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The Safe Descent | Q&A Volume 3: The Questions That Keep Coming Up cover art

The Safe Descent | Q&A Volume 3: The Questions That Keep Coming Up

The Safe Descent | Q&A Volume 3: The Questions That Keep Coming Up

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One month after retirement, the market drops 30%. Do you sell your life

savings at the bottom just to buy groceries, or does your lifestyle stay

completely uninterrupted? That's the question underneath every question in this episode.

Two hosts work through eight real listener questions pulled from across

both seasons — why "draw from the IRA first" and "draw from taxable

first" can't both be a universal rule, why fear of Social Security's

solvency is the wrong reason to file at 62, how a single-life pension

election quietly becomes irreversible, whether it's too late to build a

guaranteed floor at 69, why "you have enough assets" doesn't mean your income is structured correctly, the real difference between a variable annuity and a fixed indexed annuity, whether carrying a mortgage into retirement blocks the floor, and what actually happens in an Income Standard Review.

This is a companion series exploring ideas from The Income Standard,

hosted by Tod Long. Hear Tod himself, in his own voice, on the flagship

show — link below.

theincomestandard.com

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