Episodes

  • No One is Coming to Save You: Things I Wish I Knew at 22

    No One is Coming to Save You: Things I Wish I Knew at 22
    Feb 19 2026
    Somewhere between 18 and 35, most people are waiting. Waiting for the right opportunity. Waiting for more money. Waiting for someone to notice them. Waiting for motivation. But what if the breakthrough you’re waiting for… is waiting on you? In this episode of The Prosperity Lounge, Joey Ruffalo delivers a powerful wake-up call: Nobody is coming to save you. This isn’t bad news. It’s empowering news. Because when you stop waiting for rescue and start taking ownership, everything changes. In this episode, we cover: Why responsibility feels heavy in your 20s and 30s The dangerous comfort of blaming circumstances The shift from “Someone should” to “I will” Why resistance builds resilience The real reward of ownership (hint: it’s not just money) If you’ve ever said: “I’ll get serious later.” “When I make more money, then I’ll…” “I just need the right opportunity.” This episode is your wake-up call. 👉 Join the free community:www.TheProsperityLounge.com Freedom lives where faith and action meet. The Lounge is always open — and so is your next breakthrough.
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    20 mins
  • Make the Difference You Were Born to Make | Faith, Freedom & Thought Leadership with Nicky Billou

    Make the Difference You Were Born to Make | Faith, Freedom & Thought Leadership with Nicky Billou
    Feb 17 2026
    What does it really take to become a trusted authority in today’s economy? In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Nicky Billou — Christian immigrant, 2× New York Times bestselling author, and one of the most respected voices in thought leadership — to unpack what it means to build wealth, influence, and impact without compromising your faith or integrity. They discuss: Why business is a people game, not a numbers game The danger of “charlatan marketing” Why going narrow beats going broadHow to add $20K–$100K to your income through service Why freedom and free enterprise matter more than ever What it means to make the difference you were born to make If you’re an entrepreneur who wants more income, more impact, and more alignment — this conversation will challenge and equip you. Join the free community at 👉 TheProsperityLounge.com Subscribe for weekly conversations on business growth, financial wisdom, leadership, and prosperity. Freedom lives where faith and action meet. Want to support the show- Buy me a Coffee https://coff.ee/prosperitylounge 👉 Want to break free from bad money habits? Visit www.theprosperitylounge.com use code "radio" to get our How to Stop Living Paycheck to Paycheck 8 step Action Guide Upgrade your shorts game with Captions AI. Get started today nocapincdbacaptions.pxf.io/Dy1EKo Earn FREE money when you shop, eat & play games on America's Rewards App. Join Fetch here for a bonus : https://referral.fetch.com/vvv3/referraltext?code=T283X 🔔 Subscribe for more financial insights #MoneyMindset #FinancialFreedom #ProsperityLounge
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    55 mins
  • Proactive Tree Care: Prevent Damage Before Spring Storms Hit

    Proactive Tree Care: Prevent Damage Before Spring Storms Hit
    Feb 16 2026
    Before a tree falls, there are always signs. In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Jeff Helie, Business Development Manager of Monster Tree Service of Knoxville — voted Knoxville’s #1 Tree Service Company — to talk about something most homeowners ignore until it’s too late: proactive tree care. We cover: • Why winter damage is more dangerous than you think • Warning signs of cracked limbs, split trunks, and leaning trees • Why insurance inspections fail because of trees • The difference between trimming and topping • Storm prevention before spring • How tree care impacts real estate transactions • The truth about stump grinding • Why ISA Certified Arborists matter • The biggest mistakes homeowners make • Proactive vs reactive stewardship Jeff shares what separates professional, licensed, and insured tree service from “a guy with a chainsaw,” and why free estimates in hours — not days — reflect a different level of service.If you own a home, manage property, build houses, or plan outdoor projects this spring, this episode could save you thousands. Prosperity isn’t luck.It’s leadership.And stewardship matters — whether it’s your money, your business, or the trees surrounding your home. 📞 Monster Tree Service Knoxville: (865) 985-0881🌳 10% Winter Discount Available🌐 monstertreeservice.com/knoxville Join The Prosperity Lounge Community:👉 www.theprosperitylounge.com (Use code RADIO) Stay faithful. Stay fearless.Freedom lives where faith and action meet.Want to support the show- Buy me a Coffee https://coff.ee/prosperitylounge 👉 Want to break free from bad money habits? Visit www.theprosperitylounge.com use code "radio" to get our How to Stop Living Paycheck to Paycheck 8 step Action Guide Upgrade your shorts game with Captions AI. Get started today nocapincdbacaptions.pxf.io/Dy1EKo Earn FREE money when you shop, eat & play games on America's Rewards App. Join Fetch here for a bonus : https://referral.fetch.com/vvv3/referraltext?code=T283X 🔔 Subscribe for more financial insights #MoneyMindset #FinancialFreedom #ProsperityLounge
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    1 hr and 2 mins
  • Business Is Combat: How Leverage, Discipline, and Systems Create Real Prosperity | Jake Shannon

    Business Is Combat: How Leverage, Discipline, and Systems Create Real Prosperity | Jake Shannon
    Feb 12 2026
    What if business isn’t about hustle, motivation, or working harder — but about leverage, positioning, and systems? In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Jake Shannon, founder of Scientific Wrestling and No1 Coaching, to explore why winning is a science — not an accident. Jake bridges the worlds of elite combat sports and high-performance business coaching, showing how the same principles that decide outcomes on the mat also determine success in leadership, entrepreneurship, and life. From mastering pressure and friction to building systems that outperform motivation, this conversation challenges how most people think about success. You’ll hear: Why business is “combat without the physical contact” How leverage and positioning matter more than effort Why motivation fades but systems endure How to use pressure instead of avoiding itLessons from reviving one of the most influential (and forgotten) sports in history If you’ve ever felt stuck, overwhelmed, or like you’re pushing hard without gaining traction — this episode will give you a new framework for winning. 👉 Learn more or book a strategy call at No1Coaching.com/book-a-call Until next time — stay faithful, stay fearless, and remember: Freedom lives where faith and action meet. Want to support the show- Buy me a Coffee https://coff.ee/prosperitylounge 👉 Want to break free from bad money habits? Visit www.theprosperitylounge.com use code "radio" to get our How to Stop Living Paycheck to Paycheck 8 step Action Guide Upgrade your shorts game with Captions AI. Get started today nocapincdbacaptions.pxf.io/Dy1EKo Earn FREE money when you shop, eat & play games on America's Rewards App. Join Fetch here for a bonus : https://referral.fetch.com/vvv3/referraltext?code=T283X 🔔 Subscribe for more financial insights #MoneyMindset #FinancialFreedom #ProsperityLounge
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    1 hr and 14 mins
  • The Foundation of Prosperity: Stewardship, Discipline & Integrity

    The Foundation of Prosperity: Stewardship, Discipline & Integrity
    Feb 10 2026
    Welcome to The Prosperity Lounge, where growth gets personal. In today’s episode, The Foundation of Prosperity: Stewardship, Discipline & Integrity, Joey Ruffalo introduces and recaps the first three weeks of Daily Dose of Prosperity, exploring the core principles that create sustainable growth in money, leadership, business, and life. This episode walks through: Why prosperity begins with stewardship How discipline bridges intention and freedom Why integrity protects long-term progress The most common mistakes people make that quietly stall growth Whether you’re new to Daily Dose of Prosperity or looking for a reset, this episode provides a clear overview of what we’ve been building—one small, intentional step at a time. Join the conversation inside The Prosperity Lounge: www.theprosperitylounge.com New episodes daily. Small steps. Real progress. Want to support the show- Buy me a Coffee https://coff.ee/prosperitylounge 👉 Want to break free from bad money habits? Visit www.theprosperitylounge.com use code "radio" to get our How to Stop Living Paycheck to Paycheck 8 step Action Guide Upgrade your shorts game with Captions AI. Get started today nocapincdbacaptions.pxf.io/Dy1EKo Earn FREE money when you shop, eat & play games on America's Rewards App. Join Fetch here for a bonus : https://referral.fetch.com/vvv3/referraltext?code=T283X 🔔 Subscribe for more financial insights #MoneyMindset #FinancialFreedom #ProsperityLounge #DailyDoseOfProsperity #ProsperityLounge #PersonalGrowth #LeadershipDevelopment #FinancialWellness #MoneyMindset #BusinessLeadership #Discipline #Integrity #Stewardship #IntentionalLiving
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    14 mins
  • Most Business Owners Are Walking Around Unprotected and Don't Even Know It

    Most Business Owners Are Walking Around Unprotected and Don't Even Know It
    Feb 9 2026
    Most business owners believe they’re covered — until the day they find out they’re not. In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Anthony Slay of INTER-AGENCY INSURANCE SERVICE, INC. for a practical, no-nonsense conversation about commercial insurance and what business owners often misunderstand about their coverage. This episode breaks down: The difference between being insured and truly protected The most common commercial insurance gaps business owners overlook Why general liability alone is rarely enough How insurance supports business growth instead of slowing it down Why independent insurance agencies give business owners an advantage Whether you’re just starting out or have been in business for years, this conversation will help you rethink insurance as a stewardship tool, not just an expense. 🎧 Listen now on YouTube or your favorite podcast platform. Want to support the show- Buy me a Coffee https://coff.ee/prosperitylounge 👉 Want to break free from bad money habits? Visit www.theprosperitylounge.com use code "radio" to get our How to Stop Living Paycheck to Paycheck 8 step Action Guide Upgrade your shorts game with Captions AI. Get started today nocapincdbacaptions.pxf.io/Dy1EKo Earn FREE money when you shop, eat & play games on America's Rewards App. Join Fetch here for a bonus : https://referral.fetch.com/vvv3/referraltext?code=T283X 🔔 Subscribe for more financial insights #MoneyMindset #FinancialFreedom #ProsperityLounge #commercialinsurance #SmallBusinessProtection#BusinessRiskManagement#EntrepreneurLife#BusinessGrowth#InsuranceEducation#IndependentInsurance#BusinessOwners#ProtectWhatYouBuild
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    1 hr and 4 mins
  • Why Smart, Self-Aware People Still Struggle in Love (The Brain Hijack™ Explained)

    Why Smart, Self-Aware People Still Struggle in Love (The Brain Hijack™ Explained)
    Feb 5 2026
    You can be emotionally intelligent, self-aware, and deeply committed to growth — and still find yourself shutting down, overthinking, or walking on eggshells in love. In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Diane McDowell, therapist-turned-coach and creator of the Brain-to-Heart Code™, to unpack why that disconnect isn’t a failure — it’s wiring. Diane explains what she calls The Brain Hijack™: the nervous system’s survival reflex that quietly takes over in relationships, even when everything looks “healthy” on the surface. Together, they explore why communication tools often fail, why emotional safety matters more than effort, and how self-leadership — not partner-fixing — is the real path to deeper connection. This conversation is for high-achieving, emotionally aware people who’ve done the work… but still feel off-center in love. 🎧 In this episode, you’ll learn: • Why emotional shutdown isn’t a flaw — it’s protection • What’s really happening in the brain during conflict or disconnection • Why self-awareness doesn’t automatically create safety • How emotional wiring affects love, money, and decision-making • A practical first step to interrupting the Brain Hijack™ 🔗 Want to go deeper? Diane created a short, powerful starting point for listeners: 👉 https://www.powerfulquestionscoaching.com/the-brain-to-heart-mini-course Join us in the Lounge! Until next time — stay faithful, stay fearless, and remember: freedom lives where faith and action meet.
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    1 hr and 6 mins
  • Rethinking Homeownership: How Innovation Is Unlocking the Next Generation of Buyers | Steven Rosasmilia

    Rethinking Homeownership: How Innovation Is Unlocking the Next Generation of Buyers | Steven Rosasmilia
    Feb 3 2026
    Millions of financially responsible Americans are locked out of homeownership — not because they’re risky, but because the system hasn’t kept up with reality. In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Steven Rosasmilia, founder of IMEX USA, to discuss a groundbreaking new approach to mortgage insurance designed for credit-worthy, first-time buyers with “thin” credit files. Steven shares how this new model challenges decades-old assumptions about risk, credit, and access — and how it could unlock an estimated $150 billion annually in new single-family home purchases without requiring money down or traditional PMI. This conversation goes beyond mortgages. It’s about leadership, responsibility, and what it takes to build systems that expand opportunity instead of restricting it. 📌 Learn more about IMEX: https://www.imex.one 📌 Subscribe to The Prosperity Lounge on YouTube and your favorite podcast platform 📌 Join the free Prosperity Lounge community for continued conversations on money, business, leadership, and wellness
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    37 mins