In this episode of Retire Well, Jim Smith and Martin Fox are joined by Anna Bodman, director and co-founder of Arcwell Legal, a specialist family-law practice in Christchurch, to explore relationship property law and the important role legal planning can play in protecting your wealth, relationships and future.

Coming up in this episode, they discuss:

• What relationship property law means and some of the common misunderstandings.
• The conversations couples should have before combining homes, finances or investments.
• The role of family trusts and why they may not always provide the protection people expect.
• What can happen to KiwiSaver, investments, businesses and other major assets when a relationship ends.
• How lawyers and financial advisers can work together to help protect wealth during difficult life changes.

Based in Christchurch, Jim and Martin offer independent advice on healthy living, financial wellbeing, and retirement planning. For more information, visit The Retirement Guys website or request to download their free eBook, Retire Well, using the links below.👇

🌐 Website: https://retirementguys.co.nz

📔 Retire Well Book: https://mailchi.mp/retirementguys/book-retire-well

A big thank you to Anna Bodman for joining us on this episode! If you'd like to learn more about Anna and her work, you can find her using the links below.👇

🌐 Website: https://www.arcwellpartners.co.nz

📞 Phone: +64 27 200 8280

📧 Email: anna@arcwellpartners.co.nz

In this episode of Retire Well, Jim Smith and Martin Fox are joined by insurance consultant Andrew Pender to explore the important role of insurance and retirement planning in protecting your financial future.

Coming up in this episode, they discuss:

• The different types of personal insurance, including life, trauma, disability, and income protection cover
• How insurance needs change through your 40s, 50s, and into retirement
• Whether there is a simple way to calculate how much life insurance you actually need
• Why your ability to earn an income may be one of your most valuable financial assets
• When it may be appropriate to reduce insurance cover or begin self-insuring
• Why regular insurance reviews are an essential part of long-term retirement planning

Based in Christchurch, Jim and Martin offer independent advice on healthy living, financial wellbeing, and retirement planning. For more information, visit The Retirement Guys website or request to download their free eBook, Retire Well, using the links below. 👇

🔗 Website: https://retirementguys.co.nz

🔗 Retire Well Book: https://mailchi.mp/retirementguys/book-retire-well

In this episode of Retire Well, Jim Smith and Martin Fox are joined by Tom Hartmann from the Retirement Commission. Tom is a personal finance lead and the driving force behind tools many Kiwis already use, including Sorted, the KiwiSaver Fund Finder, and the Retirement Navigator. Together, they unpack how relatively simple decisions, made consistently over time, can lead to very different retirement outcomes.

Coming up in this conversation, Tom Hartmann shares:

• How KiwiSaver fits into New Zealand's retirement income system
• Why being in the right fund matters more than chasing returns
• The four key KiwiSaver fund criteria: risk, fees, services, and performance
• Behavioural traps, and the idea of a "future us", and thinking long-term
• How tools like Sorted can help people get started and have better conversations

Based in Christchurch, Jim and Martin offer independent advice on healthy living, financial wellbeing, and retirement planning. For more information, visit The Retirement Guys website or request to download their free eBook, Retire Well, using the links below. 👇

🔗 Website: https://retirementguys.co.nz

🔗 Retire Well Book: https://mailchi.mp/retirementguys/book-retire-well

Welcome to episode 4 of Retire Well, today Jim Smith and Martin Fox dive into the truth behind retirement spending, exploring what research shows about how costs change over time for New Zealanders planning their future. They'll also be joined by Ian Perera, from the Retirement Income Interest Group, who brings valuable insight and research.

Coming up in this episode, they discuss:

• Ian's work with the Retirement Income Interest Group
• What the research tells us about spending patterns in retirement
• How spending patterns change over time
• Common misconceptions people have before they retire

Based in Christchurch, Jim and Martin offer independent advice on healthy living, financial wellbeing, and retirement planning. For more information, visit The Retirement Guys or request to download their free eBook, Retire Well, using the links below. 👇

🔗 Website: https://retirementguys.co.nz

🔗 Retire Well Book: https://mailchi.mp/retirementguys/book-retire-well