20 years ago, Shahin moved to Australia to learn English and travel. He had no plans to stay, no permanent residency, and no property portfolio. Today? Three investment properties across three cities and two states with over $500,000 in equity generated in just a few years.

In this episode of the Property Nerds podcast, Arjun Paliwal sits down with InvestorKit client Shahin to unpack the full journey — the mindset, the challenges, the family dynamics, and the decisions that made it all possible.

💡 What you'll learn:

→ The $850K apartment Shahin passed on that's now worth $8 million

→ Why he refused to buy his own home first and what he did instead

→ How he bought a house in Toowoomba for under $400K (now worth ~$700K)

→ The system he uses to manage multiple mortgages without financial stress

→ How he dealt with rising interest rates, inflation headlines & outside noise

→ What separates data-driven investors from emotional ones

"I put my emotions aside completely. Everything has to be an asset. If it makes sense, I'm buying."

📞 Book your free 15-minute discovery call:

👉 investorkit.com.au

InvestorKit — 2026 REB Buyers Agency of the Year. $500M+ in equity generated for Australian investors.

🎙️ Jack Fouracre — Fouracre Financial👉 fouracrefinancial.com.au

✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 arjun@investorkit.com.au

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

Chapters

0:00 Intro — Shahin's story & results snapshot

2:45 Moving to Australia 20 years ago — the beginning

5:41 First job at Rebel Sport & a sales mindset

7:46 The $850K apartment now worth $8 million

9:15 "Everything has to be an asset" — where the mindset came from

11:01 Why he chose a buyers agent (and how he picked InvestorKit)

14:23 Toowoomba: a house under $400K, now worth ~$700K

19:54 Blocking out noise — rates, headlines & fear

23:01 Managing cash flow across three properties

31:34 What $500K+ equity means for his family's future

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

LinkedIn: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

LinkedIn: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

LinkedIn: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

🎙️ Jack Fouracre — Fouracre Financial👉 fouracrefinancial.com.au

The banks control the rules but they don't control which lender you use. In this episode of Property Nerds, Arjun Paliwal sits down with Jack Fouracre from Fouracre Financial to break down exactly how savvy investors are using smarter lending strategies to borrow more, hold more, and build wealth faster.

💡 What you'll learn:

→ Why a single rate rise only shifts borrowing capacity by ~$20–30k (and what actually matters more)→ How third-tier lenders with 40-year loan terms and lower stress buffers unlock hundreds of thousands in extra capacity

→ The real impact of rate rises on investors vs owner-occupiers (hint: negative gearing helps a lot)→ Why brokers now hold 80% market share — and how that forces banks to change their policies

→ The equity release + offset account strategy that lets you hold negatively geared properties without feeling the pain

→ Arjun's personal formula: saving 25–45% of net household income to "hold the fort" while your assets compound

🎙️ Jack Fouracre — Fouracre Financial👉 fouracrefinancial.com.au

✅ HOW WE CAN HELP YOU:By being the most trusted, data-driven Buyers Agency for aspiring investors who wish to create real financial change by helping them invest with confidence, outperform the market, and build a high-performing property portfolio. 👉 https://www.investorkit.com.au

✅ CONNECT WITH INVESTORKIT:

Website: 👉 https://www.investorkit.com.au

Send your questions to: 👉 arjun@investorkit.com.au

Follow us on Facebook: 👉 https://www.facebook.com/InvestorKit

Follow us on Instagram: 👉 https://www.instagram.com/investorkit.com.au

Subscribe to our YouTube Channel: 👉 https://www.youtube.com/@investorkit

Connect with us on LinkedIn: 👉 https://www.linkedin.com/company/investorkit

Chapters

0:31 Meet Jack Fouracre (Fouracre Financial) & why property is a finance game

3:01 Arjun's book: Driving the Data

3:31 How rate rises actually affect borrowing capacity

6:01 Major banks vs third-tier lenders explained

8:01 Real example: $300k deposit vs $150k cash buffer kept

9:01 The equity release + offset buffer strategy

13:31 Compounding growth vs negative cash flow

18:31 The savings formula: 25–45% of net income

23:01 Brokers have 80% market share — what that means for you

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

LinkedIn: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

LinkedIn: https://www.linkedin.com/in/propertybuyersagent/

CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

LinkedIn: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

Disclaimer: The information provided in this podcast is general in nature and should not be considered as personal financial advice. The podcast host, guests, and contributors are not licensed financial advisors. Please seek professional financial advice that is tailored to your situation and circumstances before making any financial decisions.

Over $4.6 trillion sits inside the Australian super system, but for many investors, it’s simply left inside default funds with little control over how it’s invested.

In this episode of The Property Nerds, we sit down with Natalia Clack from Easy Super to unpack the growing trend of Australians taking control of their retirement savings through Self Managed Super Funds (SMSFs) and how property is becoming part of that strategy.

We unpack:

1. Why SMSFs surged in popularity after 2020
2. The biggest mistakes people make when setting up a fund
3. How Australians are using super to invest in property
4. Why borrowing power outside super is pushing investors to look inside it
5. The common balances and ages where SMSFs start to make sense

If you’ve ever wondered whether your super could be working harder for you, this episode breaks down the structure, risks and opportunities investors need to understand.

Timestamps:

02:10 - Natalia’s 22 Year Journey in the SMSF Industry

04:20 - Why SMSFs Surged After 2020

06:00 - Borrowing Power & Why Investors Look to Super

07:45 - The Biggest SMSF Mistakes People Make

11:40 - Why the Right Specialist Team Matters

14:55 - Typical SMSF Balances & Who It’s For

20:50 - Can You Pay Expenses Before Your SMSF Is Set Up?

24:00 - How Much Cash Buffer an SMSF Should Hold

27:00 - Crypto, Gold & Alternative Assets Inside Super

CONNECT WITH THE PROPERTY NERDS:

Instagram:https://www.instagram.com/thepropertynerdspodcast/

TikTok: https://www.tiktok.com/@thepropertynerdspodcast

CONNECT WITH FOURACRE FINANCIAL:

Instagram:https://www.instagram.com/fouracre.financial/

Linkedin: https://www.linkedin.com/company/fouracre-financial/

Website: https://fouracrefinancial.com.au/

CONNECT WITH ARJUN:

Instagram: https://www.instagram.com/arjpaliwal/

Linkedin: https://www.linkedin.com/in/propertybuyersagent/CONNECT WITH INVESTORKIT:

Instagram: https://www.instagram.com/investorkit.com.au/

Linkedin: https://www.linkedin.com/company/investorkit/

Website: https://www.investorkit.com.au/

This Podcast was Recorded & Produced by KYU Media. For Production related inquiries please get in touch with us at https://kyumedia.com/