One of the most confusing parts of finding residential treatment for your child can be figuring out what your insurance will actually cover.

I've worked with families who were relieved to learn they had residential treatment benefits, only to discover the program they were considering wasn't necessarily the same type their insurance company was discussing.

And I can understand why that happens.

The term RTC, or Residential Treatment Center, is used for both short-term stabilization programs and longer-term therapeutic programs. But those programs can be very different, especially when it comes to insurance benefits.

In today's episode, I'll talk about those differences and share information to help you ask better questions before making treatment decisions.

We'll talk about:

• Why two different types of treatment may both be called RTCs.
• How insurance companies may evaluate short-term and longer-term residential programs.
• What it means when a treatment program says it works with insurance.
• How a Verification of Benefits (VOB) can help clarify your potential coverage and financial responsibility.
• Questions to ask when speaking with your insurance company.

I know that when you're considering residential treatment, you're already facing some difficult decisions.

Because finding help for your child is challenging enough without discovering that you and your insurance company were having two entirely different conversations.

The new episode of Empower My Teen is available now!

Connect with Mary Warren at https://empowermyteen.com