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Retirement Planning Pipe-Line

Retirement Planning Pipe-Line

Written by: AmeriLife Retirement.Radio Network
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 Welcome to the Retirement Planning Pipe-Line! Your go-to resource for smart, strategic retirement planning. Whether you're a few years from retirement or just getting serious about your financial future, Retirement Planning Pipe-Line delivers expert insights, actionable advice, and real-world strategies to help you retire confidently and comfortably. Hosted by Retirement Planning Specialists Charles “David” Pipes, and Steve Zareck, this is the radio show and podcast that breaks down key topics like investment planning, tax strategies, Social Security optimization, estate planning, and more — all with a clear focus on helping you build a secure retirement. With 30 years of Retirement Planning experience, Charles and Steve cut through the noise, simplify the complex, and guide you through the pipeline to a well-prepared retirement. No jargon. No hype. Just clear, practical guidance to help you take control of your future. Subscribe now and start building your retirement game plan — one episode at a time! Call: 850-424-8977© 2025 Economics Personal Finance Self-Help Success
Episodes
  • Smart Financial Planning for the New Year - The Truth About Lifetime Income in Today’s World

    Smart Financial Planning for the New Year - The Truth About Lifetime Income in Today’s World
    Jan 16 2026
    In episode 14 of the Retirement Planning Pipe-Line – Retirement Planning Specialists David Pipes and Steve Zareck give practical strategies for lifetime retirement income and financial confidence. Plus, why annuities could be a key investment in 2026, and the guys give you the keys to rebalancing your portfolio, and tips for keeping those financial New Year's resolutions! Enjoying the podcast? Leave a 5-star rating and review - it helps more people find the show! Don’t miss this episode if you’re looking to further secure your financial future. Make sure to subscribe to the Retirement Planning Pipe-Line Retirement Show for more episodes and leave us a review! Have questions about retirement planning or other financial topics? Connect with David and Steve and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge. --- Listen to the radio show every Saturday morning at 8am CST --- WCOA News Talk 104.9 FM and 1370 AM Listen to Previous Episodes: https://retirementpipeline.com/podcast Subscribe to the show’s YouTube channel: www.youtube.com/@retirementplanningpipeline --- Connect with Charles “David” Pipes: Phone --- 850-565-1705 Email --- Charles.Pipes@Amerilifeagent.com Website --- https://retirementplanningpipeline.com/ LinkedIn --- https://www.linkedin.com/in/charles-pipes Connect with Steve Zareck: Phone --- 850-565-1705 Email --- szareck@amerilife.com Website --- https://retirementplanningpipeline.com/ LinkedIn --- https://www.linkedin.com/in/steve-zareck-53b443b1 --- Charles “David” Pipes is a highly respected retirement planning specialist based in South Alabama, known for his analytical precision and client-focused approach. With dual degrees in Actuarial Science and Statistics, David brings a strong mathematical foundation to every financial strategy he designs. His deep understanding of risk, probability, and long-term forecasting has made him a trusted professional for individuals planning for retirement security and strategizing income. David combines technical expertise with a personal commitment to helping clients achieve financial peace of mind in their retirement years. Steven Zareck is a trusted independent retirement specialist and Market Leader for AmeriLife, serving clients across the Florida Panhandle, Southern Alabama, Georgia, and Tennessee. With over 30 years of experience in the retirement planning space, Steve brings a wealth of knowledge and a deep understanding of the financial needs of retirees. Backed by a degree in Economics, Steve applies a strong foundation in economic principles to help clients navigate complex financial decisions with clarity and confidence. His deep economic insight allows him to craft retirement strategies that are both practical and resilient in the face of changing market conditions. Chapters (00:00:00) - Retirement Planning Pipeline(00:01:07) - Retirement Planning Pipeline(00:02:33) - Financial New Year's Resolutions we can help you Keep(00:05:27) - Maximal Income for Retirement(00:08:45) - Grandparents and the Trump Account(00:10:40) - Retirement Planning: How to Rebalancing Your Portfolio(00:11:41) - Retirement Planning Pipeline(00:12:54) - The Importance of Rebalancing Your Financial Portfolio(00:15:07) - How to Plan for Retirement with a Balanced Budget(00:21:14) - How to Plan for Retirement?(00:23:04) - Choosing an Annuity for Your Retirement Plan(00:25:07) - QUOTE OF THE WEEK(00:25:49) - Should You Buy Annuities for Retirement?(00:31:37) - Choosing the Right Annuity(00:33:35) - Annuities: A Key Investment in Your Retirement?(00:37:11) - Retirement Planning Pipeline: Annuities(00:39:02) - MR: Maximizing Income in Retirement(00:42:24) - Index-linked Annuities for Retired People(00:48:35) - How to Plan Your Retirement Plan(00:52:14) - The Retirement Planning Pipeline(00:54:04) - How to Deal with High Interest Rates?(00:59:11) - Interview
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    1 hr
  • Smart Financial Planning for the New Year - The Truth About Lifetime Income in Today’s World

    Smart Financial Planning for the New Year - The Truth About Lifetime Income in Today’s World
    Dec 6 2025

    In episode 13 of the Retirement Planning Pipe-Line – Retirement Planning Specialists David Pipes and Steve Zareck get you ready for the new year with practical financial planning you can achieve to improve your retirement portfolio for 2026!

    Enjoying the podcast? Leave a 5-star rating and review - it helps more people find the show!

    Don’t miss this episode if you’re looking to further secure your financial future. Make sure to subscribe to the Retirement Planning Pipe-Line Retirement Show for more episodes and leave us a review!

    Have questions about retirement planning or other financial topics? Connect with David and Steve and the topic could be featured in future episodes! Don't forget to leave a review and share this podcast with anyone looking to boost their financial knowledge.

    ---

    Listen to the radio show every Saturday morning at 8am CST --- WCOA News Talk 104.9 FM and 1370 AM

    Listen to Previous Episodes:

    https://retirementpipeline.com/podcast

    Subscribe to the show’s YouTube channel:

    www.youtube.com/@retirementplanningpipeline

    ---

    Connect with Charles “David” Pipes:

    Phone --- 850-424-8977

    Email --- Charles.Pipes@Amerilifeagent.com

    Website --- https://retirementplanningpipeline.com/

    LinkedIn --- https://www.linkedin.com/in/charles-pipes

    Connect with Steve Zareck:

    Phone --- 850-424-8977

    Email --- szareck@amerilife.com

    Website --- https://retirementplanningpipeline.com/

    LinkedIn --- https://www.linkedin.com/in/steve-zareck-53b443b1

    ---

    Charles “David” Pipes is a highly respected retirement planning specialist based in South Alabama, known for his analytical precision and client-focused approach. With dual degrees in Actuarial Science and Statistics, David brings a strong mathematical foundation to every financial strategy he designs. His deep understanding of risk, probability, and long-term forecasting has made him a trusted professional for individuals planning for retirement security and strategizing income. David combines technical expertise with a personal commitment to helping clients achieve financial peace of mind in their retirement years.

    Steven Zareck is a trusted independent retirement specialist and Market Leader for AmeriLife, serving clients across the Florida Panhandle, Southern Alabama, Georgia, and Tennessee. With over 30 years of experience in the retirement planning space, Steve brings a wealth of knowledge and a deep understanding of the financial needs of retirees. Backed by a degree in Economics, Steve applies a strong foundation in economic principles to help clients navigate complex financial decisions with clarity and confidence. His deep economic insight allows him to craft retirement strategies that are both practical and resilient in the face of changing market conditions.
    Show More Show Less
    1 hr
  • Podcast Extra—Inflation, Tariffs, and Dupe Culture: How We’re Shopping This Holiday Season

    Podcast Extra—Inflation, Tariffs, and Dupe Culture: How We’re Shopping This Holiday Season
    Dec 4 2025

    In this interview, Retirement.Radio’s Matt McClure speaks with Mary Hines Droesch, head of consumer and small business products at Bank of America, about holiday shopping trends. A major focus is how inflation and tariffs influence consumer behavior. The discussion also explores how dupe culture is emerging as a popular trend among younger generations who seek affordable alternatives to high-end branded items, while highlighting generational differences in gift-giving preferences and shopping habits. Mary emphasizes practical strategies for managing holiday expenses, including budgeting, using rewards cards, and taking advantage of bulk purchasing opportunities to maximize value during the holiday season.

    ---

    Listen to the radio show every Saturday morning at 8am CST --- WCOA News Talk 104.9 FM and 1370 AM

    Listen to Previous Episodes:

    https://retirementpipeline.com/podcast

    Subscribe to the show’s YouTube channel:

    www.youtube.com/@retirementplanningpipeline

    ---

    Connect with Charles “David” Pipes:

    Phone --- 850-424-8977

    Email --- Charles.Pipes@Amerilifeagent.com

    Website --- https://retirementplanningpipeline.com/

    LinkedIn --- https://www.linkedin.com/in/charles-pipes

    Connect with Steve Zareck:

    Phone --- 850-424-8977

    Email --- szareck@amerilife.com

    Website --- https://retirementplanningpipeline.com/

    LinkedIn --- https://www.linkedin.com/in/steve-zareck-53b443b1

    ---

    Charles “David” Pipes is a highly respected retirement planning specialist based in South Alabama, known for his analytical precision and client-focused approach. With dual degrees in Actuarial Science and Statistics, David brings a strong mathematical foundation to every financial strategy he designs. His deep understanding of risk, probability, and long-term forecasting has made him a trusted professional for individuals planning for retirement security and strategizing income. David combines technical expertise with a personal commitment to helping clients achieve financial peace of mind in their retirement years.

    Steven Zareck is a trusted independent retirement specialist and Market Leader for AmeriLife, serving clients across the Florida Panhandle, Southern Alabama, Georgia, and Tennessee. With over 30 years of experience in the retirement planning space, Steve brings a wealth of knowledge and a deep understanding of the financial needs of retirees. Backed by a degree in Economics, Steve applies a strong foundation in economic principles to help clients navigate complex financial decisions with clarity and confidence. His deep economic insight allows him to craft retirement strategies that are both practical and resilient in the face of changing market conditions.
    Show More Show Less
    7 mins
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