The Money Alchemist Podcast cover art

The Money Alchemist Podcast

The Money Alchemist Podcast

Written by: Ben Jones & Brent Gargano
Listen for free

LIMITED TIME OFFER | Get 2 Months for ₹5/month

About this listen

Join two dudes, Ben and Brent, to discuss current market events and savvy financial strategies to build wealth consistently over time.

Now in video -> https://www.youtube.com/@TheMoneyAlchPod

__

About your Hosts

Ben Jones, CFP®

Managing Director, National Wealth Management Group

www.nwmgadvisors.com 

Sign up for Ben’s newsletter at www.karastick.com 

Follow him on X @thekaratstick

https://www.linkedin.com/in/ben-nwmg/

 

Brent Gargano, CFP®

Founder & Advisor, Infinite Wealth Planning 

www.infinitewealthplanning.com

linkedin.com/in/brent-gargano-cfp®-2067b573

 

Comments or questions? Email us at comments@moneyalchemistshow.com

Socials:

https://www.instagram.com/moneyalchemistpod/?hl=en

https://www.tiktok.com/@themoneyalchemistpodcast?_r=1&_t=ZP-93mdovEr0vu

https://www.youtube.com/@TheMoneyAlchPod/videos

The Money Alchemist 2026 Economics Personal Finance
Episodes
  • Top 10 Tax Myths Causing You Stress

    Top 10 Tax Myths Causing You Stress
    Feb 21 2026
    In Episode 50 of Money Alchemist, Ben and Brent cover market updates, a story about Warren Buffett and Berkshire Hathaway, and break down the most common tax myths that continue to confuse and stress investors. About your Hosts Ben Jones, CFP® Managing Director, National Wealth Management Group www.nwmgadvisors.com  Sign up for Ben’s newsletter at www.karatstick.com  Follow him on X @thekaratstick https://www.linkedin.com/in/ben-nwmg/   Brent Gargano, CFP® Founder & Advisor, Infinite Wealth Planning  www.infinitewealthplanning.com linkedin.com/in/brent-gargano-cfp®-2067b573   Comments or questions? Email us at comments@moneyalchemistshow.com Agenda: What’s happening in 10 minutes Superbowl highlights S&P 500 up almost 2% YTD led by digital storage manufactures, with market breadth widening (consumer staples doing well) - MU contributing most YTDLow-hire, low-fire jobs report sign of cooling labor market and peak cycle Story - How Warren Buffett bought Berkshire Hathaway, a textile company Topic du jour - Top 10 tax myths No requirement to file - only to pay - but always file (3-year statute of limitations begins upon filing)Extensions are NOT bad - in fact they can reduce your error rate and chance at audit Tax deferral is not a no-brainer and can hurt investors - IRD assets do not pass tax-efficiently (Section 1014 - step-up in basis at death)Charitable contributions only help up to the first $1,000, but then cannot be deducted beyond this if using standard deductionSocial Security is NOT tax free Forms tell the whole story Tax brackets apply across all income Owning real estate can offset earned income Not discussed but intended: The income tax may go away because of tariff revenueThere’s a secret loophole that the wealthy people use to dodge taxes Juicy Topics Jeffrey Epstein as a ‘tax-expert’ - what advice did he actually give and was it worth $158 million, as Leon Black paid him (note over annual & lifetime exemptions)Valuation discount abuse - what IRS permits (illiquidity discounts, How rampant is fraud and do most people get away with it? Illiquidity (DLOM), minority interest, key person, easements, etcShould attain a qualified appraisal Tip of the Week: Use your AI tool to plan vacations - very good results with Claud reported. Describe your budget, the amount of people and makeup, travel preferences and originations. Cohen Recycling: did you know you can take all your used TVs/appliances to Cohen to have them recycled? They will even pay for metal by weight. Variable pricing protection - online retailers track you to maximize how much you will pay. Use VPNs and tracker blocking browsers like Brave to limit some of this - browse without logging in whenever possible. Brave also blocks YouTube ads! Sources: IRS Dirty Dozen: https://www.irs.gov/newsroom/dirty-dozen-tax-scams-for-2025-irs-warns-taxpayers-to-watch-out-for-dangerous-threats National Debt Clock.org https://usdebtclock.org/   Disclosure: The information provided on this podcast is for educational and informational purposes only and should not be construed as personalized investment, financial, tax, or legal advice. The views expressed here are those of the hosts and guests and do not necessarily reflect the views of National Wealth Management Group, LLC or its affiliates. Investing involves risk, including the potential loss of principal. There is no guarantee that any investment strategy discussed will be successful or profitable. Past performance is not indicative of future results. Tax planning strategies mentioned may not be suitable for everyone and could change due to updates in tax laws or regulations; always consult a qualified tax professional or CPA for advice tailored to your specific situation. Economic discussions are based on current data and opinions, which are subject to change and may not accurately predict future events. We encourage listeners to conduct their own research and seek guidance from a certified financial advisor before making any decisions. Advisory services are offered through National Wealth Management Group, LLC. For more information about National Wealth Management Group including our Forms ADV and CRS, please visit our website www.nwmgadvisors.com or contact us directly. To connect with Ben Jones or Brent Gargano directly, email us at comments@themoneyaltchemistshow.com.
    Show More Show Less
    1 hr and 17 mins
  • American Sentiment Is Shifting. What It Means for Markets

    American Sentiment Is Shifting. What It Means for Markets
    Feb 7 2026

    In this episode of Money Alchemist, Ben and Brent take a step back to examine the current American mood and what shifting consumer sentiment may signal for the broader economic landscape.

    They begin with a look at recent market activity, including a strong start to the month for stocks, evolving global trade conversations, and continued movement in precious metals. The discussion also touches on brand perception, geopolitical developments, and areas of strength emerging within equities.

    The main focus centers on the University of Michigan consumer sentiment survey, which currently reflects a reading of 56. Ben and Brent explore what this measure captures, why confidence matters, and how sentiment can influence economic behavior over time.

    The episode also includes a practical tip of the week featuring tools that support digital security and organization, followed by a well known story about Jim Carrey that serves as a reminder of the role belief can play in long term success.

    This discussion is for informational purposes only and does not constitute financial or investment advice.

    Subscribe for ongoing conversations about markets, planning, and long term thinking.

    Segments:

    1. What’s happening - 10 min tops
    • The Snowmagedon
    • 1st month stocks positive so far
    • Tesla brand damage

    Latest market events - 10 min

    • Trade deal between Europe and India
    • Tensions over Greenland
    • Gold topping $5k / precious metals popping
    • Smid rally

    Topic du jour - 20 to 25 min

    • U of M consumer sentiment survey
    • Currently at reading of 56
    • Pull up on Y Charts

    Tip of the week - 5 min

    • Firewalla
    • Browser favorite folders

    End on inspiration story

    • Young Jim Cary writes himself a $10M check

    Sources

    https://www.sca.isr.umich.edu/files/featured-chart_large-906bd993.png

    About your Hosts

    Ben Jones, CFP®

    Managing Director, National Wealth Management Group

    www.nwmgadvisors.com 

    Sign up for Ben’s newsletter at www.karatstick.com 

    Follow him on X @thekaratstick

    https://www.linkedin.com/in/ben-nwmg/

     

    Brent Gargano, CFP®

    Founder & Advisor, Infinite Wealth Planning 

    www.infinitewealthplanning.com

    linkedin.com/in/brent-gargano-cfp®-2067b573

     

    Comments or questions? Email us at comments@moneyalchemistshow.com

     

    Disclosure:

    Investment advice offered through National Wealth Management Group, LLC.

    All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

    The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
    Show More Show Less
    1 hr and 7 mins
  • 2026 Financial Planning: What Families Should Know About the Market, Fed & Housing

    2026 Financial Planning: What Families Should Know About the Market, Fed & Housing
    Jan 24 2026

    In this episode, we break down the "pretext" behind the legal pressure on Jerome Powell and analyze a surprise GDP beat. Then, we shift gears to our Topic de Jour: Goal Setting. If you want 2026 to be your best financial year yet, you need a framework that goes beyond simple resolutions.

    In this episode, we cover:

    • The Holiday Recap: Catching up with Ben and Brent after the break.

    • Geopolitical Shockwaves: The capture of Venezuelan President Maduro and its immediate impact on global oil prices.

    • The Fed Under Siege: Why Jerome Powell is facing a Grand Jury over headquarters renovations and the "political pretext" involved.

    • GDP & Tariffs: Analyzing the 4.3% Q3 GDP beat and how the shrinking trade deficit is driving growth.

    • The Mortgage Market: Fannie Mae & Freddie Mac’s potential $200B purchase plan and what it means for the housing market.

    • Topic De Jour: 2026 Goal Setting: How to use the SMART framework and end-result visualization to hit your targets.

    • Listener Q&A: The guys take on your most pressing financial questions in the "Stump the Planner" challenge.

    • Tip of the Week: A simple hack for Costco DoorDash gift cards.

    __ About Your Hosts

    Ben Jones, CFP® Managing Director, National Wealth Management Group

    • Web: www.nwmgadvisors.com

    • Newsletter: www.karatstick.com

    • X: @thekaratstick

    • LinkedIn: linkedin.com/in/ben-nwmg/

    Brent Gargano, CFP® Founder & Advisor, Infinite Wealth Planning

    • Web: www.infinitewealthplanning.com

    • LinkedIn: linkedin.com/in/brent-gargano-cfp®-2067b573

    • Newsletter: Join Brent's Monthly Newsletter

    Comments or questions? Email us at comments@moneyalchemistshow.com

    Team Members

    Trevor Gargano (The Digital QB)

    • Email: Trevor@trevorgargano.com

    • LinkedIn: linkedin.com/in/trevor-gargano-72727b67/

    • Web: TheDigitalQuarterback.com

    Follow Our Socials

    Support the podcast and see extra clips and announcements!

    • Instagram: @moneyalchemistpod

    • X: @moneyalchpod

    • Facebook: The Money Alchemist Podcast

    Disclosure

    Investment advice offered through National Wealth Management Group, LLC. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. The information presented is for educational and informational purposes only and is not intended as a recommendation or specific advice.
    Show More Show Less
    1 hr and 3 mins
No reviews yet