Episodes

  • Plan First, Profit Later: The Secret to Smart Investing

    Plan First, Profit Later: The Secret to Smart Investing
    Jan 8 2026
    Jan. 7, 2025 ~ In this episode of “No Lazy Money,” host Ryan Ermanni sits down with Nick Hopwood and Jim Pilat of Peak Wealth Management to uncover why true financial success starts with planning—not just chasing returns. You’ll learn why understanding your goals is the foundation for smart investing, and how strategies like Roth conversions, donor-advised funds, and tax-loss harvesting can save you thousands over time. Plus, discover why tax planning is the hottest trend in wealth management and how to avoid costly mistakes with your 401(k), IRA, and HSA contributions. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    38 mins
  • Stop Letting Your Money Netflix and Chill

    Stop Letting Your Money Netflix and Chill
    Dec 4 2025
    Dec. 6, 2025 ~ In the debut episode of "No Lazy Money," host Ryan Ermanni speaks with Nick Hopwood and Jim Pilat of Peak Wealth Management to reveal why leaving your cash sitting in a bank account is costing you big time, and what to do instead. You’ll learn simple, actionable steps to make your money work harder, from high-yield savings strategies to smart tax moves like Roth conversions. Plus, discover why tax planning is the hottest trend in financial advice and how to avoid common mistakes that could derail your retirement. If you’ve ever wondered, “Am I doing enough?”—this episode is your wake-up call. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
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    42 mins