Every December, families tell themselves the same money stories — and every January, they pay the price.

In this episode of Plan Life Right, Kevin Ross and Matt Floyd unpack the three money lies families tell themselves at Christmas — lies that quietly derail financial security, delay protection, and turn holiday joy into long-term stress.

You'll hear why "we'll figure it out later" is one of the most expensive beliefs families hold, how holiday overspending steals from retirement and protection goals, and why putting off life insurance is a risk most people don't recognize until it's too late.

This episode isn't about guilt or cutting joy — it's about clarity, intention, and protecting what matters most without ruining the holidays.

Learn more at https://www.planliferight.com
For advisors & financial professionals: https://www.advisorrescue.net
🎧 Available on Spotify, Amazon Music & Libsyn

Most retirement strategies are built around age 65. But the real financial risk often shows up decades later — when you're 85, living longer than expected, and facing rising healthcare and tax pressures.

In this episode of Plan Life Right, Kevin Ross and Matt Floyd break down the Qualified Longevity Annuity Contract (QLAC) — a retirement tool designed to create guaranteed lifetime income later in life while helping reduce Required Minimum Distributions today.

You'll learn how QLACs work, who they're designed for, how they fit into a layered retirement income strategy, and why planning for longevity is just as important as planning for retirement.

If you're concerned about outliving your money, managing retirement taxes, or building income that lasts through every stage of retirement, this episode provides practical, no-fluff clarity.

Learn more at ⁠https://www.planliferight.com⁠ For advisors & financial professionals: ⁠https://www.advisorrescue.net⁠ 🎧 Available on Spotify, Amazon Music & Libsyn

They help clients protect families, plan retirements, and build wealth — yet many financial professionals quietly avoid doing the same for themselves.

In this episode of Plan Life Right, Kevin Ross and Matt Floyd expose the expert's blind spot: why top salespeople and advisors often fail to apply their own advice to their personal financial lives. From procrastination and identity conflict to credibility gaps clients can feel but never say out loud, this conversation pulls back the curtain.

You'll learn why alignment matters more than expertise, how owning what you sell changes your confidence and close rate, and the five-question self-audit every professional should answer before year-end. This episode isn't about judgment — it's about integrity, clarity, and leadership.

Explore more at https://www.planliferight.com
For advisors & financial professionals: https://www.advisorrescue.net
New episodes weekly.