In this episode of the bottom line, Ryan Herpin talks with trusted tax advisor Thembi L Mlalazi about the emotional and financial impact of avoiding taxes. Together, they explore how organization, planning, and expert guidance can turn tax season from a source of stress into a predictable and manageable process.

In this episode of The Bottom Line, host Ryan Herpin sits down with insurance expert Jared Woodard to break down health insurance, employee benefits, and supplemental coverage in a clear and practical way. Learn how small and mid-sized business owners can offer affordable benefits, reduce employee turnover, protect against rising medical costs, and create long-term financial security for both employees and families. A must-watch conversation about coverage gaps, medical bills, and building peace of mind before crisis hits.

In this episode of The Bottom Line, host Ryan Herpin dives deep into one of the biggest challenges leaders face today: fear around financial decision-making. From business owners and investors to everyday professionals, hesitation and uncertainty can quietly derail long-term success.

This episode breaks down why financial fear exists, how it impacts leadership, and what it truly takes to move from anxiety to informed confidence. Through real-world insights, lived experience, and strategic thinking, viewers gain practical tools to make stronger decisions under pressure, build resilience, and develop clarity in uncertain markets.

The Bottom Line cuts through the noise to simplify success—focusing on mindset, preparation, and execution. If you’re looking to strengthen your leadership, improve financial confidence, and make smarter decisions that shape your future, this episode delivers the insight you need.