Separation with kids changes your finances overnight.

In this episode, we’re talking about money after a breakup, and what child maintenance actually covers, and what it doesn’t.

Because this is where a lot of the confusion and conflict starts.

We cover:

• what child maintenance is really for
• why it often doesn’t stretch as far as expected
• the hidden financial load many mums are already carrying
• why money conversations after separation feel so charged

If you’re navigating separation, or you might be one day, this will help you understand what’s really going on.

🫂 Join a loving community of mums in IT'S A LOT – free for 30 days.

We talk about this kind of stuff in It's A Lot. So, if you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share the joys of being a mama with people who get it, this is your new support network. The best part? It’s all via voice notes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nataliekmartin.com/mama-circle⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Want to share your thoughts on this episode?

TikTok ⁠⁠⁠⁠⁠⁠⁠@nataliek.martin⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natalie.kmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠⁠Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@nataliekmartin.com⁠⁠⁠⁠⁠⁠⁠⁠⁠

☕️ Support my work: if you’re enjoying my podcast, you can buy me a virtual coffee here! Thank you 🫶🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/nataliekmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

New episodes every Wednesday🎧 Subscribe on Spotify or Apple Podcasts and leave a quick review — it really helps other mums find the show.

Breaking up is hard. Breaking up when you have children is something else entirely. Because you don’t just leave. You don’t get distance. And you don’t get the space most people rely on to actually process what’s happening.

In this episode, I’m talking about the reality of separating when you have kids. The emotional weight, the practical reality, and the parts that nobody really prepares you for.

This isn’t about how to move on.
It’s about why it feels so different when you can’t fully step away.

If you’re in it right now, or if it’s something you’ve never really thought about before, this will help you understand why it can feel so heavy, complicated, and hard to navigate.

🎧 mentioned in this episode:
👉🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The 5 Villages Every Mum Needs ⁠ a free audio guide for mothers who feel like they were never meant to do this alone.

🫂 Join a loving community of mums in IT'S A LOT – free for 30 days.

We talk about this kind of stuff in It's A Lot. So, if you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share the joys of being a mama with people who get it, this is your new support network. The best part? It’s all via voice notes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nataliekmartin.com/mama-circle⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Want to share your thoughts on this episode?

TikTok ⁠⁠⁠⁠⁠⁠@nataliek.martin⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natalie.kmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠⁠Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠info@nataliekmartin.com⁠⁠⁠⁠⁠⁠⁠⁠

☕️ Support my work: if you’re enjoying my podcast, you can buy me a virtual coffee here! Thank you 🫶🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/nataliekmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

New episodes every Wednesday🎧 Subscribe on Spotify or Apple Podcasts and leave a quick review — it really helps other mums find the show.

We spend months preparing for birth - the hospital bag, the antenatal classes, the birth plan. But almost no one prepares us for what comes after. Becoming a mother!

In this episode, Nat explores the gap between preparing for a baby and actually becoming a mother, and why so many women feel caught off guard by how much changes.

This is a conversation about motherhood as a transition, not a moment, and why it can feel so overwhelming when the practical preparation ends but the emotional, relational and identity shifts are only just beginning.

If you’ve ever thought, “why does this still feel so hard?”, this episode will land.

👉🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The 5 Villages Every Mum Needs a free audio guide for mothers who feel like they were never meant to do this alone.

🫂 Join a loving community of mums in IT'S A LOT – free for 30 days.

We talk about this kind of stuff in It's A Lot. So, if you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share the joys of being a mama with people who get it, this is your new support network. The best part? It’s all via voice notes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nataliekmartin.com/mama-circle⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Want to share your thoughts on this episode?

TikTok ⁠⁠⁠⁠⁠@nataliek.martin⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natalie.kmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠⁠Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠info@nataliekmartin.com⁠⁠⁠⁠⁠⁠⁠

☕️ Support my work: if you’re enjoying my podcast, you can buy me a virtual coffee here! Thank you 🫶🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/nataliekmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

New episodes every Wednesday🎧 Subscribe on Spotify or Apple Podcasts and leave a quick review — it really helps other mums find the show.

This episode explores a moment many mums experience but rarely talk about, the realisation that in certain moments, you are completely on your own.

After a chaotic IKEA run, Nat found herself overwhelmed, stuck, and unable to see a solution. What followed was a deeper recognition of something many mothers feel, the gap between having support and actually being able to access it.

If you’ve ever thought “how am I supposed to do all of this on my own?”, this one will feel very familiar.

Free audio 👉🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The 5 Villages Every Mum Needs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🫂 Join a loving community of mums in IT'S A LOT – free for 30 days.

We talk about this kind of stuff in It's A Lot. So, if you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share the joys of being a mama with people who get it, this is your new support network. The best part? It’s all via voice notes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nataliekmartin.com/mama-circle⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Want to share your thoughts on this episode?

TikTok ⁠⁠⁠⁠@nataliek.martin⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natalie.kmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠⁠Email: ⁠⁠⁠⁠⁠⁠⁠⁠info@nataliekmartin.com⁠⁠⁠⁠⁠⁠

☕️ Support my work: if you’re enjoying my podcast, you can buy me a virtual coffee here! Thank you 🫶🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/nataliekmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

New episodes every Wednesday🎧 Subscribe on Spotify or Apple Podcasts and leave a quick review — it really helps other mums find the show.

Motherhood can feel overwhelming, even when nothing is “wrong”.

In this episode, I talk about why motherhood can feel so hard, especially when you’re juggling sleep deprivation, financial pressure, relationship strain, and the mental load all at once.

I share two personal moments where everything felt like too much, and what I realised looking back.

This episode is for you if you’ve ever thought:

• why am I finding motherhood so hard?
• is it just me, or does everyone feel like this?
• why does everything feel like too much?

A reflective conversation about overwhelm, pressure, and the reality of modern motherhood.

🎧 listen, and share with a mum who might need this

👉🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The 5 Villages Every Mum Needs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🫂 Join a loving community of mums in IT'S A LOT – free for 30 days.

We talk about this kind of stuff in It's A Lot. So, if you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share the joys of being a mama with people who get it, this is your new support network. The best part? It’s all via voice notes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nataliekmartin.com/mama-circle⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Want to share your thoughts on this episode?

TikTok ⁠⁠⁠@nataliek.martin⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natalie.kmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠⁠Email: ⁠⁠⁠⁠⁠⁠⁠info@nataliekmartin.com⁠⁠⁠⁠⁠

☕️ Support my work: if you’re enjoying my podcast, you can buy me a virtual coffee here! Thank you 🫶🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/nataliekmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

New episodes every Wednesday🎧 Subscribe on Spotify or Apple Podcasts and leave a quick review — it really helps other mums find the show.

Most of us expect that going back to work will make things easier, but for many mums, it doesn’t. Costs increase. Illness increases. The mental load expands. And suddenly, you’re holding a job, a household, and a child at the same time.

In this episode, I’m unpacking why going back to work often feels harder than expected, and the structural tension behind it. Because the issue isn’t your ambition. It’s the conditions you’re working inside.

🎧 If this resonates, the free audio guide The 5 Villages Every Mum Needs explores the kinds of support that are often missing in moments like this: 👉🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠The 5 Villages Every Mum Needs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

🫂 Join a loving community of mums in IT'S A LOT – free for 30 days.

We talk about this kind of stuff in It's A Lot. So, if you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share the joys of being a mama with people who get it, this is your new support network. The best part? It’s all via voice notes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nataliekmartin.com/mama-circle⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Want to share your thoughts on this episode?

TikTok ⁠⁠@nataliek.martin⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natalie.kmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠⁠Email: ⁠⁠⁠⁠⁠⁠info@nataliekmartin.com⁠⁠⁠⁠

☕️ Support my work: if you’re enjoying my podcast, you can buy me a virtual coffee here! Thank you 🫶🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/nataliekmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

New episodes every Wednesday🎧 Subscribe on Spotify or Apple Podcasts and leave a quick review — it really helps other mums find the show.

Living together after a breakup is one of the least talked about stages of separation.

You’re not fully together.
You’re not fully apart.
And you’re not fully independent.

From the outside, everything can look the same.
Same house. Same routines. Same family structure.

But internally, everything has shifted.

In this episode, I’m naming what actually happens in that in-between space:

• The emotional tension of sharing space while detaching
• The constant nervous system activation
• Why the mental load and division of labour suddenly feel sharper
• How the “contract” of your relationship quietly disappears
• Why home can stop feeling like home
• And why this stage, as hard as it is, can also bring clarity

This is a relationship debt episode, with threads of emotional and identity debt running through it.

If you’re in this stage, or heading towards it, you’re not imagining how hard it feels.

And you’re not the only one living it.

🎧 If this resonates, the free audio guide The 5 Villages Every Mum Needs explores the kinds of support that are often missing in moments like this: 👉🏽 ⁠⁠⁠⁠⁠⁠⁠⁠The 5 Villages Every Mum Needs⁠⁠⁠⁠⁠⁠⁠⁠⁠

🫂 Join a loving community of mums in IT'S A LOT – free for 30 days.

We talk about this kind of stuff in It's A Lot. So, if you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share the joys of being a mama with people who get it, this is your new support network. The best part? It’s all via voice notes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nataliekmartin.com/mama-circle⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Want to share your thoughts on this episode?

TikTok ⁠@nataliek.martin⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natalie.kmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or ⁠Email: ⁠⁠⁠⁠⁠info@nataliekmartin.com⁠⁠⁠

☕️ Support my work: if you’re enjoying my podcast, you can buy me a virtual coffee here! Thank you 🫶🏽 ⁠⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/nataliekmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

New episodes every Wednesday🎧 Subscribe on Spotify or Apple Podcasts and leave a quick review — it really helps other mums find the show.

Today, I’m talking about something that feels deeply uncomfortable for a lot of us, needing help when the numbers stop adding up.

Through the lens of motherhood, separation, and navigating finances, I share what it’s been like to realise that I can’t actually do this alone. Not because I’ve done something wrong, but because the reality of modern motherhood often doesn’t add up financially.

I talk about the shame that can come up when asking for help, especially financial help, and where that shame actually comes from.

This isn’t just about money. It’s about identity, independence, and the stories we carry about what it means to be someone who “should be able to manage”.

In this episode:

• what happens when your income and expenses stop aligning in motherhood
• why asking for help can feel so uncomfortable
• the difference between personal failure and structural reality
• how cultural and class conditioning shapes our relationship with money and support
• why systems like benefits and subsidies exist in the first place

If you’ve ever felt like you shouldn’t need help, this episode is for you.

🎧 Free resource: The 5 Villages Every Mum Needs
A short audio guide exploring the types of support modern motherhood requires, and where those gaps often are.

👉🏽 ⁠⁠⁠⁠⁠⁠⁠The 5 Villages Every Mum Needs⁠⁠⁠⁠⁠⁠⁠⁠

🫂 Join a loving community of mums in IT'S A LOT – free for 30 days.

We talk about this kind of stuff in It's A Lot. So, if you’re feeling shaky having brought your new baby home, in the trenches of toddlerhood or just need a place to share the joys of being a mama with people who get it, this is your new support network. The best part? It’s all via voice notes ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.nataliekmartin.com/mama-circle⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Want to share your thoughts on this episode?

TikTok @nataliek.martin Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@natalie.kmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ or Email: ⁠⁠⁠⁠info@nataliekmartin.com⁠⁠

☕️ Support my work: if you’re enjoying my podcast, you can buy me a virtual coffee here! Thank you 🫶🏽 ⁠⁠⁠⁠⁠⁠⁠⁠buymeacoffee.com/nataliekmartin⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

New episodes every Wednesday🎧 Subscribe on Spotify or Apple Podcasts and leave a quick review — it really helps other mums find the show.