The Aussie property market is slowing, and most of us are wondering what happens next. New Zealand's already been through this same cycle, so we've had a real preview of how it plays out. They hiked rates before us. Their property fell before ours. Almost five years on, prices are still 15% below peak. Today Nick takes us through what actually happened across the ditch and what it means for anyone thinking about buying or already holding property here.

On this episode, we discuss:

(00:00) Intro
(01:17) Comparing Australia to New Zealand's property
(01:36) New Zealand is 6 months ahead of us
(04:43) NZ's lending controls vs Australia's tax approach
(06:18) How far New Zealand property fell
(06:35) Auckland and Wellington's steepest drops
(07:00) Mortgage arrears and negative equity in NZ
(09:01) How the first home buyer window opened
(09:22) First home buyer share of new mortgages
(09:59) Why New Zealand's recovery is still slow
(11:23) Nick's advice for Aussie first home buyers
(14:13) When Australian property might turn around
(18:36) How Australia has more support than NZ did
(20:38) 47,000 Kiwis moved to Australia in 2025

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Check out our new website thenumbersgamepodcast.com.au. Browse the full show catalogue, jump straight to specific moments on the topics you love, or leave us a voice note.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When you donate $100 to charity, how much actually reaches the person it's meant to help? Turns out there's no law that says any of it has to. Some big Aussie charities get 82 cents on the dollar through to beneficiaries. Others get 6 cents. Today Jase takes us through Australia's $239 billion charity sector and how to actually give in a way that makes it there.

On this episode, we discuss:

(00:00) Intro
(01:15) What Aussies expect from charity
(01:58) Why there's no minimum donation rule
(04:15) Australia's $239 billion charity sector
(06:54) How Save the Children hits 82%
(08:23) Where charity revenue really comes from
(10:13) 1% of charities get 57% of revenue
(11:50) The shopping centre donation trap
(13:05) What your monthly donation really costs
(16:06) Grilled's tree campaign gone wrong
(17:26) Oscar Wylee's $3.5 million penalty
(19:51) Live4Lily's 100% pass-through model
(22:31) Starting a charity in Australia

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Check out our new website thenumbersgamepodcast.com.au. Browse the full show catalogue, jump straight to specific moments on the topics you love, or leave us a voice note.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

I'm sure you've heard the saying that property doubles every 7 to 10 years. It's been the retirement plan for a generation. But 25 years of data doesn't quite back up the myth. Today Nick takes us through what the real numbers look like on property returns and, with the market slowing in Australia, what to expect if property is your wealth-building plan.

On this episode, we discuss:

(00:00) Intro
(00:42) The property doubling myth
(04:22) What property really returns over 25 years
(06:15) Capital city property growth compared
(07:50) Will past returns repeat in the next 40?
(09:55) 1990 mortgage stress vs now
(11:52) Why mortgage stress caps property growth
(13:53) Migration cooling and property demand
(15:11) Three headwinds against property returns
(16:53) Deposit trap and price-to-income
(21:20) Nick's model for planning property today
(25:17) Cash flow over capital growth

Check out the free resources from Inovayt here.

Send us an email: hello@thenumbersgamepodcast.com.au

The Numbers Game is brought to you by Future Advisory & Inovayt.

Hosts:
Nick Reilly
Jason Robinson

This podcast is produced by VIDPOD.

Check out our new website thenumbersgamepodcast.com.au. Browse the full show catalogue, jump straight to specific moments on the topics you love, or leave us a voice note.

Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.