📅 Schedule an Appointment with Bryan → https://www.coachcarson.com/bryan-pod-476

⭐ Get my coaching & community to achieve financial freedom → https://www.coachcarson.com/rpm-pod-476

▶️ Next Episode: DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns

• Apple: https://podcasts.apple.com/us/podcast/413-dscr-loans-explained-how-to-qualify-without-a/id1448707654?i=1000709881289

• Spotify: https://open.spotify.com/episode/2L6FtKOwQzRhRaSjlFTHOd?si=JQjaSeDcRb2INGPokmRJBw

--------------------------

🎬 Topics Covered:

• (00:00) - Low down payment strategy overview
• (00:56) - 5% down owner-occupied conventional explained
• (02:01) - Cosigning strategy and real example
• (05:47) - Investor phases and scrappy financing
• (06:54) - Repeat annual house hacks to scale
• (08:23) - FHA basics and self-sufficiency test
• (09:41) - FHA vs conventional: costs and credit
• (11:24) - VA loan: zero down benefits
• (13:47) - Second home loans with 10% down
• (18:35) - Cash-out refi and HELOC mechanics
• (20:39) - Risks, LTV limits, and cushions
• (24:27) - Using seller concessions to save cash
• (28:21) - BRRRR overview: buy, rehab, refinance
• (31:23) - Imperfect BRRRR still moves you forward
• (32:35) - BRRRR wins: singles to grand slams
• (33:58) - Rates impact cash-out and cash flow
• (36:19) - Common mistake: ignoring post-move cash flow
• (36:37) - Don't neglect reserves; slow down
• (37:55) - Avoid emotional buys; follow numbers
• (40:41) - How to contact with Mortgage Expert, Bryan Maddex
• (42:10) - DSCR Loans Explained: How to Qualify Without a W2 or Tax Returns

🎙️ Episode #476 - Is 5% down enough to start investing in real estate? Learn the legit strategies, loan options, and risks you need to understand before making your move.

📄 Show Notes: https://www.coachcarson.com/5percentdownrentals/

--------------------------

ADDITIONAL RESOURCES

💵 Need Investor-Friendly Financing?

This is who I trust → https://www.coachcarson.com/bryan

💰 Invest in real estate with your retirement account → https://coachcarson.com/heritage-pod

📱 DealMachine – Software to help you buy more real estate deals: https://www.coachcarson.com/dealmachine-pod

⭐ Get my coaching & community to achieve financial freedom → https://www.coachcarson.com/rpm-pod-475

⚒️Get my best investor tools for FREE → https://www.coachcarson.com/toolkit-pod-475

💰 Invest in real estate with your retirement account:
https://coachcarson.com/heritage-pod

▶️ Next Video → How Much Tax Will You Owe Selling a Rental (Real Numbers Inside)

https://www.youtube.com/watch?v=SgNXl8eqa2U

--------------------------

EPISODE NOTES:

🎬 Topics Covered:

• (0:00) - The hidden investor strategy
• (0:42) - What does self-directed mean?
• (1:24) - 3 reasons to invest inside a retirement account
• (3:05) - Being a private lender
• (3:40) - RPM link
• (6:03) - Buying rentals w/ a retirement account
• (8:06) - Caveats to owning rentals w/retirement account
• (10:12) - Heritage IRA Sponsor
• (11:34) - Investing through partnerships
• (13:49) - Using syndications & funds
• (14:17) - Using other people's retirement for investing
• (16:40) - How much tax you'll pay on your rental

🎙️ Episode #475 – Most investors miss a powerful tax tool: self-directed retirement accounts. Learn how IRAs and solo 401(k)s can invest in real estate and private lending, eliminate taxes, and accelerate wealth.

📄 Show Notes:

https://www.coachcarson.com/retirementinvesting/

--------------------------

ADDITIONAL RESOURCES:

💵 Need Investor-Friendly Financing? This is who I trust → https://coachcarson.com/bryan

📱 DealMachine – Software to help you buy more real estate deals:
https://www.coachcarson.com/dealmachine-pod

⭐ Connect w/ Coach, Costin & a community of real estate investors:
https://www.coachcarson.com/rpm-pod-ep474

⚒️ Costin's CapEx Planning Spreadsheet:
https://www.coachcarson.com/cap-ex-planning-pod

📄 Coach's FREE CapEx Cheat Sheet:
https://www.coachcarson.com/cap-ex-cheatsheet-pod

▶️ Next Video → How Much Tax Will You Owe Selling a Rental (Real Numbers Inside)

https://www.youtube.com/watch?v=SgNXl8eqa2U

--------------------------

EPISODE NOTES:

🎬 Topics Covered:

• (00:00) - What is CapEx?
• (02:22) - The Financial Impact of CapEx
• (04:07) - Real-Life Examples and Common Mistakes
• (10:02) - Budgeting and Reserve Funds
• (14:31) - Advanced CapEx Planning Techniques
• (25:05) - Calculating Replacement Costs
• (31:38) - Dynamic Budgeting and Forecasting
• (40:02) - Implementing the Spreadsheet
• (42:56) - Benefits of a Predictable Business
• (47:36) - How Much Tax Will You Owe Selling a Rental?

🎙️ Episode 474 - Hidden CapEx can wipe out years of rental profits. Learn the simple ways to forecast, budget, and protect your cash flow from big, unexpected repairs.

📄 Show Notes:
https://www.coachcarson.com/saferentalincome/

--------------------------

ADDITIONAL RESOURCES:

💵 Need Investor-Friendly Financing? This is who I trust → https://coachcarson.com/bryan

💰 Invest in real estate with your retirement account:
https://coachcarson.com/heritage-pod

📱 DealMachine – Software to help you buy more real estate deals:
https://www.coachcarson.com/dealmachine-pod