Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Austin Peterson of Backbone Planning Partners. Austin shares his path into wealth management and the experiences that ultimately led him to focus his practice on private business owners. He discusses why many successful entrepreneurs lack coordinated financial advice and why planning for an eventual business transition should begin years before an owner expects to sell.

The conversation explores one of the biggest challenges facing business owners: having the majority of their net worth concentrated in a single company. Austin explains how Backbone helps clients gradually move wealth from their business balance sheet to their personal balance sheet, with the goal of building financial independence before an eventual sale. We also discuss balancing reinvestment in the business with diversification, preparing a company for a future transition, and some of the common mistakes that can prevent owners from maximizing the value they have created.

We also explore how Austin approaches portfolio construction for entrepreneurs, including the role of public markets, alternative investments, real estate, and tax-aware strategies. Austin shares why private investments can resonate particularly well with business owners and how Backbone incorporates alternatives alongside traditional investments based on each client's risk tolerance and financial plan. The discussion also touches on estate planning, family wealth transitions, and the importance of having an advisor coordinate with CPAs, attorneys, CFOs, and other professionals as the financial picture becomes more complex.

Finally, Austin shares his perspective on how technology and AI may change financial advice while explaining why he believes the personal and emotional side of financial planning will remain difficult to replace.

Austin Peterson | Backbone Planning Partners
Backbone Planning Partners

Josh Hile | Citizen Mint
Citizen Mint

Backbone Planning Partners is a registered investment adviser and the opinions expressed by Backbone Planning Partners on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although they should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Stephen Lewis of Future First Finance. Stephen shares his path into wealth management and the story behind Future First Finance, offering insight into why he built a firm focused on helping clients invest for both long-term financial success and the global transition to a lower-carbon economy.

The conversation explores how Future First Finance differentiates itself through a research-driven approach that combines comprehensive financial planning with a disciplined investment philosophy centered on climate innovation and the energy transition. Stephen discusses the importance of looking beyond traditional ESG labels, identifying businesses positioned to benefit from long-term structural trends, and helping clients align their portfolios with both their financial objectives and personal values.

We also discuss portfolio construction in today's increasingly complex investment environment and the growing role of private markets in helping investors pursue diversification, long-term growth, and exposure to innovative sectors shaping the future economy. From climate-focused investing to thoughtful portfolio design and long-term planning, this episode provides a look into how advisors are helping clients navigate emerging opportunities while building resilient, future-oriented portfolios.

Stephen Lewis | Future First Finance
https://futurefirstfinance.com/

Josh Hile | Citizen Mint
https://www.citizenmint.com

Future First Finance is a registered investment adviser and the opinions expressed by Future First Finance on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although they should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.

Welcome to “The Advisor View,” brought to you by Citizen Mint. Join us as we explore the backgrounds, philosophies, and perspectives shaping today’s leading wealth management firms.

In this episode, we sit down with Jacob Tally of Prospero Wealth. Jacob shares his path into wealth management and the story behind Prospero Wealth, offering insight into why the firm was built specifically to serve tech professionals navigating the unique financial complexities of equity compensation, concentrated stock positions, and rapidly changing careers.

The conversation explores how Prospero Wealth differentiates itself through a specialized, planning-first approach designed for startup employees, engineers, founders, and public company executives. Jacob discusses the importance of integrating tax strategy, financial planning, and investment management to help clients make smarter decisions around RSUs, stock options, liquidity events, and long-term wealth creation.

We also discuss portfolio construction in today's increasingly complex investment environment and the growing role of private markets in helping investors pursue diversification, tax-aware strategies, and long-term growth. From managing concentrated equity exposure to building resilient portfolios beyond public markets, this episode provides a look into how specialized advisors are helping clients navigate the financial opportunities and challenges unique to the technology industry.

Jacob Tally | Prospero Wealth
https://prosperowealth.com/

Josh Hile | Citizen Mint
https://www.citizenmint.com

Prospero Wealth is a registered investment adviser and the opinions expressed by Prospero Wealth on this show are their own and do not reflect the opinions of Citizen Mint. All statements and opinions expressed are based upon information considered reliable although they should not be relied upon as such. Any statements or opinions are subject to change without notice.

Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

Information expressed does not take into account your specific situation or objectives, and is not intended as recommendations appropriate for any individual. Listeners are encouraged to seek advice from a qualified tax, legal, or investment adviser to determine whether any information presented may be suitable for their specific situation. Past performance is not indicative of future performance.