In this episode, Evan explains how Canadian government retirement programs (CPP, OAS, and GIS) work, emphasizing their value in retirement planning.

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✨ Get your money organized - Your Full Financial Picture Spreadsheet

In this episode, Evan examines the pros and cons of RRSP loans—borrowing money to contribute to your retirement savings. He notes while RRSP loans offer tax deductions and lower interest rates, most people would be better off avoiding them due to the costs, risks, and limited flexibility of leveraged investing.

🌳 Connect with Evan and Cedar Point Wealth | Services and Pricing

🗣️ I want to hear from you! Record your comment or question here and you could be featured on an upcoming episode of the podcast

✨ Get your money organized - Your Full Financial Picture Spreadsheet

In this episode, Evan explains how Canadian retirement income accounts—RRIFs, LIFs, and PRIFs—work, covering how to convert accumulation accounts into income-producing accounts, the minimum and maximum withdrawal rules, tax implications, and province-specific regulations for managing retirement savings.

🌳 Connect with Evan and Cedar Point Wealth | Services and Pricing

🗣️ I want to hear from you! Record your comment or question here and you could be featured on an upcoming episode of the podcast

✨ Get your money organized - Your Full Financial Picture Spreadsheet