    During this episode, we’ll consider potential steps to prepare for retirement if you’re about a decade away from that monumental event.
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    Less than 1 minute
  • Do Your Goals Match Your Finances?

    Do Your Goals Match Your Finances?
    Nov 29 2025
    This episode challenges listeners to rigorously assess whether their current financial habits are truly aligned with their long-term life aspirations. We provide a step-by-step guide on how to audit your spending and saving to uncover hidden mismatches between your stated goals and your actual cash flow. Tune in to learn practical strategies for making critical adjustments that ensure your money is actively working to help you achieve your most important financial objectives.
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    Less than 1 minute
  • Investment Risk Explained

    Investment Risk Explained
    Nov 22 2025
    This foundational episode demystifies the concept of investment risk, moving beyond the simple idea of losing money to explain different types like market, inflation, and credit risk. We break down how to effectively measure and understand the risk-reward tradeoff using key metrics to determine your personal tolerance level. Tune in to learn how to intelligently diversify your portfolio and make informed decisions that align your investments with your long-term financial goals.
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    Less than 1 minute
  • Managing Financial Risk

    Managing Financial Risk
    Nov 15 2025
    This episode provides a foundational guide to identifying and mitigating the major financial risks that can derail your long-term goals. We break down the differences between market risk, inflation risk, and credit risk, offering practical, step-by-step strategies for each. Learn how to use diversification, insurance, and emergency funds to build a robust financial defense and protect your wealth from unexpected threats.
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    Less than 1 minute