The Tennessee Wealth Management team breaks down the critical difference between tax filing and proactive tax planning, highlighting the “Sweet 16” years between retirement and required minimum distributions at age 73 as a key opportunity for strategic moves. They discuss how tools like Roth conversions can help reduce future tax burdens, including the often-overlooked “IRA tax bomb” and the “widow tax penalty.” The team also shares their firm’s strong performance—posting a 36.3% net return over the past year, well ahead of the Dow Jones—and offers free resources to help listeners better understand their financial picture and plan confidently for the future.

Listen in as the Tennessee Wealth Management team and Erik Ainge, former University of Tennessee quarter back, share what it means to work with an advisor that has “skin in the game”. They share how they manage their own retirement money using the same strategies used for clients and highlighting their track record that has significantly outperformed the Dow over time. Other topics of discussion include why benchmarks matter as well as being aware of the fact that mutual funds can come along with buried fees and costs. This episode provides practical insights and free tools designed to help listeners get organized, plan with confidence, and make informed decisions about their financial future.

The TN Wealth Management team, joined by former University of Tennessee quarterback Erik Ainge, kick off the new year by sharing how their clients averaged a 36.3% net return in 2025—well ahead of the Dow’s 13%. In this episode, they also explain why regular financial checkups and having your estate planning documents in order are so important. And you won’t want to miss hearing what they have to say about common misconceptions surrounding Trusts and Wills, noting that for most people, a properly written will is all that’s needed. Through real client stories, they highlight the value of planning ahead and invite listeners to take advantage of a free financial checkup and help with estate planning documents.