Many of us want to own a home at some point. Some of us move out of our family homes at the first opportunity and rent our first place as soon as possible, while others stay with our families as long as we can to save up the down payment.

Uchechi Ezurike-Bosse graduated from university and got a job with an above-average salary, which in her own words is rare, but also had a student loan. She wanted to buy a property but didn't have the down payment saved, but the concept of renting was like 'giving money away'.

She saw an ad for a builder that was offering Rent to Own - an opportunity where the builder gives you credit for a percentage of your rent if you buy the condo after the first year, and a much smaller amount if you buy it after the second year. Since her sisters owned condos in the same building, it seemed like a good plan. Once Uchechi ran the numbers, the rent that would be applied to her down payment was almost 80%! Tune in to hear the good, bad and maybe ugly of this type of real estate transaction.

Join host award winning mortgage broker Denise Laframboise each week as she brings the good, the bad and the just plain ugly in real estate transactions, as told by real people. Success stories and tips on how to avoid the same pitfalls. We'd love you to please like, subscribe, follow and share these amazing stories.

To get in touch with Denise:

Web: http://DeniseLaframboise.ca
Email: mortgage@DeniseLaframboise.ca
Phone: 289-645-1568 ext 1

To find out more about Uchechi:

Web: https://www.myempoweredliving.com/

Hashtags for this episode: #renttoown, #condo, #downpayment, #condoforone, #budget, #mortgages, #starterhome, #firsthouse, #firsthome, #realestate

#028 RSIRE Nicolee Evans - Her Experience With Bridge Financing

Nicolee and her husband were living in their first starter home, before she was a mortgage agent, and it was beginning to feel cramped. She decided they needed something bigger, but her husband wasn't quite on board, so began a purposeful search.

Her friend suggested another friend had a house for sale, although it wasn't listed yet. It was PERFECT! The family wanted Nicolee and her family to buy it, so they had to sell, but the friend who suggested the house for sale, had another friend who wanted to buy Nicolee's current house! What a coincidence! All that was left was the closing dates…did they match up? Nope…but since it was a private sale on both ends, they had some flexibility. How did bridge financing make sure the deals went through? TUNE IN!

Nicolee is a licensed Mortgage Agent with a level of commitment to our clients that is truly incredible. You will not find a more compassionate and understanding person out there! Nicolee works with our clients and lender partners to negotiate the best possible outcome for each client. She manages our files and provides updates to make sure everyone is in the loop and knows where they are at. She is a major keystone in our ability to offer such efficient service for our clients and realtor partners.

Nicolee serves as our Director of Operations managing the office, team members and any process improvements required to maintain and improve our high standard of service. She is truly an important part of our team for our clients & creates the work environment in our office that is the most fun. Whether it is decorating for a birthday or planning a social event Nicolee is at the heart of it all.

Contact Nicolee:

http://Laframboisemortgage.ca

Phone: (905) 903-7669

email Nicolee@LaframboiseMortgage.ca

Join host award winning mortgage broker Denise Laframboise each week as she brings the good, the bad and the just plain ugly in real estate transactions, as told by real people. Success stories and tips on how to avoid the same pitfalls. We'd love you to please like, subscribe, follow and share these amazing stories.

To get in touch with Denise:

Web: http://DeniseLaframboise.ca

Email: mortgage@DeniseLaframboise.ca

Phone: 289-645-1568 ext 1

Hashtags for this episode:

#024 RSIRE Farah Dhalla Shares How Staging Makes a Difference in Home Sales

Have you been to an open house or a house viewing and were wowed by how neat, tidy and organized the house was? Chances are it was professionally staged. We all get busy day to day and leave our homes a bit unorganized, but that can be a deal killer when you're trying to sell your home. Many people can't see past the clutter, or they notice your throw pillows are a bit worn, or perhaps the entrance needs a new coat of paint. A professional stager will notice all those details and help you deal with them before showings so you MAXIMIZE your offers.

Farah Dhalla-Singh is a natural designer. After staging and selling her first home she knew she had a knack for decorating homes to sell for the highest possible value. She received such great feedback from her first 'project' that she was asked by family and friends to do the same for them. Each project lead to another as all the homes she staged sold either very quickly or quickly AND over asking. She recalls staging one home that received 22 offers and sold for $100,000 over asking! Now, more and more people are using Farah with A Lady's Touch to stage their homes.

A Lady's Touch is in the business of creating higher value spaces. We specialize in unlocking the potential in your property through our spectacular property styling and turn-key furniture packages. We can help you increase the value of your property through presentation, functionality and appeal. Even though we have a great time property styling – we are also very serious about our business, what we deliver and the results our clients ultimately receive. Our vision is to be known across the Greater Toronto Area for vibrant and edgy home staging.

Join host award winning mortgage broker Denise Laframboise each week as she brings the good, the bad and the just plain ugly in real estate transactions, as told by real people. Success stories and tips on how to avoid the same pitfalls. We'd love you to please like, subscribe, follow and share these amazing stories.

To get in touch with Denise:

Web: http://DeniseLaframboise.ca
Email: mortgage@DeniseLaframboise.ca
Phone: 289-645-1568 ext 1