Every December, families tell themselves the same money stories — and every January, they pay the price.

In this episode of Plan Life Right, Kevin Ross and Matt Floyd unpack the three money lies families tell themselves at Christmas — lies that quietly derail financial security, delay protection, and turn holiday joy into long-term stress.

You'll hear why "we'll figure it out later" is one of the most expensive beliefs families hold, how holiday overspending steals from retirement and protection goals, and why putting off life insurance is a risk most people don't recognize until it's too late.

This episode isn't about guilt or cutting joy — it's about clarity, intention, and protecting what matters most without ruining the holidays.

Learn more at https://www.planliferight.com
For advisors & financial professionals: https://www.advisorrescue.net
🎧 Available on Spotify, Amazon Music & Libsyn

Most retirement strategies are built around age 65. But the real financial risk often shows up decades later — when you're 85, living longer than expected, and facing rising healthcare and tax pressures.

In this episode of Plan Life Right, Kevin Ross and Matt Floyd break down the Qualified Longevity Annuity Contract (QLAC) — a retirement tool designed to create guaranteed lifetime income later in life while helping reduce Required Minimum Distributions today.

You'll learn how QLACs work, who they're designed for, how they fit into a layered retirement income strategy, and why planning for longevity is just as important as planning for retirement.

If you're concerned about outliving your money, managing retirement taxes, or building income that lasts through every stage of retirement, this episode provides practical, no-fluff clarity.

Learn more at ⁠https://www.planliferight.com⁠ For advisors & financial professionals: ⁠https://www.advisorrescue.net⁠ 🎧 Available on Spotify, Amazon Music & Libsyn

They help clients protect families, plan retirements, and build wealth — yet many financial professionals quietly avoid doing the same for themselves.

In this episode of Plan Life Right, Kevin Ross and Matt Floyd expose the expert's blind spot: why top salespeople and advisors often fail to apply their own advice to their personal financial lives. From procrastination and identity conflict to credibility gaps clients can feel but never say out loud, this conversation pulls back the curtain.

You'll learn why alignment matters more than expertise, how owning what you sell changes your confidence and close rate, and the five-question self-audit every professional should answer before year-end. This episode isn't about judgment — it's about integrity, clarity, and leadership.

Explore more at https://www.planliferight.com
For advisors & financial professionals: https://www.advisorrescue.net
New episodes weekly.

What if you could sit inside a $30 million advisory practice—and see how it really works?

In this behind-the-scenes episode of Plan Life Right, Kevin Ross sits down with Tim Stearns, founder of TJ Stearns, to reveal exactly how he built one of Chicago's top advisory firms. From proven workshops that fill the room to step-by-step client processes, you'll learn what separates consistent producers from struggling advisors.

They cover everything from shifting into AUM for recurring revenue to building qualified leads without wasting money on failed systems. You'll even hear how to turn live workshops into 60%+ appointment rates using Tim's refined presentations and marketing methods.

Explore more at PlanLifeRight.com or AdvisorRescue.net.
New episodes every week.

The media says tariffs will wreck the economy—but what if they're wrong?

In this episode of Plan Life Right, Kevin Ross and Matt Floyd expose the truth about tariffs, inflation, and how both actually impact retirees and investors. You'll learn why tariffs are often strategic tools, not economic disasters, and why the real threat to your financial future isn't trade policy—it's healthcare costs, inflation, and emotional decision-making.

Kevin and Matt share real client examples, breaking down how one retiree almost derailed his financial plan over tariffs that affected less than 5% of his spending. You'll walk away with clarity, calm, and practical strategies for focusing on what truly matters.

Explore more at PlanLifeRight.com or AdvisorRescue.net.
New episodes every week.

The Federal Reserve just cut rates—again. Wall Street cheered. But what if this decision marks the start of the next inflation wave?

In this episode of Plan Life Right, Kevin Ross and Matt Floyd dive deep into the Fed's dovish pivot, exploring why cutting rates into a "strong" economy might be a historic mistake. With inflation still stuck at 2.7% and Treasury yields rising, the bond market is flashing warning signs the Fed can't ignore.

Kevin, a former bond trader with decades of experience, lays out the hawkish case: why this policy shift could reignite inflation, erode retiree income, and force the Fed to reverse course in 2025 or 2026. You'll also learn practical ways to protect your savings and lock in guaranteed income before it's too late.

Explore more at PlanLifeRight.com or AdvisorRescue.net.
New episodes weekly.

You asked. Kevin and Matt answered.

In this Plan Life Right Q&A episode, Kevin Ross and Matt Floyd unpack the most common questions from families and agents about life insurance, IULs, living benefits, and long-term protection strategies.

You'll learn how to structure coverage that actually works, which carriers stand out in 2025, and how the right balance of term, permanent, and annuity products can create lasting financial security. Whether you're protecting your family or growing your advisory business, this episode delivers clarity and confidence you can act on.

Explore more at PlanLifeRight.com or AdvisorRescue.net.
New episodes weekly.

You can do everything right—save, invest, and plan carefully—yet one diagnosis can destroy everything you've built.

In this episode of Plan Life Right, Kevin Ross and Matt Floyd expose the financial threat no one prepares for: long-term care costs. They break down the hidden truth behind Medicare's limits, the devastating cost of home and nursing care, and how one illness can bankrupt even the most disciplined retiree.

You'll learn how to build a plan that protects your health, wealth, and dignity. From hybrid long-term care solutions to strategies that safeguard both spouses, this episode reveals how to turn a family's greatest financial risk into its strongest defense.

Explore more at PlanLifeRight.com or AdvisorRescue.net.
New episodes weekly.