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On this week’s special episode of The Mortgage Chatter, Tyler and Bailey kick things off with a very special birthday shout-out, brace for the snow, and then tackle a big question that’s way more exciting than it sounds: what even is a mortgage?!

From the moving parts behind the scenes to the key players you might not even realize are involved, we break down the basics, bust the confusion, and make mortgages make sense—no finance degree required.

On top of a surprise giveaway and sneak peak at next week's topic. This is one you don't want to miss!

As always, reach out with any questions at themortgagechatter@home.com - we love feedback!

Cheers!

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Hello 2026 and welcome back to The Mortgage Chatter!!

Amidst the busy season of the holiday's we did get a little carried away and missed some episodes - Not to worry, 2026 we are coming back HARD and BETTER than EVER!

In our first episode back, we introduced our NEW co-host, Bailey Land, who is taking over for Ken Land - Ken, you will be missed! We briefly re-visited Bailey's journey and got him ready for our first real episode - the 21st of January - back to the basics... WHAT is a mortgage?!

Looking forward to another great year and more collaborations, guests, and wealth of knowledge. This is YOUR year to turn Homeownership into reality.

We would love to get any feedback, episode ideas, or run through any scenarios and ideas YOU have.. feel free to reach out. We are a resource! Email us at themortgagechatter@home.com!

Looking forward to getting you HOME. Cheers!

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In the ever changing market - mortgage financing is always one of the top priorities. Why should you go with who?!

Most lenders can technically offer the same loan programs, rates, and options—but choosing the right one goes beyond the numbers. In this episode, Tyler and Ken break down why it matters who you work with, how quickly they respond, and who will actually get the job done for you. If you’re navigating a refinance, a first-time purchase, or just curious about what sets one lender apart from another, this episode gives you the perspective you need to make an informed decision.

As always, feel free to reach out with any questions!

CHEERS!

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With all the buzz in today's market, refinances are back in the spotlight! In this episode, Tyler and Ken break down when a refinance makes sense, the different types of refi options out there, and what homeowners should consider before jumping in. Touching briefly on the Fed and what there major meetings are in the near future.

Whether it's lowering your rate, pulling out equity, or consolidating debt, we revisit the ins and outs of refinancing so you can decide if now is the right time for you!

As always, reach out with questions or episode ideas if you want to hear something specific.

Cheers!

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In this episode of Mortgage Chatter, Tyler and Ken break down two of the most important documents in the homebuying process: the Loan Estimate (LE) and the Closing Disclosure (CD). Whether you’re a first-time buyer or a seasoned homeowner, understanding the differences—and what to look for—can save you money, stress, and surprises at the closing table.

They’ll cover:

• What each document is and when you receive it
• Key numbers to compare between the LE and CD
• Common fees that change (and shouldn’t)
• Red flags to watch out for
• Tips to avoid last-minute closing headaches

It’s a must-listen for anyone navigating a mortgage—and anyone who wants to feel more confident during the home loan process.

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🎙️ The Mortgage Chatter

In this episode, we’re thrilled to introduce our newest team member, Mindy Rozear, a seasoned expert in reverse mortgages. As demand grows for smarter retirement solutions, Mindy brings deep knowledge, real-life experience, and a fresh perspective on how reverse mortgages can support aging homeowners and their families.

Tune in as we cover:

• Who qualifies for a reverse mortgage
• Common myths and misconceptions
• How they can fit into a retirement strategy

Whether you're a homeowner exploring options or a professional advising clients, this episode brings clarity to a powerful (and often misunderstood) financial tool.

🎧 Subscribe and listen now — it’s time to talk mortgages that matter.

CHEERS!

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Join your hosts Ken and Tyler as they take a deep dive into the world of DSCR loans — a powerful tool for real estate investors. And this time, they’re joined by Bailey, who's learning the ropes right alongside you, bringing a fresh perspective to the conversation.

DSCR (Debt Service Coverage Ratio) loan programs are designed specifically with investors in mind. But what exactly goes into qualifying for one? And how do these loans differ from your typical forward mortgage?
👉 Tune in to this investor-focused episode to get the full breakdown of what makes DSCR loans such a unique and flexible financing option.

Have a specific scenario or question in mind? Don’t hesitate to reach out — we’re happy to walk you through the details and explore how these programs could fit your investment goals.

Coming up next week: We’ll be joined by a special guest — an investor-focused real estate agent — who will share insights from the realtor side of the investment game. You won’t want to miss it!

Cheers!

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In this special episode of The Mortgage Chatter, your hosts Tyler and Ken brought back in a familiar face!

Bailey, one of our very first guest appearances, has gone from an outsider asking questions - to one of your newest licensed Mortgage Loan Officers! We thought it would be fun to get Bailey back on the Podcast and talk about the differences of looking in vs being in.

We touch on what it takes to become a licensed loan officer, as well as what made Bailey decide to join the industry and take on the pleasure of getting homebuyer's taken care of!

Next episode, we cover all things DSCR - not sure what "DSCR" stands for? Be sure to tune in to the next episode for a great overview!

Cheers!